While American Express is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are the author’s alone and have not been reviewed, approved, or otherwise endorsed by the issuer.
Do you fly with Delta Airlines? Are you looking for a great airline credit card? The American Express Gold Delta SkyMiles® Business Credit Card is specially designed for business travelers who often fly with Delta Airlines and offers the opportunity to earn two generous welcome bonuses.
Make every purchase and every flight with Delta count as you earn SkyMiles rewards for award flights, seat upgrades, and more redemption options. Built in with your Gold Delta SkyMiles Business card are exclusive Delta benefits that will save time and money and American Express business benefits that promote productivity and success.
Editor’s Note: You may not know this, but if you ever sell something on eBay, Craigslist, or do any freelance work, your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID on your application to apply.
![]() The Delta SkyMiles® Gold Business American Express Card offers 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership. Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. You'll earn: • 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year. • 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants. • 1 Mile on every eligible dollar spent on other purchases. Elevate your travel experience with an annual statement credit of up to $150 after using your Delta Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year. This card carries a $150 annual fee ($0 introductory annual fee for the first year, then $150) (See Rates & Fees). However, there are no foreign transaction fees and you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year. Terms and limitations apply. |
Amex Gold Delta SkyMiles Credentials
- Small Businesses Who Fly Delta: If you own a small business and you have good to excellent credit, plus you plan on spending on advertising, airfare purchases, gas, shipping, computer hardware, software, and cloud computing services, you can benefit with the Gold Delta Skymiles Business card.
- Traveling Businesses: If you and/or your employees routinely travel to meet your business partners and do business around the world, airfare is one of the five spending categories you can choose from to earn 2 miles per $1, making it a poor choice to get benefited for your travel. There are better cards for traveling businesses such as Chase Ink Business PreferredSM Card.
Best Business Credit Cards for 2018
![]() The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
![]() The Business Platinum Card® from American Express has a welcome offer of 250,000 Membership Rewards points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. You'll earn: • 5X Membership Rewards Points on Flights, and Prepaid Hotels Booked through AmexTravel.com. • 1X points on other eligible purchases. • 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals. • $199 CLEAR Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR Plus Membership (subject to auto-renewal) when you use the Business Platinum Card. • NEW! Make the Business Platinum Card work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required. This card does come with a $695 annual fee. (See Rates & Fees) Terms Apply. |
Amex Gold Delta SkyMiles Pros & Cons
- Welcome Offer: 70,000 bonus miles after you make $4,000 in purchases on your new Card in your first 3 months.
- $0 Introductory Annual Fee: After first year of Card Membership, the annual fee will be $95. (see Rates & Fees)
- Earn 2 miles for every $1 spent made directly with Delta, and Earn 1 mile for every $1 spent on eligible purchases. Fly with Delta to earn even more miles so that you can later redeem for either a partial or full flight. There are no blackout dates nor seat restrictions with Delta booking system. Redemption starts at 10,000 miles for $100 off any Delta air ticket.
- First Checked Bag is Free: Good card holder and up to 8 other people on your reservation when booking your flight with this Delta card. This is a savings of around $50 per person per round-trip.
- Priority Boarding and 20% In-Flight Savings: Card Members will receive a 20% savings in the form of a statement credit on eligible pre-purchased meals and in-flight purchases of food, alcoholic beverages, and audio headsets on Delta-operated flights.
- Delta SkyClub® Reduced Rate benefit ($29 per person) is limited to Gold and Platinum Delta SkyMiles Business Credit Card Members and up to two guests and may be used only in conjunction with same-day ticketed air travel on any airline.
- Travel Benefits and Insurance: Get the comfort and peace of mind with travel benefits and travel insurance such as Car Rental Loss and Damage Insurance, 24/7 Global Assist Hotline, Baggage Insurance Plan, and Travel accident insurance.
- Purchase Protection and Extended Warranty: In case of accidental damage or the theft of eligible purchases for up to 90 days from the date of purchase, American Express can refund you if the store would not. Amex will also extend the original U.S. warranty of items you purchase by up to one year.
- No Foreign Transaction Fee: American Express will not charge any foreign transaction fee (see Rates & Fees) on the purchases you make outside of the United States with your Card.
- Don’t Fly Delta: If you’re loyal to another airline or Delta doesn’t fly to the places you frequent (or it’s a costlier airline), you can find other airline rewards cards out there that will work better for you.
- High APR: You might do better looking for another card with a lower interest rate if you sometimes need to pay off your business expenses in installments. Even if you have stellar credit, the interest charges can add up quickly if you don’t pay off your balance in full each month.
- Annual fee: While the annual fee is waived for the first year (see Rates & Fees), you’ll pay it every year thereafter. With some business credit cards offering no annual fees, you have the potential to save some cash with another card. On the flip side, the annual fee for the Amex Gold Delta SkyMiles is lower than some other business cards, including Amex’s own Business Platinum Card.
- Better Rewards Programs Elsewhere: If you like the notion of cash back in addition to travel rewards that don’t limit you to one airline, another business credit cardwill probably serve you better in the long run.
- Not A Traveling Business: Plain and simple, if you’re not a small business owner who travels, there’s really no reason to get this card. Consider a cash back credit card instead.
