Check out the latest Greenwood Credit Union CD rates, offers, and promotions here.
Best CD Rates: 5.25% APY 6-Month, 5.00% APY 9-Month, $1000 minimum
Availability: Nationwide
Credit Inquiry: Unknown
About Greenwood Credit Union
Greenwood Credit Union has a long history of providing high quality financial services to individuals and families throughout Warwick, Kent County, the State of Rhode Island and beyond. Founded in 1948, Greenwood Credit Union has always shown a strong commitment to the financial well-being of the families, businesses and communities that we serve.
Additionally, Greenwood Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
Term | APY Rate | Minimum Deposit |
3-Month | 0.50% | $1,000 |
6-Month | 5.25% | $1,000 |
9-Month | 5.00% | $1,000 |
12-Month | 1.20% | $1,000 |
13-Month | 4.75% | $1,000 |
15-Month | 2.50% | $1,000 |
18-Month | 4.50% | $1,000 |
24-Month | 4.00% | $1,000 |
30-Month | 1.20% | $1,000 |
36-Month | 2.50% | $1,000 |
48-Month | 3.50% | $1,000 |
60-Month | 3.50% | $1,000 |
*The above rates are accurate as of 05/29/2023*
Greenwood Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $1,000, you can invest in a Greenwood Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $1,000
- Maximum deposit: —
- Early withdrawal penalty: Penalty of six months interest for early withdrawals
(NCUA Insured)
Alliant Credit Union 12-Month Certificate (4.80% APY) | Quontic Bank 6-Month CD (5.10% APY) |
Western Alliance Bank 3-Month CD (4.30% APY) | Western Alliance Bank 5-Month CD (4.10% APY) |
Ponce Bank 3-Month CD (5.10% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.25% APY) |
SkyOne Federal Credit Union 5-Month CD (4.75% APY) | Sun Canyon Bank 11-Month CD (4.29% APY) |
Nelnet Bank 12-Month CD (5.00% APY) | Nelnet Bank 24-Month CD (3.56% APY) |
Nelnet Bank 36-Month CD (3.30% APY) | Rising Bank 12-Month CD (4.00% APY) |
Rising Bank 6-Month CD (4.25% APY) |
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
If you are interested in a short term or long term CD, look no further as Greenwood Credit Union offers you a standard rates. Additionally, this is a great CD rate with Greenwood Credit Union especially because anyone can become a member with only $5.
This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*Although Greenwood Credit Union does have competitive rates, I recommend you take a look at Discover Bank Promotions here to find other great offers.
This is a great opportunity to invest in a high-interest CD from Greenwood Credit Union. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Greenwood Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.