There are three ways to open a TD Bank account: online, over the phone, or in person. No matter what, you’re going to need your Social Security number and ID (driver’s license, State ID, or Passport) to complete the process. Although it might seem overwhelming, you can use this guide to ensure that your account is opened quickly. If you know how to open a TD Bank account but want to compare your options, check out our complete list of TD Bank Promotions.
Eligibility: TD Bank accounts are only available to residents of CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, and VT.
What You Need:
- Official Identification (Driver’s license, passport, etc.)
- Social Security Card
- Initial Deposit
| PROMOTIONAL LINK | OFFER | REVIEW |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $200 Cash | Review |
Checking or Savings Account:
Here’s a little breakdown on the differences between checking and savings accounts:
- Checking Account:
- Easy access to your money for daily transactions
- Able to use a debit card or checks linked to the account to make purchases or pay bills
- Can deposit checks or cash to any local ATM or Chase branch
- Savings Account:
- Gives you the ability to accumulate interest on funds
- Interest rates can be compounded on a daily, weekly, monthly, or annual basis
- Secure way to save up money
How Do I Open a TD Bank Account? (Online)
- Sign up for the Premier Checking account if you’re interested in earning a $200 bonus with direct deposit.
- Sign up for the Convenience Checking account if you’re interested in earning a $100 bonus with direct deposit.
- Click the “Open Account” button.
- Fill out the form with your personal information (name, address, SSN, source of income, etc).
- You will have the option to make an opening deposit online.
- To make a first deposit online, you may use a debit card linked to an account from another financial institution, a credit card (Visa or MasterCard), or you can stop by your local TD Bank to make a deposit.
- Once you’ve completed the application, confirm your information and agree to the terms.
- If you want to earn the $200 bonus, you will need to receive at least $2,500 in Direct Deposits within 60 days of account opening.
- If you want to earn the $100 bonus, you will need to receive at least $500 in Direct Deposits within 60 days of account opening.
How Do I Open a TD Bank Account? (In-Person)
- Compare your account options from our list of TD Bank Promotions.
- Head to your local TD Bank branch (Locator)
- At the bank, ask to speak with a personal banker to set up a new bank account.
- You will be asked to choose your account type.
- You will need to verify your identity with your driver’s license and social security number.
- Review the information with your banker.
- Make your initial deposit.
- Receive temporary debit card and checks.
How Do I Open a TD Bank Account? (Phone)
- Compare your account options from our list of TD Bank Promotions.
- Call TD Bank’s 24/7 customer service line at 888-751-9000.
- Follow the options to set up a new bank account or ask to speak to a customer service representative.
- Choose your account type.
- Provide your personal information to verify your identity.
- Review the application with your banker.
- Receive temporary debit card and checks.
- You will have up to 30 business days to make your initial deposit.
Bottom Line:
That’s all you need to know about opening your first bank account with TD Bank! Review your account options, collect the necessary documents, and sign up online, in-person, or by phone! Once you’ve completed the process, you will be able to to withdraw and deposit money safely through TD Bank. And if you signed up for a Premier or Convenience Checking account online, you can earn a bonus with a qualifying direct deposit.
 The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |