Making banking affordable and easy for students with a waived monthly maintenance fee and Cash Back Deals, the SunTrust Essentials Student Checking Account is the way to go for any student!
To open an account you’ll need proof of active enrollment for your five year student waiver. Enjoy mobile banking, digital payments and a personal banking resource center. Read on if you’re interested in banking with SunTrust today!
![]() • Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • No Monthly Service Fee for up to 5 years if you're a student between the ages of 17-24 at account opening with proof of student status. • Students ages 18-24 with a Social Security Number can open an account online or at a Chase branch. Students with no Social Security number and 17-year-olds can only open an account at a branch. • Manage your money, see your accounts, and pay your bills using the Chase Mobile® app. • Send and receive money in moments using Zelle®. • Access to more than 16,000 Chase ATMs and more than 4,700 branches. • JPMorgan Chase Bank, N.A. Member FDIC • Chase Overdraft AssistSM – no overdraft fee if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Requirements
- Minimum Opening Deposit of $100
- For a five year student waiver, proof of active enrollment is required
The Benefits
- Waived Monthly Maintenance: Avoid the maintenance fee of $7, for up to 5 years.
- Mobile Banking: Enjoy fee-free online and mobile banking with bill pay and mobile deposit.
- Digital Payments: SunTrust is compatible with Apple Pay, Samsung Pay, SunTrust Masterpass and Zelle – all easy, safe and secure ways to pay digitally.
- SunTrust Deals: Cash back just by using your SunTrust credit or debit card when you make purchases at hundreds of participating retailer.
- Personal Banking Resource Center: Bank with confidence by using SunTrust’s Resource Center. Topics include protecting your social security number, managing your budget with your credit card, and tips for traveling cheap.
The Fees
- Monthly Maintenance: $0 with proof of active student enrollment for up to 5 years.
- Non-SunTrust Bank ATM (domestic): $3 per transaction, plus operator fees.
- Non-SunTrust Bank ATM (international): $5 per transaction, plus 3% of transaction, plus operator fees.
- Overdraft/NSF: $36 per paid or returned item, max 6 items per business day. SunTrust will waive this fee on transactions that are less than $5.
- Extended Overdraft: $36 per day, after 5 consecutive business days in the red.
- Overdraft Protection Transfer: $12.50 per day for each day a transfer is required.
- Paper Statement: $3 per monthly billing cycle.
- Early Closure: $25, if closed within the first 6 months.
- Overdraft Closure: $30, if closed in overdraft.
Bottom Line
For students who are looking for a checking account, check out the SunTrust Essentials Student Checking! Enjoy features such as SunTrust Deals for cash back, digital payments and more. With your account your monthly maintenance fee will be waived with proof of active enrollment for up to 5 years.
Please note that you must provide proof of enrollment when opening your account. Check out more Best Student Checking Accounts here on HMB!
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