Find an updated list of Columbia Credit Union promotions, bonuses and offers here.
Currently, they have a $170 bonus for opening a checking account and $70 referral bonus to become a member of the credit union.
About Columbia Credit Union Promotions
Columbia Credit Union is headquartered in Vancouver, Washington and was established in 1952. Since then they have grown to 12 locations, offer money market rates that are 2X the national average, and they boast an A+ health rating.
| Eligibility: Membership in Columbia Credit Union is open to those who live or work in the state of Washington or in the Oregon counties of Clackamas, Marion, Multnomah or Washington. Family members of membership-eligible individuals also qualify for membership. See current membership details |
I’ll review the current offer below.
Columbia Credit Union $170 Checking Bonus
Columbia Credit Union is offering a $170 bonus when you open a qualifying Checking Account and meet account requirements.
- What you’ll get: $170 bonus
- Account Type: Checking Account
- Availability: OR, WA (Bank Locator)
- Direct Deposit Requirement: Yes, $500+
- Credit Inquiry: Soft Pull in branch, Hard Pull online
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires July 31, 2022)
| You can compare this to several great entry level Checking accounts with offers include the BMO Smart Money Checking ($400 bonus), Bank of America ($200 bonus offer), U.S. Bank Smartly® Checking ($1000 bonus), Chase Total Checking® ($200 bonus), SoFi Checking and Savings ($275 bonus) |
How To Earn Bonus
- To earn $170 bonus, open your first Columbia Credit Union Checking Account and you complete these three steps within 60 days of account opening:
- Secure e-Statements enrollment
- Have a direct deposit of at least $500
- 15 purchases using your Columbia CU debit or credit card
- Must be a natural person, age 18 or older who has not been a member (Tax Reported Owner) on a Columbia CU personal checking account in the past 12 months.
- During the promotional period, you must open a new Columbia Credit Union Checking account.
- Then, you have 60 days to complete the following requirements: 1) use your Columbia CU debit or credit card to make at least 15 purchases, 2) sign up for e-Statements in Online or Mobile Banking, and 3) make at least one $500 direct deposit of your payroll, social security, pension and/or government benefits into your new checking account.
- Account must have a positive balance and be open at the time of payment.
- Bonus will be deposited into your Columbia CU checking account the next business day following the completion of the requirements listed above and will be reported on IRS Form 1099-INT.
Columbia Credit Union $70 Referral Bonus
- What you’ll get: $70 bonus, and your friend gets $70 too
- Account Type: Income Checking Account
- Availability: OR, WA
- Direct Deposit Requirement: Yes, $500+
- Credit Inquiry: Soft Pull in branch, Hard Pull online
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(No Expiration Date)
| For more advanced features in a checking account, compare this offer to BMO Relationship Checking ($600 Bonus), U.S. Bank Smartly® Checking ($1000 bonus), Chase Private Client ($3,000 Bonus), TD Bank Beyond Checking ($300 Bonus) |
How To Earn Bonus
- Enter your email associated with your Columbia Credit Union account to get your Referral Link
- Share with your friends via Facebook, Twitter, or email.
- Your friends join by opening a new checking account with direct deposit of $500 or more within 60 days.
- They will deposit $70 into BOTH of your checking accounts.
- Refer a Friend cash bonus offer valid for a limited time only.
- To refer someone, the existing member (“Advocate”) must be the owner of a consumer Columbia Credit Union checking account. New member (“Friend”) must use the Referral Link provided to enroll in the program.
- New members cannot be a tax reported owner on an account within the last 12 months.
- Advocate and Friend cannot begin Credit Union membership on the same day.
- Must be 18 years or older and meet Columbia Credit Union’s membership eligibility and credit qualifications .
- Account cannot be overdrawn or closed at the time of bonus payment.
- Bonus will be deposited into the qualifying checking account within 10 business days of meeting qualifications.
- The value of your reward may be reported to the IRS on a 1099-INT for you and your Friend.
How To Waive Monthly Fee
- Income Checking: None
- RewardsPlus Checking: None
- Spend Checking: None
- FreeB Checking: None
- Business Plus Checking: $15 monthly fee, waivable with at least $5,000 average daily balance otherwise
- High Yield Business Checking: $15 monthly fee, waivable with at least $10,000 average daily balance
Bottom Line
If you are looking to join this credit union, they are offering this checking promotion for a limited time. Be sure to take advantage if this promotion interests you however be sure to see whether or not this has a soft or hard pull.
CDs and Savings Accounts are a great way to earn and save money. For more information, check out our full list of some of the best Bank Rates and CD Rates nationwide. If this does not interests you, you can check out more bank bonuses that are available in multiple states for more suitable offers.
*Check back for updated Columbia Credit Union promotions, bonuses and offers.
