Find the latest Valley First Credit Union CD Rates, Offers, and Promotions here.
They currently offer up to a 0.85% APY CD Rate.
About Valley First Credit Union
Valley First Credit Union is headquartered in Modesto, California and was founded in 1956. Since then they have grown to 9 locations and they boast an A health rating.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
| Eligibility: Membership in Valley First Credit Union is open to those who live, work, worship, or attend school in the California counties of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tuolumne, or Tulare. Employees of more than 160 Select Employer Groups also qualify for membership. See current membership details |
*While Valley First Credit Union does have competitive rates compared to traditional banks, I still recommend you take a look at Discover Bank Promotions here
Valley First Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
With an opening deposit of $1,000, you can invest in a Valley First Credit Union CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!
- Minimum deposit: $1,000
- Maximum deposit: No Limit
- Early withdrawal penalty: A penalty may be imposed for early withdrawal
(Does Not Expire)
Regular Share Certificate
| Term | APY Rate | Minimum Deposit |
| 6 Month | 0.08% | $500 |
| 9 Month | 0.08% | $500 |
| 12 Month | 0.33% | $500 |
| 18 Month | 0.43% | $500 |
| 24 Month | 0.60% | $500 |
| 36 Month | 0.70% | $500 |
Premium Share Certificate
| Term | APY Rate | Minimum Deposit |
| 6 Month | 0.18% | $10,000 |
| 9 Month | 0.18% | $10,000 |
| 12 Month | 0.40% | $10,000 |
| 18 Month | 0.50% | $10,000 |
| 24 Month | 0.65% | $10,000 |
| 36 Month | 0.75% | $10,000 |
| 48 Month | 0.80% | $10,000 |
| 60 Month | 0.85% | $10,000 |
Valley First Credit Union CD Features
- Low minimum balance requirement
- Free online and mobile banking
- Competitive, Fixed Rate Until Maturity
- No Monthly Service Fee
- No Direct Deposit Requirement
- Flexible Terms from 3 – 60 Months
- Insured by the NCUA up to $250,000
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Bottom Line
Valley First Credit Union offers you a CD rate up to a 0.85% APY CD. All you need to do is to pick your CD term, and have a minimum opening deposit of $500.
This is a great opportunity to invest in a high-interest CD from Valley First Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Valley First Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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