Find an updated list of Fairwinds Credit Union promotions, bonuses, and offers here.
Update 4/25/24: Available nationwide, sign up today to earn $175 bonus, then refer your friends and family for $75 per referral.
About Fairwinds Credit Union Promotions
Fairwinds Credit Union is headquartered in Orlando and is the 5th largest credit union in the state of Florida. It is also the 93rd largest credit union in the nation.
It was established in 1949, it had grown to 521 employees and 204,620 members at 30 locations. Fairwinds Credit Union’s savings rates are 4X the national average, and it has an A health rating.
| Eligibility: FAIRWINDS is open to anyone anywhere. See current membership details. |
Fairwinds Credit Union $175 Bonus
Fairwinds Credit Union is offering you an opportunity to earn $175 Bonus! Simply refer your friends and family members. Take advantage while you can.
- What you’ll get: $175 bonus
- Account Type: Spending or Checking Account
- Availability: Nationwide via membership (Branches in FL) (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexStystem: Yes
- Credit Card Funding: Up to $500
- Monthly Fee: None with the Freedom Spending Checking Account
- Early Account Termination Fee: None listed
- Household Limit: None
(Expires 06/01/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Truist Checking ($400 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | |
How to Earn Referral Bonus
HOW TO EARN THE BONUSFINE PRINT
- Invite Your Friends to Open a FAIRWINDS Account. Share your Refer & Earn link (you’ll be directed to log in to your account) and invite your friends to join you at FAIRWINDS so they can start their journey toward Financial Freedom.
- You Get $75, Your Friend Gets $175. After your friend opens a FAIRWINDS Preferred or Signature Checking Account with a $1,000 direct deposit, you earn $75.
- Refer More Friends to Earn More Money. More earnings are waiting for you around the corner. Keep spreading the word to your fellow financial freedom seekers to be a part of FAIRWINDS. (Up to 10 referrals per member)
- Offer available from January 29, 2024, through June 1, 2024. In order for both the referred individual and the referring FAIRWINDS member to each qualify for and receive the referral reward, the following conditions must be met: The referred individual may not have previously been an owner on or a party to a FAIRWINDS account; the referred individual must open a new FAIRWINDS consumer Preferred or Signature Checking Account with a minimum deposit of $25.00 at new account opening; during the eligible program period, the referred individual must open the new account using the referring FAIRWINDS member’s unique referral link; and the referred individual must receive in the new Preferred or Signature Checking Account a cumulative qualifying direct deposit(s) of $1,000.00 or more (excluding the new account deposit used to fund/open the account) within 60 calendar days of opening. A “qualifying direct deposit” is an Automated Clearing House (ACH) deposit of a paycheck, pension, or government benefit (including Social Security) from the government or your employer. Person-to-person transfers (such as Zelle, PayPal or Venmo) and bank transfers between a FAIRWINDS account or an account at other financial institutions or brokerages do not qualify. The referring FAIRWINDS member must be in good standing with the credit union and must be an owner of a FAIRWINDS consumer Spending or Checking account in order to be eligible for a referral reward. FAIRWINDS Credit Union employees are not eligible to receive any referral program rewards.
- Rewards that have been fully earned and qualified for will be paid to each party on or about the 15th day of the next month following the deposit of the sufficient qualifying funds into the referred individual’s new Preferred or Signature Checking Account. Only one reward will be provided per referred individual. The code used by the referred individual will determine the referring member. A referring FAIRWINDS member can only receive a total of 10 referral rewards. The amount of the reward is the reward amount in effect at the time of the reward payout. All decisions of FAIRWINDS as to the amount and sufficiency of qualifying deposits and reward amounts are final. Referred individuals acknowledge and agree payment of the reward will result in the referring member’s knowledge of the referred individual’s establishment of a new account with FAIRWINDS and may result in disclosure to the referring member’s knowledge of the deposit activity of the referred individual within the period of 60 days of account opening. By accepting a reward, the referred individual consents to disclosure of account opening and deposit history to the referring member.
