You can earn a $400 Bonus when you open an eligible business checking account with Truist Bank.

To qualify for the bonus, simply

Open a new Simple Business Checking or Dynamic Business Checking account.
Use promo code SB25Q2CHECKING online or in a branch between April 1, 2025 and September 30, 2025.
Make qualifying deposits of $2,000 or more within 30 days of opening your account.
Earn $400.

Update 6/3/25: I just opened this business checking account from Truist. Everything was simple and easy especially if you already have a regular Truist account.

Table of Contents

Truist Bank $400 Business Checking Bonus

Learn More at Truist
What you’ll get: $400 bonus
Account Type: Business Checking Account
Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
Direct Deposit Requirement: No
Credit Inquiry: Soft pull
ChexSystems: Yes
Credit Card Funding: $250
Monthly Fees: $5 or $20, see below on how to waive
Early Account Termination Fee: Bonus forfeit if closed within 180 days
Household Limit: None

Waive Monthly Fees:

Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
Truist Simple Business Savings: $5 monthly fee waived with one of the following:
- $250 minimum daily balance
- $500 average monthly balance,
- One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.

Fine Print

Enrollment in the promotion is required at the time of account opening and must be completed in the Promotions Center from 4/1/2025 through 9/30/2025 using Promo Code SB25Q2CHECKING and indicating the last four digits of the checking account number opened.
Open a new Truist Simple Business Checking or Dynamic Business Checking account online, via phone, or in a branch from 4/1/2025 through 9/30/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.
Enrollment in the promotion is required at the time of account opening using promo code SB25Q2CHECKING to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment section below for instructions.
Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.
You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 10/3/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The account opened for this offer must have the same account ownership with matching client Taxpayer Identification Number (TINs). The business’s physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.