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It’s never too early to start learning about credit and receiving rewards for spending! If you’re in the market for a credit card to get started with, see the Journey® Student Rewards from Capital One® today.
With this card you can get 1.25% cashback on all your purchases. It breaks down like this: 1% cashback on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time. This way, you get a total of 1.25% cash back. Also, this card has no annual fee so its well suited for students with average credit.
Editor’s Note: This card by Capital One is aimed towards college students. However, those with average credit or who prefer a flat-rate rewards program may benefit from this card as well. If you make your first five monthly payments on time, Capital One may raise your credit limit.
Learn more about this card and its features here.
Journey Student Rewards from Capital One Summary
Why You Should Apply
Rewards For Payment: You’ll earn a bonus 0.25% cash back on all your purchases paid on time. This adds up to 1.25% cash back on everything. If you’re the type of person who always turns things in on time, from assignments to bills, this deal can help you save even more.
No Foreign Transaction Fees: Want to travel abroad for a semester? With the Journey Student Rewards on hand, you won’t have to worry about foreign transaction fees tacked onto each purchase. You could save a few dollars for each transaction this way. In fact, over the course of a few months, this could add up to hundreds.
Additional Journey Student Rewards Benefits
Travel and Emergency Assistance: Get help in case of an emergency while traveling. Call the number on the back of the card or 1-800-992-6029 to connect to local emergency services. The cardholder will be responsible for any third-party charges. Emergency services include:
- Emergency message service to relay messages to travelers, family, or business associates
- Medical referral service to help you find local doctors, dentists, hospitals, etc
- Legal referral service to help you find English-speaking attorneys or U.S. embassies in your area
- Lost luggage locator service to help you find your bags if they’re lost by a common carrier
- Pre-trip assistance to inform you about weather conditions, health precautions, the passport visas needed, and ATM locations
Travel Accident Insurance: Get coverage for you, your spouse, and unmarried dependent children while traveling by common carrier. Up to $100,000 is available, and covers accidental loss of life, limb, sight, speech, or hearing. You must charge passenger fares your card.
Auto Rental Collision Damage Waiver: Get coverage for rented vehicles against damage and theft. You must charge the entire cost to your Journey card, and decline the rental company’s own insurance. Exclusions include:
- Expensive, exotic, or antique automobiles
- Trucks
- Motorcycles
- Recreational vehicles
Bottom Line
Capital One has created the Journey® Student Rewards from Capital One® with students in mind. Build credit and manage your transactions with your very own student credit card.
Not only is this a great starter card, for building credit, it also offers 1.25% cashback on all purchases with no annual fee! Overall, this is a great student card for those who have limited or average credit! Sign up today if this is the card for you.
For more information about credit cards, review our complete list of credit card bonus promotions.
Learn more about this card and its features here.