Find an updated list of Wings Credit Union promotions, bonuses, and offers here.
Update 11/19/25: There is currently a $300 bonus available when opening a new checking account with qualifying activity through 12/31/25.
About Wings Credit Union Promotions
Wings Credit Union has 24 locations throughout the state of Minnesota. This credit union is eligible for consumers who are involved with the airline industry in the Minnesota area. The credit union focuses largely on personal banking products and services.
| Eligibility: Membership in Wings is open to anyone through joining the Wings Financial Foundation ($5 donation). Membership is also open to employees and retirees within the aviation industry within the United States and to those who live or work in the 13 counties of the Minneapolis/St. Paul Metro Area in Minnesota and those who live, worship, or work in the Puget Sound Area of Seattle/Tacoma in Washington. The immediate family of current Wings members may also join. |
I’ll review the current Wings Credit Union Promotions below.
Wings Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: MN, WI (Bank Locator)
- Must live or work in an eligible eligible Minnesota or Wisconsin county. Available nationwide with a $5 donation to their foundation, as the option is available on the online application
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystems: Yes
- Credit Card Funding: Can fund up to $500 per account
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Share Savings and Everyday Checking account, then complete all offer requirements within 60 days of account opening to receive a $300 welcome bonus.
- Accounts must be opened online using promo code WINGS25.
- Enroll in Digital Services. Digital banking and eDocuments are convenient and secure.
- Set Up Direct Deposit. Establish qualifying direct deposits of $3,000 or more.
- Use a Wings Debit/Credit Card. Complete at least 5 individual debit or credit card transactions of $25 or more.
- Insured by NCUA.
- To qualify for $300 bonus, you must complete both the General Bonus Requirements (1-8) and the Checking Account Bonus Requirements (9-12) below.
- General Bonus Requirements:
- 1. One offer per person. Must be 18 years or older. Valid for U.S. residents only.
- 2. Membership with a Share Savings account and $5 minimum opening deposit required and must be opened at the same time as checking account.
- 3. Accounts must be opened between 10/27/25-12/31/25.
- 4. Accounts must be funded within 7 business days of opening.
- 5. Accounts must be in good standing (positive balance for the last 30 days).
- 6. Applicants must use promo code “WINGS25” at account opening.
- 7. New members and new recipients only:
- (a) Cannot have been a previous member (owner of a Primary Share account) of Wings Credit Union within 12 months of promotional account application.
- (b) Cannot have previously received a new account bonus.
- 8. Not applicable to business accounts or accounts established for estates, benefits, trusts or in a fiduciary capacity.
- Checking Account Bonus Requirements:
- Each of the following must also be completed using the same checking account within 60 days of account opening:
- 9. Establish recurring qualified payroll direct deposit(s) totaling $3,000 or more.
Note: Direct deposit must also be active on the bonus payout date. “Qualified direct deposit” is an Automated Clearing House (“ACH”) automatic and electronic deposit of your salary, pension, Social Security or other regular income into your Wings account, deposited as a Pre-arranged Payment and Deposit (“PPD”) entry. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as a qualified direct deposit. Other electronic deposits or person-to-person payments are not considered a qualified direct deposit. For questions on how your payroll is coded, please consult your payroll processor, HR department, etc. - 10. Enroll in Wings digital banking.
- 11. Enroll in eDocuments. Enrollment in eDocuments must also be active on the bonus payout date.
- 12. Complete 5 or more net PIN or signature-based debit card or credit card purchases of $25 or more each. Note: Electronic transfers such as person-to-person payments via digital payment platforms or mobile payment apps are not considered as qualified debit card or credit card purchases.
- Additional Information:
- – If requirements are met, checking account bonus will be paid on or before 3/13/26 (“bonus payout date”) as a deposit to the Wings checking account.
- – If you do not meet the requirements for this offer, you will not receive the bonus.
- – Disputes regarding promotion requirements must be submitted to Wings Credit Union by 5/1/26 in branch, via phone, or online.
- – Bonus will be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes (consult your tax advisor).
- – Annual Percentage Yield (APY) for Share Savings: 0.15%; Everyday Checking: 0.01%; High-Yield Checking 3.04% on the first $25,000, 0.01%-3.04% for amounts over $25,000 and 0.01% if requirements are not met to earn the highest dividend rates. Rates effective as of 10/14/2025. Rates are variable and may change.
- – Wings Credit Union reserves the right to end this promotion at any time without notification.
Wings Credit Union $100 Referral Bonus *No Direct Deposit Required*
- What you’ll get: $100 bonus
- Account Type: Personal Checking Account
- Availability: MN, WI
- Must live or work in an eligible eligible Minnesota or Wisconsin county. Available nationwide with a $5 donation to their foundation, as the option is available on the online application
- Direct Deposit Requirement: Optional
- Credit Inquiry: Hard Pull
- ChexSystems: Yes
- Credit Card Funding: Can fund up to $500 per account
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
Editor’s Note: Feel free to share referral link in the comments section.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Become a Wings Financial member and open a Share Savings Account (minimum balance of $5.00 required)
- Open a new checking account
- Enroll in eDocuments
- Complete one (1) direct deposit of $300 or more into new checking account OR complete five (5) debit card transactions of $5+ each
- The referred member cannot have previously had a membership with Wings Financial.
