Find the most up-to-date TruWest Credit Union promotions, bonuses, and offers here.

Update 5/28/26: There’s currently a $200 checking bonus valid through 5/30/26.

Table of Contents

About TruWest Credit Union Promotions

Eligibility: Membership in TruWest Credit Union is open to:

You live, work, own a business, or attend school in any of the following counties:
- Maricopa, Pinal, Pima or Yavapai County, AZ
- Travis or Williamson County, TX
You are related to a current member in one of the following ways:
- Spouse
- Natural or adopted child
- Foster or step-child
- Parent or parent-in-law
- Grandparent or grandchild
- Brother or sister
- Stepbrother or stepsister
- Brother- or sister-in-law
- Son- or daughter-in-law
You are the surviving spouse of a deceased member

See current membership details.

TruWest Credit Union $200 Checking Bonus

What you’ll get: $200 bonus
Account Type: Checking
Availability: AZ, TX (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull
ChexSystems: Unknown
Credit Card Funding: Up to $5K
Monthly Fees: None
Early Account Termination fee: Not listed
Household Limit: Not listed

$200 Offer at TruWest Credit Union

(Expires 05/30/2026)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($425 bonus)
Bank of America ($500 bonus offer)	U.S. Bank Smartly^® Checking ($450 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

To receive $200 bonus: must
- a) open a new TruWest membership and Rewards Checking Account during the promotional period 5/1/2026 through 5/30/2026;
- b) enroll in Online Banking; and
- c) make 15 qualified Rewards debit or credit card transactions within a single calendar month within the first 90 days.
$200 bonus will be deposited into the Rewards Checking Account within 60 days of meeting promotion requirements.

To receive $200 bonus: must a) open a new TruWest membership and Rewards Checking Account during the promotional period 5/1/2026 through 5/30/2026; b) enroll in Online Banking; and c) make 15 qualified Rewards debit or credit card transactions within a single calendar month within the first 90 days.
$200 bonus will be deposited into the Rewards Checking Account within 60 days of meeting promotion requirements.
Accounts must remain open for 60 days to receive $200 bonus.
Limit one $200 bonus per membership.
Member must be in good standing with TruWest to receive bonus.
Bonus amounts are subject to all applicable taxes, which are the responsibility of the member.
We will report as income to the tax authorities if required by applicable law.
Consult your tax advisor.
Minimum $5 membership deposit and continuing balance required for TruWest membership.
Accounts are subject to approval. APY = Annual Percentage Yield.
High Yield Checking Account APY, if rewards checking account requirements are met: (a) balances up to and including $10,000 receive an APY of 4.00%; and (b) balances over $10,000 earn a 0.05% dividend rate on the portion of the balance over $10,000, resulting in a tiered range from 4.00% to 0.05% APY and based on average daily balance.
If rewards checking account requirements are not met, all balances earn 0.05% APY.
Rewards account Requirements = (1) 15 or more Rewards debit or credit card transactions are cleared each calendar month, and (2) a qualifying direct deposit.
The APY for our High Yield Checking Account is effective as of 4/1/26.
The APY for our Cash Back checking account effective as of 4/1/26 is 0.05% APY based on average daily balance.
Fees may reduce earnings.
Accounts are variable rate accounts and rates are subject to change at any time without notice.
Terms and conditions apply.
Contact us at 1-855-878-9378, or visit us at www.truwest.org/checking for full details.