Truist Bank $400 Business Checking Bonus – Ends 3/31/25

You can earn a $400 Bonus when you open an eligible business checking account with Truist Bank.

To qualify for the bonus, simply

• Open a new Simple Business Checking or Dynamic Business Checking account.
• Use promo code SB24Q4CHECKING online or in a branch between October 1, 2024 and March 31, 2025.
• Make qualifying deposits of $2,000 or more within 30 days of opening your account.
• Earn $400.

Truist Bank $400 Business Checking Bonus

• Learn More at Truist
• What you’ll get: $400 bonus
• Account Type: Business Checking Account
• Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
• Direct Deposit Requirement: No
• Credit Inquiry: Soft pull
• ChexSystems: Yes
• Credit Card Funding: None
• Monthly Fees: $5 or $20, see below on how to waive
• Early Account Termination Fee: Bonus forfeit if closed within 180 days
• Household Limit: None

Waive Monthly Fees:

• Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
• Truist Simple Business Savings: $5 monthly fee waived with one of the following:
  • $250 minimum daily balance
  • $500 average monthly balance,
  • One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.

Fine Print

• Truist Teammate Instructions: Enrollment in the promotion is required at the time of account opening and must be completed in the Promotions Center from 10/1/2024 through 3/31/2025 using Promo Code SB24Q4BIZAFL and indicating the last four digits of the checking account number opened.
• Terms and Conditions for the Truist Small Business Checking Affiliate Q4 2024 & Q1 2025 Offer: SB24Q4BIZAFL:
• Offer Information: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, phone, or in a branch from 10/1/2024 through 3/31/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.
• Enrollment in the promotion is required at the time of account opening using promo code SB24Q4BIZAFL to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment sections below for instructions.
• *Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.
• Offer Eligibility: You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 4/4/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The business’s physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
• Reward Processing: The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. The new business checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Only one newly opened business checking account per client is eligible to participate in this offer. Truist may report the value of any reward received to the IRS, as required by law. Any applicable taxes are the responsibility of the recipient.
• Reward Forfeiture: Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this offer, (2) the business checking account is closed prior to the reward being deposited, or (3) the new business checking account has a $0.00 or negative available balance at the time of qualification validation.
• Other Terms: Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist's Business Deposit Accounts Fee Schedule for additional information.
• The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. Truist reserves the right, in its sole discretion, to disqualify any account if Truist suspects accounts are being opened for the purpose of exploiting this promotional offer. All promotional payouts will be processed no later than 9/30/2025, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.
• Online Account Opening & Promotion Enrollment Instructions: During the online application process, ensure the promo code SB24Q4BIZAFL is entered into the Promo Code field and accept the offer when presented. Accounts opened online without the Promo Code will not be eligible to participate in the offer.
• Branch Account Opening & Promotion Enrollment Instructions: Visit your local Truist branch or call a Small Business representative and ask to open an eligible account and enroll you in the Truist Small Business Checking Affiliate Q4 2024 &; Q1 2025 Offer using promo code SB24Q4BIZAFL. Once enrolled in the promotion, clients may receive promotional updates via the email address provided or by calling 800-709-8700.
• Truist Bank, Member FDIC. ©2024, Truist Financial Corporation. Truist, Truist Purple and the Truist Logo are service marks of Truist Financial Corporation
• Version 2 10172024 SB24Q4BIZAFL

Bottom Line

At Truist Bank, you’ll be able to find the checking account that fits your life.

Be sure to check out our latest Truist Bank Promotions or check out our full list of bank promotions to keep updated on amazing offers!