Citibank announced that their new national digital bank will allow anyone nationwide to sign up for a Citi deposit account within the app. Also, they’ve added a range of new features such as seamless in-app account opening, spending insights, enhanced client’s financial wellness, and more. And the most unique part is that they’re allowing non Citi consumers to create a profile. This allows them to connect their accounts across financial services providers which will benefit the app’s account aggregation, insights, and bill management features. To learn more about Citibank National Digital Bank, keep reading! And don’t forget to check out our full lists of Citibank Promotions!
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Citi’s New Features:
All of the features went through multiple rounds of research and testing with clients. Additional features will continue to launch in the months ahead.
- In-app Account Opening: It’s never been faster or easier to open a new account with Citi. Approved customers may open a bank account entirely within the app, in mere minutes. New mobile customers can begin using their account instantly — no need to wait for a debit card to arrive — and take advantage of our suite of wellness tools immediately. If you’re interested in making the switch make sure to read our How to Switch Banks and you’re not interested in opening an an account through Citi then learn How To Open A Bank Account.
- 360 Financial View: Citi is the first major U.S. bank with a mobile app that can serve as a single hub for users’ financial lives, eliminating the need for additional financial tracking and budgeting apps. This feature provides customers with a holistic view of their financial lives across their Citi accounts and other financial services providers.
- Spending Insights: Beyond simply displaying transactions, Citi’s app puts customers’ data to work for them with access to accurate, meaningful insights to build healthy habits that will last a lifetime. This capability helps customers track their monthly spending vs. income, make progress toward weekly spending goals, unlock opportunities to save, and illuminate insights across all their spending. With these tips in mind, also take a look at Ways to Get the Most Out of Your Bank.
- Bill Power: Customers asked us for a more comprehensive, intuitive bill-pay capability and we’ve delivered. Mobile users can easily view their bills – everything from mortgage payments and student loans to gym memberships and streaming video services – not just those they pay with a Citi card. Managing bills is about more than paying them. It’s about being notified when a bill increases and providing customers with full visibility and control over recurring charges.
Bottom Line:
In addition to a number of other changes seen in the app, such as the power to lock your card, card activation with a picture, card replacing, recurring charge view, and dispute charges, these enhancements are a huge step in the right direction. Especially with research showing that customers trust banks more than non-banks with their information. With that being said, it is great that Citibank has been upgrading their features. If you are looking for more options, then browse more offers from the fully updated HMB list of Bank Bonuses!
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