With the First Citizens Rewards Business Visa Card, you have an opportunity to earn 10,000 Bonus Points after meeting the spending requirements.
In addition from the promotion, the card also offers 3X points for every $1 spent on gas, 2X points for every $1 spent at restaurants and on travel, and 1X points on all other purchases.
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months. Enjoy $250 to use on Capital One Travel in your first cardholder year. |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
| Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
First Citizens Rewards Business Visa Card Summary
| Bonus Available | Earn 10,000 bonus points when you spend $3,000 in the first 90 days. |
| Bonus Value | $100 |
| Ongoing Rewards/Benefits | Earn 3 points for every $1 spent on gas
Earn 2 points for every $1 spent at restaurants and on travel Earn 1 point for every $1 spent on all other purchases |
| Foreign Transaction Fees | None |
| Annual Fee | $0 |
(Visit First Citizens Bank to learn more)
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
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First Citizens Rewards Business Visa Card Bonus
Earn 10,000 bonus points offer, valued at $100, after spending $3,000 on purchases in the first 90 days.
Here are some ideas on meeting the spending requirement:
What Are First Citizens Rewards Points Worth?
Similar to other credit cards, the value of your points will be determined by how you use them. The value of these points can range from $0.0013 to $0.01. Generally, each First Citizens rewards point is worth $0.01, which means 100 points equals $1 when you redeem.
When it comes time to use your First Citizen Rewards points, you have a variety of options, including:
- Statement credits
- Airline tickets, hotel stays, car rentals, cruises and tours
- Retail gift cards and certificates
- Merchandise
- Charitable donations
First Citizens Rewards Benefits
- Protect your cell phone when you pay your monthly cell phone bill with your First Citizens Business Visa® card
- Earn points faster with employee cards
- Use rewards as statement credits for purchases with our exclusive Pay Me Back redemption option
- Make convenient, touch-free purchases anywhere contactless payments are accepted
 | Chase Business Complete Checking®: Earn $300 or $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. Chase offers financial products and services that let you bank when and how you want. Get Coupon---Chase Business Checking Review |
 | Huntington Unlimited Business Checking: Earn $400 bonus when you open a Huntington Unlimited Business Checking account and make total deposits of at least $5,000 within 60 days of account opening. The $400 bonus will be deposited into your account after all requirements are met. This account is for businesses with higher checking activity and greater cash flow needs. Apply Now---Huntington Unlimited Business Checking Review |
 | U.S. Bank Business Checking: Earn a $500 bonus when you open a Silver Business Checking Account or $900 when you open a Platinum Business Checking Account online with promo code Q1AFL25 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2025. Member FDIC. Apply Now---U.S. Bank Business Checking Review |
 | Bank of America Business Advantage Checking Bonus Offer Open a new Bank of America Business Advantage checking account and complete the eligible requirements to earn a $200 cash bonus offer. See offer page for more details. Additional terms and conditions apply. See offer page for more details. Learn More---Bank of America Business Checking Review |
Bottom Line
For businesses, the Rewards Business Visa Card from First Citizens Bank is the one to get. There are a lot of perks and benefits that you do not want to miss out on.
Make sure to also visit HMB to explore more First Citizens Bank Promotions or credit card bonuses. If you’re indecisive of which card best suits you, see our post on the Best Rewards Cards!