For you coffee addicts out there, Starbucks now has a Starbucks Rewards Visa Card. It is a credit card that has an introductory offer of 4,500 Bonus Stars after you spend $500 on purchases in the first 3 months from account opening. By our estimate, this would amount to around 36 drinks/food.
On top of the bonus offer, you can earn 300 Bonus Stars the first time you use your Starbucks Rewards Visa Card to add money to your Starbucks Card.
You’ll also receive eight (8) complimentary food or beverage items (“Barista Picks”).
There is a $49 annual fee ($0 intro annual fee) and no limit on number of points you can earn. If you would like to get some more information over this card, here is some more information below!
|Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months.||Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months|
|The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply.||Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months|
|American Express® Gold Card 60K Points after $4,000 spend within 6 months. Terms Apply.||Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy (on up to $20K spent in the first year) - worth up to $300 cash back!|
|Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 spend within 6 months. Terms Apply.||Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply.|
|Ink Business Preferred® Card 100K Points after $8,000 spend within first 3 months||Ink Business Unlimited® Credit Card $900 Bonus after $6,000 spend within 3 months|
|U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus after $1,000 spend within 90 days||Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months|
*The Starbucks Rewards Visa card is issued by Chase Bank. Chase Bank offers great sign-up bonuses for its Checking/Savings accounts.
Starbucks Rewards Visa Credit Card Summary
|Bonus Available||Earn 4,500 Bonus Stars after you spend $500 on purchases in the first 3 months from account opening.
On top of the bonus offer, you can earn 300 Bonus Stars the first time you use your Starbucks® Rewards Visa® Card to add money to your Starbucks Card.
|Ongoing Rewards/Benefits||Earn Up to 3 Stars per $1 spent at Starbucks Stores: 1 Star per $1 when you digitally load your Starbucks Card with your Starbucks® Rewards Visa® Card (excludes money added at the register), plus 2 Stars per $1 spent when that Starbucks Card is used to pay at Starbucks stores.
Earn 1X Star per $2 spent at grocery stores, on local transit and commuting, and on internet, cable, and phone services.
Earn 1X Star per $4 spent everywhere else
Receive eight (8) complimentary food or beverage items (“Barista Picks”).
|Foreign Transaction Fees||3%|
|Annual Fee||$49; $0 intro annual fee|
Starbucks Rewards Visa Credit Card Bonus Stars
Take advantage of the 4,500 bonus Stars offer. That’s a value of 36 Starbucks food or drink rewards.
Earn another 300 bonus Stars the first time you use your Starbucks Rewards Visa card to digitally load your Starbucks membership card in the Starbucks App.
Here are some ideas on meeting the spending requirement:
What Are Starbucks Stars Worth?
After earning 125 Stars, you can trade them in for 1 food or drink item. So your 4,500 welcome bonus Stars are worth 36 Starbucks food or drink items.
If you redeem 125 Stars for a $5 coffee, your Stars will be worth $0.04 each. That’s a great value considering the average across different rewards cards is just $0.01 per point. But, you’ll have to use your Stars for items at Starbucks only. The 6,500 bonus Stars are worth about $260 assuming you redeem for a $5 food or drink item.
To maximize the value of your Stars, redeem them for items that cost $5 or more. That way you’ll get at least $0.04 out of each Star. If you trade in your Stars for cheaper items, you’ll get a less per-Star value.
Why You Should Sign Up
The process of earning bonus Stars is a bit confusing. To earn the maximum 3 Stars per dollar spent, you’ll need to load money onto your Starbucks membership card by using your Starbucks Rewards Visa card. Then, when you’re at a Starbucks, pay from your Starbucks membership card. Not from your Starbucks Rewards Visa card.
Every $1 that you load onto your Starbucks membership card is prepayment that can be applied to Starbucks purchases.
You’ll also get 300 bonus Stars the first time you load your Starbucks membership card with your Starbucks Rewards Visa card using the Starbucks app. That’s enough for 2 food or drink items.
Get 8 complimentary barista picks annually. These coupons can be redeemed for pre-selected food or beverages. Barista picks will expire 30 days after they show up on your account.
The value of this is hard to determine. It won’t matter if you don’t want to consume the barista’s choice of the moment.
If you are a looking to earn fast rewards and stars or if you are a strong supporter of Starbucks, consider signing up for the Starbucks Rewards Visa Card.
This is really only a good card for huge Starbucks fans, check out our list of Starbucks Promotions, otherwise you would probably be better off with a general rewards credit card. If you’re interested in more posts like this, check out more Chase Promotions!
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