- The existing member and referred member must be 18 years or older to have an individual checking account.
- The existing member must be a current member and both members must have an open account in good standing at the time the reward is to be paid.
- Referrals are only good for 180 days from the time the referral is made.
- Please allow 2-3 weeks, after completing all requirements of this offer, for delivery of your Visa Virtual Reward.
- Each Visa Reward Card amount may be reported to the IRS, state, and local tax authorities if required by applicable law. Recipient is responsible for any federal, state, and/or local taxes on reward items.
- A Referrer may receive up to $550 per calendar year for qualified referrals.
- The referred member may only receive one Visa Reward Card for completing each offer.
- In the event that multiple existing members refer the same person, only the first referral registration completed by the referred member will be used by the program.
Wings Credit Union $600 Checking Bonus (Expired)
- What you’ll get: $600 bonus
- Account Type: Checking Account + Savings/Certificate
- Availability: MN, WI (Bank Locator)
- Must live or work in an eligible eligible Minnesota or Wisconsin county. Available nationwide with a $5 donation to their foundation, as the option is available on the online application
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystems: Yes
- Credit Card Funding: Can fund up to $500 per account
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Expires 12/31/2024)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Here’s how to collect up to $400:
- Become a Wings member and open a checking account using promo code OWNIT24, then:
- Set up recurring direct deposit to your new checking account within 60 days of account opening.
- $1,500+ Direct Deposit Amount for $150 bonus
- $3,500+ Direct Deposit Amount for $300 bonus
- $5,000+ Direct Deposit Amount for $400 bonus
- Sign up for eDocuments and enroll in Wings digital banking to get account information more quickly & securely.
- Shop with your Wings debit or credit card: 5 debit or credit transactions, each $25 or more.
- Bonus will be paid on or around 1/17/2025 as a deposit to your Wings checking account
- Earn an additional $200 bonus after completing Checking Bonus Requirements (above) and opening an additional Wings savings or certificate account within 60 days of membership.
- Minimum opening balance $25,000 (new money only)
- Available balance must be $25,000+ on 1/31/25
- 1. One offer per person; valid for U.S. residents only. Must be 18 years or older.
- 2. Account must be opened between 9/3–12/31/24.
- 3. Membership with a Share Savings account and $5 minimum opening deposit required; must be opened at the same time as checking account.
- 4. Online applicants must use promo code “OWNIT24” at account opening.
- 5. New members and new recipients only:
- a. Cannot have been a previous member (owner of a Primary Share account) of Wings Financial Credit Union within 12 months of promotional account application.
- b. Cannot have previously received a new account bonus.
- 6. The maximum amount one member can earn during the promo period is $600, if all requirements are met.
- 7. Bonus will be reported as interest earned on IRS form 1099-INT, and recipient is responsible for any applicable taxes. Consult your tax advisor.
- 8. Not applicable to business accounts and accounts established for estates, benefits, trusts or in a fiduciary capacity.
- 9. If you do not meet the requirements for this offer, you will not receive the bonus. Disputes regarding promotion requirements must be submitted to Wings Credit Union by 4/7/25 in branch, via phone, or online.
Wings Credit Union $100 Savings Bonus (Expired)
For their members ages 16-22, Wings Credit Union is offering a $100 bonus when you attend their free classes and pass the post-test. The free classes designed to help them learn how to make smart financial choices. Members who complete all four classes and score at least 80% on their post test will receive a $100 incentive, deposited to their Share Savings account!
- What you’ll get: $100 bonus
- Account Type: Share Savings Account
- Availability: MN
(Limited time offer)
| AlumniFi Credit Union Savings (4.50% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
| Upgrade Premier Savings (3.42% APY) | Live Oak Bank Savings (3.90% APY + $200 Bonus) |
| CIT Bank Platinum Savings (3.75% APY + $225 or $300 Bonus) | Harborstone Credit Union Money Market (4.10% APY) |
| FVCbank Advantage Direct Savings (4.10% APY) | |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Register online for their SOAR Classes which cover topics such as:
- $tart $mart Checking
- Web Wisdom
- Credit and You
- On My Own: The Costs of Life
- Classes will last one day and you have to attend all classes to qualify
- Members who complete all listed classes and score at least 70% on their post test will receive a $100 reward, deposited to their Share Savings account
- Participants must be Wings members to attend classes
- Must attend entire series and score 70% on post-test to be eligible for $100 deposit.
How To Waive Monthly Fees
- First Class Checking: None
- High-Yield Checking: None
- Essential Business Checking: $10 (waived with $1,000 balance or $15,000 in combined loan and deposit balances)
- Select Business Checking: $15 (waived with $10,000 monthly average balance or $50,000 in combined business loans and deposit balances)
- Advantage Business Checking: $20 (waived with $25,000 monthly average balance or $100,000 in combined business loans and deposit balances)
 |
 |
 |
Bottom Line
These are all the current Wings Credit Union promotions and offers. There isn’t much information or detail about the offers. If you have experience with this credit union let us know if it’s soft or hard pull! If you are interested in posts like this, I encourage you to check out our other reviews here on HustlerMoneyBlog!
CDs and Savings accounts are another great way to save and earn money. Check out our full list of Bank Rates and CD Rates for the best rates nationwide.
Compare Wings Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
*Check back for updated Wings Credit Union promotions, bonuses and offers.
Leave a Reply