Amex Gold Delta SkyMiles Approval Odds
The American Express Gold Delta SkyMiles® Business Credit Card is not the highest tiered airline business card meaning you may not need a really high credit score to obtain this card. If your credit score is above 650 and you’re otherwise maxed out in terms of the number of Amex credit cards you can get, this is a fantastic card to consider.
On top of that, for those with good and excellent credit, I find Amex business cards to be incredibly easy to be approved for. Anecdotally most people I’ve heard from have reported instant approvals on this card, so it really shouldn’t be very tough to be approved for, even if you haven’t gotten many business cards in the past.
If you would like to learn more and even check your credit score, refer to our post about Free Credit Score.
Amex Gold Delta SkyMiles Flight & Travel Benefits
The American Express Gold Delta SkyMiles® Business Credit Card‘s flight and travel benefits are one of the main reasons to become a member if you often fly Delta. Businesses can appreciate being able to spend more time on work instead of waiting in lines. It’s a time and money saver that makes the $95 annual fee ($0 introductory first year) well worth it. (see Rates & Fees)
- Free First Checked Bag – Receive free first checked bag each flight for you and up to 8 other traveling companions on the same reservation. Save up to $50 for each round-trip flight per person or as much as $450 with a group of 9.
- Priority Boarding – Find your seat and get settled in sooner by skipping the line with priority boarding. You’ll have plenty of space for your carry-on baggage with extra time to finish that last email or that business phone call.
- Delta Sky Club Discount – Visit the Delta Sky Club at a discount price of $29(originally $50) for you and up to two traveling companions. Receive complimentary WiFi, snacks, drinks, and the chance to relax or continue working in a comfortable yet productive environment.
- 20% In-Flight Savings – Receive a 20% discount off of food, beverages, movies, shows, games, and headsets when using your card for these in-flight purchases. The savings will be in the form of a credit statement.
Use SkyMiles earned with American Express Gold Delta SkyMiles® Business Credit Card for award flights and seat upgrades with Delta Airlines and other flexible flight redemption offers with Delta partners. It doesn’t stop at travel, miles can also be redeemed for merchandise, gift cards, and more.
- Flights – Redeem miles for Delta award flights starting at 20,000 miles for a round-trip flight or reduce the cost of purchased flights by $50 dollars for every 5,000 miles. Go beyond Delta with your miles and book flights with the SkyTeam Global Alliance and SkyMiles airline partners that include Alaskan Airlines, Hawaiian Airlines, Air France, and Korean Air just to name a few.
- Upgrade Seats – Miles earned with your card can be redeemed for upgrades of main cabin seats to Delta One, first class, or business class seats for you or someone else. Reward miles will still be earned on the original purchased flight as you upgrade your seats.
- Gift Cards & Shopping – Use your miles to shop the SkyMiles Marketplace for gift cards, electronics, home goods, a wide variety of apparel and merchandise and even tickets to shows and sporting events.
- More Options – Join the Delta SkyClub with annual unlimited membership starting at 70,000 miles. Miles can also be donated to charity through the SkyWish program that includes worldwide charities like American Red Cross, Unicef, and Make-A-Wish among others.
Our Thoughts
The American Express Gold Delta SkyMiles® Business Card is a good business charge card with a generous welcome offer. In addition, your bonus categories and rewards are pretty flexible. You have the option to earn 3x bonus Membership Rewards® points when you choose one of these categories: airfare, advertising, gas stations, shipping, and technology (hardware, software, cloud computing).
Then, you’ll earn 2x points for the four you didn’t choose and 1x points for other purchases. You’re limited to $100,000 in purchases each year for the five categories. All of them are relatively common business expenses, and just a few are almost exclusive to business. Plus, as a charge card, rather than a credit card, you won’t have a pre-set limit. This allows a business to invest in equipment and other items to help grow revenue without worrying about overspending, but you must pay your balance in full each month.
Card Comparison
Here’s how the American Express Gold Delta SkyMiles® Business Credit Card is closely there with the Chase Ink Business PreferredSM Card, a Chase credit card also aimed towards small business owners.
![]() The Delta SkyMiles® Gold Business American Express Card offers 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership. Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. You'll earn: • 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year. • 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants. • 1 Mile on every eligible dollar spent on other purchases. Elevate your travel experience with an annual statement credit of up to $150 after using your Delta Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year. This card carries a $150 annual fee ($0 introductory annual fee for the first year, then $150) (See Rates & Fees). However, there are no foreign transaction fees and you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year. Terms and limitations apply. |
![]() The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
The Chase Ink Business PreferredSM Card is a great small business credit card, especially for companies that spend a lot on internet, cable, cellphone and landline services or office supply stores. In these categories, cardholders earn 5x points on the first $50,000 spent in combined purchases.
Bottom Line
The American Express Gold Delta SkyMiles® Business Credit Card is excellent for small businesses and even self-employed individuals(use your name as business ID and Social Security number as tax ID) who are loyal Delta flyers and would appreciate more travel, purchase, and business benefits.
Receive the chance to earn a terrific welcome offer. First free checked bags, priority boarding, and no foreign transactions fees are a few more reasons to fly Delta with the Gold Delta SkyMiles Business Credit Card from American Express
The Gold Delta SkyMiles Business card from American Express is brimming with privileges that it exudes professionalism and always aims to impress. Review our complete list of Credit Card Bonus Promotions. Remember, as with all cards, terms and limitations apply.
Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.
For rates and fees of the Gold Delta SkyMiles Business Credit Card from American Express, please click here.