Available for qualified residents nationwide, Bank of America is offering a $300 bonus when you open a new Bank of America checking account with direct deposit valid through October 31, 2018. To be eligible for this offer, set up and receive qualifying direct deposits of $4,000 or more within 90 days of account opening.
Keep in mind that this bonus is targeted and only available to customers who receive this offer via a direct communication from Bank of America. Visit our HMB master list of Bank of America Promotions for all of BOA’s current bonuses!
Credit goes to Danute for letting us know about this bank bonus through our Rewards Program. If you find out about a new bank bonus, let us know and get paid up to $15!
 | BMO Bank Checking: Open a new BMO Smart Money Checking Account and get a $350 cash bonus* when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days. Learn More---BMO Checking Review *Conditions Apply. Accounts are subject to approval and available in the U.S. by BMO Bank N.A. Member FDIC. $4,000 in qualifying direct deposits within 90 days of account opening. |
 | Chase Ink Business Unlimited® Credit Card: New cardholders can enjoy a welcome offer of $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. Click here to learn how to apply--- Review |
Bank of America $300 Bonus Information:
- Sign up Offer
- Bank of America Promotion PDF Printout
- Account Type: Core Checking, Interest Checking
- Availability: Nationwide (Bank Locator)
- Expiration Date: 10/31/2018
- Credit Inquiry: Soft pull.
- ChexSystems: Unknown
- Opening Deposit: $25- $100.
- Credit Card Funding: None
- Direct Deposit Requirement: Yes, direct deposits of $4,000 or more each within the first 90 days of account opening.
- Monthly Fee: $12- $25, see below on how to waive the fees.
- Additional Requirements: You must provide the offer code listed in the letter at the time of account opening.
- Household Limit: None listed.
- Closing Account Fee: Not listed,check with CSR for more information
What Triggers Direct Deposit? Alternative Methods
Many bank bonuses require you to make real direct deposit from your job to receive the sign up bonus. However, switching to your real paycheck can be frustrating and time consuming. You can find alternative methods below which many readers have reported to trigger direct deposit to receive the sign up bonus. Simply set up ACH transfers from these institutions to trigger direct deposit. Again, Your Mileage May Vary(YMMV). Please help us with your experience if you find a different method or to confirm a current method for direct deposit in the comments section below.
- ACH Transfer
- American Express
- Baxter Credit Union
- Coinbase
- Connexus
- Emigrant
- E*Trad
- PurePoint Financial
- Robinhood
- Serve
How To Earn Bank of America $300 Bonus:
- Open a new Bank of America Core Checking or Interest checking account using your unique promo code by October 31, 2018.
- Remember that you must provide the offer code listed in the letter at the time of account opening.
- Then set up and receive two Qualifying Direct Deposits equaling a total of $4,000 or more in your new personal checking account within 90 days of account-opening.
- If you meet all of the requirements, BOA will attempt to deposit the earned bonus directly into your new personal checking account within 60 days.
How To Avoid Monthly Fees:
- Core Checking Account: To avoid the $12 monthly, have at least one qualifying direct deposit of $250 OR maintain a minimum daily balance of $1,500 or more. Students under age 24 are eligible to have this fee waived while enrolled in high school, college, university, or a vocational program. Preferred Rewards clients also get this fee waived.
- Interest Checking Account: To avoid the $25 monthly fee, maintain a combined balance of at least $10,000. Also, Preferred Rewards clients get this fee waived.
Bottom Line:
Bank of America is currently having a promotion where targeted customers can receive this $300 bonus offer if they receive this offer via a direct communication from Bank of America. Although this is a targeted offer, you could try your luck, submit an application, or talk to a banker at your local BOA branch or over the phone. If you received this offer and follow through with the process or tried your luck, please share your experience by commenting below! If you would like to see more, check out our full list of Bank Bonuses for all your banking needs.
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |