If you purchases a new car recently, chances are it may have came with a free trial of Sirius XM. Sounds great, huh? Especially since it typically 6 months of free service.
Pretty good way to get you hooked and soon after, you will have to pay for the service for it to continue!
Not a bad thing, but there’s definitely a way to reduce what you pay. Because is $10.99 – $20.99 a month worth the service? That’s up to $250+ per year spent using the service.
Even if you cut down but a fourth or even half, think about what more you could do with those savings!
Editor’s Note: Do you like free money? Banks often offer you free cash bonus incentives for opening an account! See the promotions offered by a few of the best banks below:
- Huntington Bank Promotions
- Chase Bank Promotions
- TD Bank Promotions
- Discover Bank Promotions
- HSBC Bank Promotions
- CIT Bank Promotions
- BBVA Promotions
- For more options, see our list of 1,000+ bank bonuses!
What is Sirius XM?
Sirius XM is a satellite radio service that is used in car – in addition, you’re able to stream using your tablet, computer, or phone with a select subscription.
Sirius XM offers commercial-free music, comedy, live sport, news, and talk entertainment via satellite for your tablet, car, and phone all at the convenience of your fingertips!
You’ll get access to numerous channels that consists of music, news, comedy, sports talk, and more!
Three Subscription Tiers for SiriusXM:
- Premier Streaming: You get the basic subscription will give you 80+ channels of great music, but doesn’t give you sports, comedy channels, or online streaming.
- Select: You get over 140 channels of music, sports and comedy but no internet streaming to stream in the car. Get commercial-free music channels, exclusive artist-dedicated music channels, 24/7 comedy channels, & a selection of play-by-play channels.
- All Access: You get their top of the line option with every one of their 140+ channels in-car & 200+ channels to online stream from your phone, tablet, or computer.
Helpful note: You’re able to manage your Sirius XM account 24/7 online. You’re able to get in touch with SiriusXM customer service at 1-866-635-2349 from 8AM – 10PM ET Monday-Friday (8AM – 8 PM ET on Saturday & Sunday).
How To Negotiate The Best Sirius XM Deal
Below are steps you can take to help lower your service bill.
To start off, research the current Sirius XM promotions going on and decide which plan best suits your needs and wants. Then you’ll be able to use this as a negotiating factor. Now, simply call and ask for the retention department.
Once you’re on the phone with the retention department rep, start mentioning how much you enjoy and love the service and want to continue the service, but you feel like you’re not okay with the price you’re paying.
This is when the rep may throw a few offers out to you. Keep an open ear for the offers, but definitely do not accept the first offer. Deny the first few offers.
Be sure you have a calculator so you can divide the offered price with the number of months to find out how much you’ll be paying monthly.
In summary, the offer you should get is 5 months of service for $25. This is the lowest offer possible that you can get. Once you receive this offer and accept, the rep will go over some terms & conditions along with some disclosures. Now you can enjoy your service without having to pay full price!
Now, if you come across a rep that does not offer that deal, stand your ground. Do not give up and simply try again a few minutes after hanging up.
Thank the rep for their time and call back and follow the same procedure again until you get the offer. If you end up not receiving the offer, simply cancel the service and you should receive offers via email/mail to become a member again.
Those offers may even be lower than what the reps offered you – once you get offered a deal that you are happy with, sign up again! Hope you the best of luck in receiving the best deal possible!
Helpful note: It’s a good idea to take note of your expiration date. If you do not, your subscription plan will renew at current price (probably more than you are willing to pay). Set an alert & mark it on your calendar. That way, you can contact Sirius XM to negotiate to get the best deal again. If you do not receive the offer you desire, simply cancel the service. Then, wait for new offers to be presented to you via email or email. Contact the billing department and ask them to remove your card from their file (you have the right to do so), so you will not be charged automatically after your promotional offer has ended.
Sirius XM is definitely entertaining – whether you use the service to listen to music, catch up on the news, listen to a podcast, etc, Sirius XM is surely a fantastic service. However, before you pay full price for satellite radio, definitely give these tips a try to help you save money!
Sometimes, all it takes is a phone call and a few minutes of your time to get the best deal possible! If you’re looking to maximize your savings, be sure to check out the best credit cards or more ways to save money online!
(Visit SiriusXM to view deals)
Best Credit Cards for Streaming Services
The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.24% - 29.99%. Variable APRs will not exceed 29.99%.
• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
• 1% Cash Back on other purchases.
Get $7 back each month after using your Blue Cash Preferred Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees)