Capital One Bank offers a guaranteed rate 1.00% APY on all balances for 12 months with their Smart Savings Account. The 1.00% APY rate is available for most Capital One market areas(0.70% for the Austin, Texas, and only 0.40% for Louisiana). The Smart Savings Account has a $5 monthly service fee, but this can be waived with just a $300 balance. If you don’t qualify for their Capital One Smart Savings Account rate, you’ll be directed to Capital One 360($50 bonus and up to 0.85% APY).
*TIP*– If you don’t see the 1% rate at first, simply change your zip code in the upper right hand side of Capital One’s website, and then re-click the above link.
Capital One market areas: Washington DC, Maryland, Northern Virginia, New Jersey, New York and Texas.
Again, for new customers who don’t live in Capital One’s market area, you will be getting a very competitive Capital One 360 Checking($50 bonus):
- 0.85% APY for balances of $100K+
- 0.80% APY for balances between $50K and under $100K.
Capital One 360 Savings has a 0.75% APY for all balances.
Sign up today and lock in a 1.00% APY rate that is guaranteed not to go down for the first 12 months on balances up to $500,000. You can save the easy way with automatic transfers from your Capital One checking account. Customers enjoy easy access such as online banking, ATMs, phone, and in branch customer services. Enjoy no monthly service fee by maintaining a $300 daily balance. Open this account with as little as $25 and make up to 6 withdrawals per month. Deposits are insured up to full FDIC limits. Find all best bank rates on our full list!
Hot Deal of the Day: Capital One 360 Checking Account offers $50 bonus promotion with no minimum or monthly fees and free Online Bill Pay.
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