The Umpqua Visa Business Real Rewards Card currently has a limited time offer where you can earn 2,500 bonus points on their first card purchase.
With this no annual fee card, you can earn 1.5X Unlimited Rewards for every dollar you spend on eligible purchases! Plus, there’s no cap or limit on the points you can earn!
As a business owner, you also get free employee cards with individual credit limit and have to ability to also earn rewards points from employee card purchases, it will be added to your points total!
If you already bank with Umpqua, checkout other available credit cards they offer:
* You can also compare Umpqua Premier Rewards card with other credit card bonuses!
Table of Contents
Umpqua Business Real Rewards Card Summary
|Bonus Available||Get 2,500 bonus points after your first card purchase.|
|Travel Credit||No travel credit|
|Ongoing Rewards/Benefits||Earn unlimited 1.5 points for every eligible $1 you spend.|
|Foreign Transaction Fees||2% in USD
3% in foreign currencies
|Airport Lounge Access||None|
|Annual Fee||$0; get free employee cards|
- No annual fee
- Welcome bonus
- Unlimited rewards
- Free employee cards
- Good-Excellent credit needed to qualify
- Foreign transaction fees
Editor’s Alternate Pick
The Ink Business Unlimited Credit Card offers $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening.
You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost.
This card carries no annual fee and you'll have the opportunity to take advantage of a 0% introductory APR for 12 months on purchases
Umpqua Business Real Rewards Card
2,500 Bonus Points Offer
The Umpqua Business Real Rewards card has an introductory offer of 2,500 bonus points, these pointns are worth $25.
To qualify for the offer, you’ll need to charge your first purchase with the card, compared to other card that require you to reach a spending threshold within a limit on time to get the bonus.
What are Umpqua Business Real Rewards Points Worth?
Most point based card have varying point values, but with the Umpque Business Real Rewards points have constant value of $0.01 each, no matter the redemption option you choose.
Please note that your Umpqua Premier Rewards points do expire, so make sure to redeem within five years of earning them. You have several options to redeem your points, like:
- Cash deposits to an Umpqua Bank account
- Statement credits to your card account
- Travel savings
- Gift cards
Umpqua Business Real Rewards Card Benefits
- A convenient online expense management tool to help you organize and track your overall spending.
- Free employee cards with individual credit limits.
- Ability to have earned rewards points from employee card purchases added to the business owner’s Points total.
If you’re looking for a simple and low-cost reward for your business, the Umqua Business Real Rewards card is a good option for you. However, if you’re interest on getting the most, consider a rewards card with pending categories like the Umpqua Premier Rewards from American Express.
(Visit Umqua Bank to learn more about this card.)
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
Who’s the Competition?
The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening.
Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card
There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
The Capital One Spark Cash Select for Business offers a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening.
You'll earn an unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing.
This card comes with no annual fee and employee cards at no additional cost.