- The Member Referral Program may be terminated or withdrawn at any time and is subject to change at any time, with or without prior notice. FAIRWINDS reserves the right to increase or decrease the amount of the reward from time to time. FAIRWINDS reserves the right to enroll, suspend, or terminate a member’s eligibility to participate in this program at any time, with or without prior notice. Member Referral Program rewards may not be combined with other offers or programs. Referral rewards may be reported as income to the IRS and may be taxable to you. The referred individual and the referring member may be responsible for any tax resulting from receipt of a referral reward. Please consult your tax advisor if you have questions about the tax treatment of the referral reward.
Fairwinds Credit Union $300 Checking Bonus (Expired)
Fairwinds Credit Union $300 Checking Bonus (Targeted)
Fairwinds Credit Union is offering you an opportunity to earn $300 Checking Bonus! Simply show the email voucher and open your account with the promo code 300BONUS.
- Account Type: Spending or Checking Account
- Availability: Nationwide
- Monthly Fee: None
- Early account termination fee: The bonus amount will be deducted if account is closed within 6 months.
- Household limit: 1
(Expires April 30, 2022)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How to Earn $300 Checking Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a FAIRWINDS Spending or consumer Checking account.
- Open a FAIRWINDS Emergency Savings Account
- Make a minimum of 10 qualified purchases with new FAIRWINDS Visa Debit Card within 45 calendar days of account opening.
- This offer is valid from January 5, 2022 – April 30, 2022.
- In order for the individual to qualify for and receive the New Member Account Bonus, the following conditions must be met during the eligible promotion period: the individual may not have previously been an owner on or a party to a FAIRWINDS account; the individual must open a new FAIRWINDS Spending or consumer Checking Account with a minimum deposit of $25.00 at new account opening; the individual must deposit a minimum of $10.00 in to a FAIRWINDS Emergency Savings Account at new account opening; and the individual must make a minimum of 10 qualified purchases with their new FAIRWINDS Visa Debit Card within 45 calendar days of account opening. Qualifying debit card purchases do not include withdrawals made from an ATM. Minimum balance requirements apply for the FAIRWINDS Freedom Signature Checking Account, FAIRWINDS Freedom Preferred Checking Account, and FAIRWINDS Emergency Savings Account. Select this link for information about checking accounts and this link for information about the Emergency Savings Account. FAIRWINDS Credit Union employees are not eligible to receive this bonus. A $5 membership share, your ownership in the credit union, is required at account opening.
- A bonus that has been fully earned and qualified for will be paid to the member on or about the 15th day of the month following the completion of making 10 qualified FAIRWINDS Visa Debit Card purchases within the qualifying period. Only one bonus will be provided per individual.
- The FAIRWINDS New Member Account Bonus promotion may be terminated or withdrawn at any time, and is subject to change at any time, with or without prior notice. FAIRWINDS reserves the right to suspend or terminate an individual’s eligibility to participate in this promotion at any time with or without prior notice. FAIRWINDS New Member Account Bonus Promotion may not be combined with other offers or programs. The new Spending or Checking account and Emergency Savings account must both remain open a minimum of 6 months or FAIRWINDS reserves the right to deduct the bonus amount at the time of account closing.
- To redeem this offer at a FAIRWINDS branch, an email voucher with the promotional code sent by FAIRWINDS or a flyer or postcard sent by FAIRWINDS with the promotional code must be presented at account opening.
- The promotion bonus may be reported as income to the IRS and may be taxable to you.
How To Waive Monthly Fee
- Freedom Spending Account: No monthly fee
- Freedom Preferred Checking: $10, waived with any one of the following:
- $1,000 in total monthly direct deposit, or
- $10,000 or greater average monthly combined deposit balance, or
- $10,000 or greater in an investment account
- Freedom Signature Checking: $25, waived with either of the following:
- $25,000 or greater average monthly combined deposit balance, or
- $25,000 or greater investment account balance
- UCF Student Checking Account: No monthly service fee
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Bottom Line
Fairwinds Credit Union is offering tons of promotions. Simply earn by just referring your friends or family members. The steps to follow are easy and fast, so be sure to take advantage today while you can.
Additionally, leave a comment below informing us about your experience with the Fairwinds Credit Union.
