If you are a resident of Massachusetts and currently looking for great savings rates, then make sure you keep reading. UniBank for Savings has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 3-months to 36-months. They also have a special 14-month CD term with 3.00% APY on $500 balances or more. By joining UniBank for Savings, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
| Sallie Mae | 5.15% APY 27-Month CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| Sallie Mae | 5.00% APY 23-Month CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| Blue Federal Credit Union | 4.80% APY 15-Month CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Bellco Credit Union | 4.75% APY 13-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| FVCbank | 4.60% APY 12-Month No Penalty CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| Western Alliance Bank | 4.60% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Blue Federal Credit Union | 4.45% APY 9-Month No Penalty CD | Review |
| Quontic Bank | 4.45% APY 12-Month CD | Review |
| Western Alliance Bank | 4.45% APY 3-Month CD | Review |
| Ponce Bank | 4.41% APY 4-Month No-Penalty CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| CIT Bank | 4.15% APY 6-Month CD | Review |
| CIT Bank | 4.15% APY 11-Month No-Penalty CD | Review |
UniBank for Savings CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! UniBank for Savings’s Best CD Offer pays the highest APY rate with a 3.00% APY rate for their 14-month term. They currently offer standard CD rates from 6-months to 36-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out UniBank for Savings’s CDs and their rates listed below.
CD Special
| Term | APY Rate | Minimum Deposit | Specific Term |
| 14-month CD | 3.00% | $500 | Best 12-Month CD Rates |
CD Rates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 2.50% | $2,500 |
| 8-Month | 2.75% | $2,500 |
| 18-Month | 2.15% | $500 |
| 24-Month | 2.25% | $500 |
| 24-Month IRA | 2.00% | $500 |
*The above rates are accurate as of 01/16/2019
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as UniBank for Savings offers you various CD terms from 6 to 36 months. Make sure to take advantage of their current 14-Month CD Special 3.00% APY. You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with UniBank for Savings and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| Account | Minimum Open | APY | Review |
|---|---|---|---|
| Sallie Mae 14-Month No Penalty CD | $1 | 4.75% | Review |
| Sallie Mae 10-Month No Penalty CD | $1 | 4.70% | Review |
| Blue Federal Credit Union 9-Month No-Penalty Certificate | $1 | 4.45% | Review |
| Ponce Bank 4-Month No Penalty CD | $1 | 4.41% | Review |
| CIT Bank No Penalty CD | $1,000 | 4.15% | Review |
| Ally Bank No Penalty CD | None | 4.75% | Review |
| America First Credit Union Flexible Certificate Account | $500 | 4.35% | Review |
| Citi No Penalty CD | $500 | 4.05% | Review |
| USALLIANCE Financial No Penalty CD | $500 | 4.00% | Review |
| Synchrony Bank No Penalty CD | None | 3.90% | Review |
| Marcus by Goldman Sachs No Penalty CD | $500 | 3.85% | Review |
| Old Missouri Bank No Penalty CD | $1000 | 3.53% | Review |
| Marcus by Goldman Sachs No Penalty CD (For AARP Members) | $500 | 3.85% | Review |
| Chartway Federal Credit Union Share Certificate with No Penalty | $500 | 3.50% | Review |
| Bellco Credit Union Smart Move CD | $2,500 | 3.40% | Review |
| My eBanc Flex Time Deposit CD | $10,000 | Up to 3.30% | Review |
| Colorado Federal Savings Bank No Penalty CD | $5,000 | 3.10% | Review |
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