Making it easy for students, BB&T offers a Student Checking Account that features a Personalized Debit Card! With no monthly maintenance fee, no minimum balance required, 24/7 automated account information service and money management, BB&T is great for students who are just starting out.
If you’re interested in opening a savings account as well, you can easily open a Fee-Free Regular Savings Account with your student checking account and get the $5 monthly maintenance fee waived. Read on if you’re interested in opening a student checking account with BB&T!
![]() • Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status. • Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number or who are 17-year-olds can only open an account at a branch. • Keep track of your money in the Chase Mobile® app. The app helps you manage your money. • Zelle® is available in more than 1,000 banking apps in the U.S. So you can send and receive money from almost anyone you know and trust who has a bank account in the U.S. • Access to more than 15,000 Chase ATMs and more than 4,700 branches. • JPMorgan Chase Bank, N.A. Member FDIC • Chase Overdraft AssistSM – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Requirements
- For students up to age 23.
- No minimum opening deposit.
The Benefits
- No Monthly Maintenance Fee & No Minimum Balance Requirement: Just be under 25 to enjoy this account.
- Personalize Your Debit Card: Use BB&T’s gallery of images or upload your own photo for your debit card.
- Access to Over 3,100 ATMs: They have over 3,100 ATMs but if you withdraw from a non-BB&T ATM BB&T will waive two non-BB&T ATM transactions per monthly statement cycle.
- Automated Account Information 24/7: Have access whenever with BB&T Phone24 at 800-BANK-BBT (800-226-5228).
- Fee-Free Savings Account: With your student checking, the $5 monthly maintenance fee will be waived.
- Money Management Tools: Enjoy customization online and mobile banking experience to monitor your accounts and non-BB&T accounts. Deposit checks, pay your bills, set and track spending, manage receipts, and earn cash back with BB&T deals!
The Fees
- Monthly Maintenance: $0, until the age of 24.
- Non-BB&T Bank ATM (domestic): $2.50, per transaction plus operator fees.
- Non-BB&T Bank ATM (international): $5, per transaction plus 3% of transaction, plus operator fees.
- Overdraft/NSF: $36, per paid or returned item, max 6 items per business day.
- Negative Account Balance: $8, per day after 7 consecutive overdrawn days.
- Overdraft Protection Transfer: $12.50, per transfer, limit of one fee per linked account per day. For transfers under $5, no fee will be charged.
- Paper Statement: $3, per monthly billing cycle.
Bottom Line
If you like customizing your things, then make sure to check out the BB&T Student Checking Account for a personalized debit card. Located mainly in the east coast, it covers 15 states and the District of Columbia.
This account is easy for students to start managing their account with their no monthly maintenance fess and no minimum balance. Check out our Best Student Checking Accounts, here on HMB!
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