It has never been easier to stay organized, especially with technology advancing. There is an app for anything you need from calendars and grocery shopping to budgeting and fitness. This includes keeping track of all your points and miles from your loyalty and rewards accounts.
Why You Should Track Your Rewards
It’s important to keep a close eye on how many points or miles you’ve earned with your loyalty accounts because:
Although some rewards programs have rewards that don’t expire, this is not always the case. Most require you to redeem your points or miles within a certain time frame. If you don’t keep tabs on your accounts, your rewards might expire.
You can earn bonus points or miles multiple ways:
- Using your rewards card for purchases within bonus categories
- Signing up for limited-time promotions
- Reaching a spend threshold
- Holding elite status
Tracking rewards ensures that you’re getting the bonuses you’re entitled to.
Your bank accounts and mobile wallets aren’t the only things that can get hacked. Cybercriminals can hack into loyalty accounts to steal your hard earned points or miles.
5 Online Rewards-Tracking Tools
AwardWallet.com is the most popular website for tracking rewards which currently supports 705 loyalty programs and manages over 167 billion points and miles with 648,000 active members. There offer two plans to choose from:
- AwardWallet Free will let you track reward balances for you and your family. You’ll also get email notifications when your points or miles are about to expire.
- Award Wallet Plus includes additional analysis tools, like historical averages, exporting balances and more. This version is available for a donation (the amount is up to you).
MaxRewards.co only works with banks and credit card issuers. The app-only platform offers many useful features such as automatic activation of reward tiers, the best cards to use, and a tracker for your welcome bonuses.
In addition to tracking rewards, MaxRewards also provides important credit information such as total credit card balance, credit usage, and available balance.
Points Loyalty Wallet
Points.com has been helping its members organize their points or miles, for free, since 2000. You can track accounts from over 110 loyalty programs and exchange your rewards between different programs.
This online travel tool provides detailed daily itineraries and real-time travel alerts. Tripit Pro (tripit.com) also happens to track points and miles from over 150 rewards programs as well. Other software requires you to manually enter loyalty program details. With Tripit Pro’s Point Tracker feature automatically fills in this information.
Other features include expiration notifications, seat tracking, flight refund alerts, and the ability to share your itinerary. Tripit Pro costs $49 a year, but you can try it free for 30 days.
UsingMiles.com helps you track rewards and redeem them. With the free membership, you can track your points and miles or book travel with cash.
If you want additional features, you can pay $29.99 per year for the premium membership. The higher-tier plan comes with alerts for expiring points and miles, notifications for special bonus rewards from your loyalty programs, and the ability to book award travel using points, miles, and cash.
Online Rewards Tracker Limitations
While all five sites seem like great additions to your rewards arsenal, there are a few things you should keep in mind, including:
Relying on a Third-Party
None of the online tools are affiliated with the actual loyalty programs they track. So the only way to make sure, say an expiration alert is accurate, is to contact the loyalty program directly.
Besides rewards expiration, you’re also relying on the software to keep your information secure. In order for these tracking sites to work, you’ll have to share sensitive account details.
Doesn’t Track All Programs
These trackers cannot pull data from travel companies like Delta, Southwest, and United. However, the tool does allow you manually add your account balances from non-partnered programs.
Careful monitoring watch on your loyalty accounts is essential to ensure that your rewards do not expire. It’s also a great way to avoid being hacked. If you want to track your rewards easily, AwardWallet, MaxRewards, Points, Tripit Pro, and UsingMiles are great options.