The Umpqua Visa Business Real Rewards Card currently has a limited time offer where you can earn 2,500 bonus points on their first card purchase.
With this no annual fee card, you can earn 1.5X Unlimited Rewards for every dollar you spend on eligible purchases! Plus, there’s no cap or limit on the points you can earn!
As a business owner, you also get free employee cards with individual credit limit and have to ability to also earn rewards points from employee card purchases, it will be added to your points total!
If you already bank with Umpqua, checkout other available credit cards they offer:
* You can also compare Umpqua Premier Rewards card with other credit card bonuses!
| Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
| American Express® Gold Card 60K Points after $4,000 spend within 6 months. Terms Apply. | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy (on up to $20K spent in the first year) - worth up to $300 cash back! |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
| Ink Business Preferred® Card 100K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $900 Bonus after $6,000 spend within 3 months |
| U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus after $1,000 spend within 90 days | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
Umpqua Business Real Rewards Card Summary
| Bonus Available | Get 2,500 bonus points after your first card purchase. |
| *Bonus Value | $25 |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits | Earn unlimited 1.5 points for every eligible $1 you spend. |
| Foreign Transaction Fees | 2% in USD 3% in foreign currencies |
| Airport Lounge Access | None |
| Annual Fee | $0; get free employee cards |
(Visit Umqua Bank to learn more about this card.)
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
Umpqua Business Real Rewards Card Bonus
The Umpqua Business Real Rewards card has an introductory offer of 2,500 bonus points, these pointns are worth $25.
To qualify for the offer, you’ll need to charge your first purchase with the card, compared to other card that require you to reach a spending threshold within a limit on time to get the bonus.
What are Umpqua Business Real Rewards Points Worth?
Most point based card have varying point values, but with the Umpque Business Real Rewards points have constant value of $0.01 each, no matter the redemption option you choose.
Please note that your Umpqua Premier Rewards points do expire, so make sure to redeem within five years of earning them. You have several options to redeem your points, like:
- Cash deposits to an Umpqua Bank account
- Statement credits to your card account
- Travel savings
- Gift cards
- Merchandise
Umpqua Business Real Rewards Card Benefits
- A convenient online expense management tool to help you organize and track your overall spending.
- Free employee cards with individual credit limits.
- Ability to have earned rewards points from employee card purchases added to the business owner’s Points total.
Bottom Line
If you’re looking for a simple and low-cost reward for your business, the Umqua Business Real Rewards card is a good option for you. However, if you’re interest on getting the most, consider a rewards card with pending categories like the Umpqua Premier Rewards from American Express.
If you’re interested in banking with Umpqua Bank then read our full bank review. For more credit card options, see our latest list of best credit card bonuses!
Leave a Reply