Find all the latest Qapital promotions, bonuses, and offers available nationwide. Currently, you can earn $25 bonus for signing up to a new account. Plus earn an additional $25 bonus for each referral.
The Qapital Banking App is an app created with the main goal of helping customers reach both their long and short term goals. For example you might set up a daily or weekly transfer to save to a vacation. Qapital will then transfer that money into a special account designated for that vacation. Compare Qapital with Digit.co, Acorns and Astra.
Essentially, Qapital will round your everyday purchases up to the next dollar amount and save the difference. See our bank offers page for other offers. Top offers can be found from TD Bank, Chase Bank, Bank of America, HSBC Bank, and many more.
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About Qapital
Qapital is a personal finance mobile application (app) available on iOS and Android operating systems, developed by Qapital Inc. This app is unique from other mobile banking apps because it makes saving money like a game so that users are motivated to save. This app has the ability to automatically move money from a user’s checking account to their Qapital account when certain criteria are met.
Current Qapital Promotions
*$25 Sign Up Bonus*

Get $25 for new sign up bonus
Start off right with every new user you successfully refer. For each one, you get $25 and they get $25. Anyone is allowed to start signing up for this promotion, but before you start referring you should sign-up for the app with promo code 338he3hs. This is a great offer because you can use this towards your savings goal.
- What’s the offer: $25 Signup bonus
- Where it’s available: Qapital App
- When it expires: Limited time offer
- How to get it:
- Open your new Qapital account.
- Link a checking account to Qapital as your funding source.
- Set up a savings Goal and a Rule to automatically trigger a funds transfer (e.g., $5 weekly transfer).
- Maintain your Qapital account in good standing for 45 days and complete a successful membership payment.
- To be considered in good standing, you must have a positive account balance of at least $20 and an active, verifiable status.
- After you meet the qualifications, Qapital will deposit a $25 bonus toward your goal.
- Cash out your money at that time or continue to save toward your goals.
- What are the terms: New members only. Exclusions and restrictions apply.
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BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
Qapital $25 Referral bonus

Earn $25 bonus for each referral to the Qapital App.
While this bonus at Qapital has existed for a long time, they recently ramped up the offer to a $25 bonus when you refer new members. Anyone is allowed to start signing up for this promotion, but before you start referring you should sign-up for the app. Use referral code 338he3hs.
- What’s the offer: Qapital $25 Referral bonus
- Where it’s available: Qapital App
- When it expires: N/A
- How to get it:
- Before you can make referrals, sign up for a new Qapital account (you get a 30-day free trial).
- The referral offers often change and you need to check for details in your account.
- See the terms of this offer
- What are the terms: New members only. Exclusions and restrictions apply.
($25 for each referral)
How To Earn $25 Bonus
- Before you can make referrals, sign up for a new Qapital account.
- The total maximum aggregate reward each Qapital user is eligible to receive for the Referral Bonus in combination with the Qapital referral program is $2500.
- To be eligible for the Referral Bonus:
- (a) Your must successfully sign up for a Qapital account by May 31, 2020, using your personal invitation code or link
- The App itself is free for the first 30 days and ranges from $3 to $12 depending on the package.
- The Qapital everyday referral bonus program (the “Everyday Referral Bonus”) offers a cash bonus to Qapital users referring first-time Qapital accountholders (each such first-time accountholder a “Referred User”) and each Referred User.
- The Everyday Referral Bonus amount will be determined from time to time and disclosed in the mobile app.
- The Referral Bonus will appear in the form of a deposit in your Qapital account.
- The referring Qapital accountholder and the Referred User will receive the Everyday Referral Bonus once the Referred User makes a deposit to a Qapital goal, and both the referring Qapital user’s account and the Referred User’s Qapital account are in good standing.
- Qapital will consider an account in good standing when it has a positive account balance and an active, verifiable status.
- To be eligible for the Everyday Referral Bonus, the people you refer must use your personal invitation code when they sign up.
- Employees of Qapital are not eligible for the Everyday Referral Bonus.
- An existing Qapital user cannot refer himself, herself, or any other account attributable to such existing Qapital user.
- The Everyday Referral Bonus amount is subject to change in Qapital’s sole discretion.
- Qapital reserves the right to modify, restrict, suspend, revoke, or terminate this referral bonus program at any time.
30-Day Free Trial

Try out Qapital with this 30-day free trial
If you’re hesitant on trying out a new banking app, then you’re in luck. Qapital is offering a 30-Day Free Trial (Nationwide) for new users to give their great app a try. After your trial ends, you will have the option of choosing from $3/month for Basic, $6/month for Complete and $12/month for Master.
- What’s the offer: 30-Day Free Trial (Nationwide)
- Where it’s available: Qapital App
- When it expires: Limited time offer. Trial only for 30 days.
- How to get it: Sign up for the app. Refer 5 new members to the app.
- What are the terms: New members only. Exclusions and restrictions apply.
(Visit Qapital for more details)
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Bottom Line
Simply download the Qapital Banking App today, and start working towards your goal. Once you are a member, you will have a unique referral link to share with family and friends where you can earn $25 for each referral.
Referral bonuses are offered by generally every bank nationwide and it is a simple way to earn cash bonuses when your friends and family members join new banks. For a list please check out our full list of Referral Promotions. Often times, you can also combine these entry bonuses with account bonuses so check out our list of Best Bank Promotions.