Find updated Saratoga National Bank promotions, bonuses, and offers here.
Currently, you can earn a generous $250 bonus when you open a qualifying checking account and meet the requirements.
About Saratoga National Bank Promotions
Saratoga National Bank and Trust Company has been serving residents and businesses in the Capital Region since 1988. They offer exceptional service and outstanding products, and they’re proud of their commitment to the community through both charitable giving and volunteerism.
- Availability: NY (Branch Locator) *Latham Office*
- Routing Number: 021311529
- Customer Service: (518) 583-3114
However, if you don’t live near a branch, you can check out other great bank bonuses, bank rates, and also CD rates found nationwide!
Saratoga National Bank $250 Checking Bonus
Earn a $250 bonus when you open a qualifying checking account.
Saratoga National Bank is offering a $250 bonus when you open a High-Interest Checking account and meet the requirements.
- Account Type: High-Interest Checking Account
- Availability: NY *Latham Office*
- Direct Deposit Requirement: Yes, one time deposit of $1,000+
- Hard/Soft Pull: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $0
- Early Account Termination Fee: None listed, check with CSR
- Household limit: None, limit one offer per person.
(Expires June 15, 2021)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $250 Checking Bonus
- Open a High-Interest Checking account and get $250 plus earn 2% APY when you make one deposit of $1,000 or more and meet the High-Interest Checking monthly requirements in the first 60 days:
- Set up a direct deposit
- Use your debit card 10 times a month
- Sign up for Internet Banking and Online Statements
- Up to $15 in ATM rebates per month
- No minimum balance and no monthly fee
- 24/7 access to your account through the website and app
- Support from a knowledgeable team
- High-Interest Checking: If Online Statement enrollment is not met, there is a $3 monthly fee for paper statements
- Offer is available to new personal checking customers only at our Latham Office.
- Existing checking customers and business checking accounts not eligible.
- One offer per person.
- The minimum deposit to open a High-Interest Checking account is $5.
- Please allow an additional 60 days after expiration of the qualification period and upon completing requirements to receive the $250 deposit in your new Saratoga National Bank checking account (account must be open with a positive balance).
- The $250 deposit will be reported as interest income to the IRS in the form of a 1099-INT. This limited-time offer is subject to change or cancellation without notice at the Bank’s discretion and cannot be combined with any other offer.
Saratoga National Bank $250 Business Checking Bonus
Earn a $250 bonus when you open a qualifying business checking account.
Saratoga National Bank is offering a $250 bonus when you open a Free Business Checking account and meet the requirements.
- Account Type: Free Business Checking Account
- Availability: NY *Latham Office*
- Direct Deposit Requirement: Yes, one time deposit of $1,000+
- Hard/Soft Pull: Soft Pull or Hard Pull?
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: $0
- Early Account Termination Fee: None listed, check with CSR
- Household limit: None, Limit one per business
(Expires June 15, 2021)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn $250 Checking Bonus
- To qualify for the $250 bonus for the Free Business Checking,
- You must make a single deposit of $1,000 or more into the new account within 60 days of account opening (ATM withdrawals or deposits do not qualify).
- Please allow an additional 60 days after expiration of the qualification period and upon completing requirements to receive the $250 deposit in your new Saratoga National Bank Checking account (account must be open with a positive balance).
- Free Business Checking 1:
- 200 free deposited non-Saratoga National Bank checks per month
- 200 checks written against account per month
- No Minimum Balance
- No Monthly Maintenance Fees
- Free Business Checking 2:
- 400 free deposited non-Saratoga National Bank checks per month
- 400 checks written against account per month
- No Monthly Maintenance Fees with a $10,000 Average Daily Balance
- There are no monthly maintenance fees
- Offer is available to new business checking customers only at our Latham Office.
- Existing business checking customers and personal checking accounts not eligible.
- One offer per business.
- To qualify for the $250 bonus, you must make a single deposit of $1,000 or more into the new account within 60 days of account opening.
- Please allow an additional 60 days after expiration of the qualification period and upon completing requirements to receive the $250 deposit in your new Saratoga National Bank Checking account (account must be open with a positive balance).
- The $250 deposit will be reported as interest income to the IRS in the form of a 1099-INT.
- This limited-time offer is subject to change or cancellation without notice at the Bank’s discretion and cannot be combined with any other offer.
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Bottom Line
If you live near the Latham Office, I recommend you take advantage of this promotion while it lasts. The bonus amount is more generous than most and you will be able to earn a decent APY rate on your funds. Just be sure to complete all the requirements.
*Check back at this page for updated Saratoga National Bank promotions, bonuses and offers.
