CIT is a leading national bank that focuses on empowering businesses and personal savers with the best rates and financial agility to navigate to their goals.
If you’re always on the go, using the CIT Bank Mobile Banking App is a must. CIT Bank Mobile helps you with the flexibility and speed as you’re moving ahead: manage your money anytime and anywhere.
CIT Bank Mobile Banking App Highlights
- Check account balances and transaction history
- Transfer money between CIT Bank accounts
- Deposit checks to Savings and Money Market accounts
- Use People Pay if you have a Money Market Account
How To Set Up Mobile Banking
To set up mobile banking, sign in to your account and click “Get started” under the Mobile Banking tool on your My CIT Bank dashboard. Follow the setup process to enroll your mobile device.
Text Banking
Check your account balances and transaction history. To get started—text 49794
Enrolling/Re-enrolling in Text Banking:
- If you’re enrolling for the first time: Sign in to your account online and click “Get started” under the Mobile Banking tool on your My CIT Bank dashboard. Follow the instructions to enroll your mobile device in both Mobile and Text Banking.
- If you’re already a Text Banking user: You’ll need to re-enroll in Text Banking. Sign in to your account online. Then follow the instruction above.
Use the codes below to view information about all your accounts:
| Function | Command | Description |
| Balance | B | Summary of available balances for all accounts |
| History | H | Summary of recent transactions per account |
| Command | C | List of available text banking commands |
| Help | HE | Help content for text banking |
| Login | L | Receive a URL for the CIT Bank mobile browser website |
| Recover | R | Receive a URL and new activation code for the CIT Bank mobile browser website |
| Stop | S | De-activate all CIT Bank text services |
City Online App
- Download the CIT Bank App today via iOS or Android.
- If you do not have a supported Apple® or Android™ device, you can access these features at m.bankoncit.com.
CIT Bank Promotions
 With the CIT Bank Money Market Account, you can earn a competitive interest rate and access your money easily. • Earn 1.55% APY on your funds • One of the nation's top rates — several times the national average. • Get up to 6 digital transfers/withdrawals per statement cycle • Save smart and get more for your money • Higher rates than traditional banks • Get 24/7 Account Access • Secure banking features • Open with as little as $100 • FDIC insured |
With the CIT Bank Savings Builders account: • Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn up to 1.00% APY on your funds - grow your savings faster. • Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate. • FDIC Insured |
• Available online nationwide • Earn up to 5.00% APY • $1,000 minimum to open • Selection of terms to meet your needs • A range of choices. Low minimum deposits. • No fees to open or maintain the account • Available as Custodial • Open a CIT Bank Certificate of Deposit Account today! |
With the CIT Bank No-Penalty 11-Month CD: • Earn 4.90% APY on your funds with just a $1,000 minimum deposit. • The perfect balance between a great fixed rate and flexible money access. • Access funds, if needed. No penalty. • No opening or maintenance fees • Shorter 11-month timeframe and a great APY • If you need your funds prior to the maturity date, you can withdraw your money — including any interest earned — beginning seven days after the funds have been received. No penalty. No problem. It's the security of a CD with the flexibility to access your funds early if you need them. |
Bottom Line
The growth in digital banking is showing no signs of slowing down. Convenience, speed and security aren’t just extra benefit in consumers’ minds anymore.
They are now a standard requirement of the rapidly changing customer and bank relationship. See what CIT Bank has to offer or view our list of the latest banking promotions!
