Find the most up-to-date Westerra Credit Union promotions, bonuses, and offers here.
Update 10/13/26: There’s currently a $25 referral bonus and $100 checking bonus available through 10/31/26.
About Westerra Credit Union Promotions
| Eligibility: Membership in Westerra Credit Union is open to those who live or work in the Colorado counties of Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, or Jefferson. See current membership details. |
Westerra Credit Union $100 Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: CO (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull (but some have reported a hard pull)
- ChexSystems: Unknown
- Credit Card Funding: Up to $2,000
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 10/31/2026)
| Chase Total Checking® ($400 bonus), | Chase Secure BankingSM ($175 bonus), |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- You open a new Smart Money Checking or Money Market Select account and keep a minimum balance of $5 for 30 days from the date of account opening. (Welcome to the family!)
- You earn $100 limited-time bonus! Cha-Ching!
- For new members only.
- To receive a $100 Amazon or Visa® gift card, open a new Westerra Prime Share savings account and either a Smart Money Checking or Money Market Select account online or in branch between August 21, 2026, and October 31, 2026. Enroll in Digital Banking at the time of account opening and maintain a minimum balance of $5 for the first 30 days following account opening.
- After all offer requirements have been completed, a reward redemption email will be sent within five (5) business days. Business accounts do not qualify.
- To qualify for the $100 gift card, the enrolled account must remain open and unrestricted at the time of payout.
- Eligibility may be limited based on account ownership. One offer per Social Security Number (SSN).
- The gift card is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
- Offer availability is subject to change and may be discontinued at any time.
- This offer is not available to individuals whose Westerra accounts have been closed within the last 90 days or closed with a negative balance within the past three years.
- Membership eligibility is required.
Westerra Credit Union $25 Referral Bonus
- What you’ll get: $25 bonus
- Account Type: Checking
- Availability: CO (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull (but some have reported a hard pull)
- ChexSystems: Unknown
- Credit Card Funding: Up to $2,000
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| Bank of America (Up to $500 bonus offer) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,000 Cash Bonus), | Chase Private Client ($3,000 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Share with friends via SMS, email, or using your share link.
- “Your friends open a new Smart Money Checking or Money Market Select account and keep a minimum balance of $5 for 30 days from the date of account opening. (Welcome to the family!)”
- You earn $25, and your friend earns $25! Cha-ching!
- Refer a Friend. To participate, individuals must be legal residents of the United States of America and at least 18 years of age. Referrers are required to visit the Refer a Friend site and complete the on-screen referral form to refer friends, family members, or colleagues. Referred individuals must be new members to be eligible. Upon making a referral, the individual shall be designated as a “Referrer” and will receive subsequent communications regarding the bonus awarded. Referred individuals (“Friend” or “Friends”) must complete the referral process by opening either a Smart Money Checking or Money Market Select account.
- Eligibility Requirements: 1) A Referrer must be a member of Westerra in good standing. 2) Referred Friends must be at least 18 years of age and must be new members of Westerra. 3) Employees, officials, and volunteers of the Company are eligible to participate. 4) A $5 prime share deposit is required for membership. 5) A $5 opening deposit is required for a Smart Money Checking or Money Market Select account. 6) To qualify for the bonus, a minimum balance of $5 must be maintained for 30 days from the date of account opening.
- By making a valid referral and the fulfillment of all requirements, the Referring Member will receive a $25 bonus in the form of a gift card, and their Friend will also receive a $25 bonus in the form of a gift card. Bonuses are subject to verification and are reportable for tax purposes. Rewards redemption emails will be sent within five (5) business days of meeting offer requirements. To qualify for the bonus, the enrolled account must not be closed or restricted at the time of payout. Eligibility may be further limited based on account ownership. This offer is subject to change or end at any time.
- Federally Insured by NCUA.
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Bottom Line
*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated Westerra Credit Union promotions, bonuses, and offers.
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