PNC Bank has branches from coast to coast. There is of a variety of checking and savings account options with differing perks, but they are known for the budgeting tools such as the Virtual Wallet!
However, PNC Bank does have lower APY on their accounts with limited branches. If the fees are a bit much, no worries as there is a free checking account option.
Whereas, US Bank has 3,000 branches across 26 states. It has somewhat high minimum balance requirements to waive monthly checking account service fees.
But their promotional CD Special offers high interest rates with a $1,000 minimum opening deposit.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most
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| PNC Bank | US Bank | |
| Locations | Nationwide (Locator) | More than 3,000 branches across 26 states.
(Locator) |
| ATMs | Nearly 18,000 PNC and Partner ATMs Coast to Coast | More than 4,700 ATMs across the country |
| Savings | 3/5 | 3/5 |
| CD | 2/5 | 4/5 |
| Checking | 4/5 | 3/5 |
| Money Market | 3.5/5 | 3/5 |
| Customer Service | 4/5 | 4.5/5 |
| Mobile App | 4.5/5 | 4.5/5 |
| Pros | -Virtual Wallet tools -Relatively easy to waive fees -Free student account |
-Promo CD with high APY – Free student account -24/7 customer service |
| Cons | -Limited Branches -Low APY |
-High minimums to waive fees -Low savings APY |
| Bottom Line | PNC Bank offers many options for checking and savings accounts with a variety of budgeting tools. | US Bank offers a wide array of services and many account options. |
U.S. Bank Promotions
PNC Bank Promotions
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Bottom Line
Which Bank is Better: PNC Bank or US Bank?
In summary:
- PNC Bank offers a variety of deposit account options and budgeting tools. In addition, PNC Bank’s mobile app is worth mentioning.
- U.S. Bank is the country’s fifth largest bank, their promotional CD Special offers high interest rates. Plus their mobile app is one of their notable aspects for their users.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
