Chase $100 Coupon good until May 31st

April 30, 2008 · Filed Under Bank deals & offers · Comment 

If you want to make an extra $25, then use this $125 coupon since today is the last day for opening a new Chase account. However, here’s the new $100 bonus from Chase that is good until May 31st.

Of course, you should know the routine by now. Open the account with $100 deposit. Try out with Paypal to see if it counts as direct deposit. If not, try ACH transfer from ING, HSBC, Citi, or any other bank. Account must be opened for 6 months before closing.

SimplyCash® Business Card from American Express

  • Earn 5% cash back on automobile gas, office supplies, and wireless services
  • Earn 1% cash back on virtually all other purchases
  • No limits to the cash back you can earn
  • Cash back is automatically credited to the statement each month
  • 0% introductory APR for the first 12 months
  • No annual fee with the flexibility to pay in full or carry a balance
  • Fee-free Additional Cards
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
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Top Banks Online

April 28, 2008 · Filed Under Bank deals & offers · 1 Comment 

Looking for a new online bank with good interest rate? Here’s a good list of banks I highly recommend:

  1. ING savings is offering 3% APY with no fees. The account is FDIC insured, and the account can be easily set up. If you want a $25 bonus, then send me an email to hustlermoneyblog@gmail.com with your first and last name. In order to get the $25 bonus, you must deposit $250.
  2. Washington Mutual gives you 3.30% APY and it’s a brick and mortar bank. I can visit my local branch and deposit, withdraw, etc. By signing up online, you will get free checking, free checks, free bill pay, one free overdraft, and no monthly fees.
  3. E*TRADE Bank is offering 3.01% APY and can be linked to a brokerage account. This is a good bank for those who do a lot of trading and want to keep their cash ready to invest and earn interest at the same time.
  4. EverBank offers 2.01% APY for Checking and 3.01% APY for Savings. Both accounts give you 4.01% APY for the first 3 months. They will also reimburse any ATM fees from other banks.
  5. One from American Express is both a credit card and a 2.75% savings account. There is a $50 bonus after first purchase. There is no fee for first year, so get the bonus and you can cancel before the fee kicks in.

10 Quick Hustles to Save Money

April 27, 2008 · Filed Under Street Smarts · 1 Comment 

With talk of recession and all, money can get really tight. Here are my top ten hustles to save you money.

  1. Change your Witholding Tax – The taxes out of your paycheck each month, so yeah..in essence, you are giving the government a interest free-loan. Talk to your employer about reducing the amount of tax withheld off your paychecks.
  2. Consolidate Student Loans – Get all your student loans in order and start calling lenders to see which ones give you the best rate for consolidation. This will simplify your finance and set you on a debt free road. Check out this post for more info in the best lenders.
  3. Reduce Interest Rate – Pick up the dang phone and call them credit card issuers. Tell them you want to talk to a Retention specialist because you plan to Balance transfer off with another card if they don’t lower their interest rate. They do not want to lose your business, hence they will likely to lower your rate. Read the play by play here.
  4. Lower Cable bills – Either cancel all your entertainment needs immediately or call them to get a lower price. Most will give you $19.99 or $29.99 per month for 12 months on your internet bills. More info here with strategy here.
  5. Refinance Car Loan – If you are paying anything above 6% interest on your car notes, then you are paying too much. Refinancing will save you hundreds if not thousands. Join Penfed and see if you can get their 4.25% interest rate on car loans. Anyone can join Penfed by paying a one time $20 fee to the National Military Family Association.
  6. Get Rid of PMI – Do whatever it takes to pay off your home by 20% so you won’t have to pay the PMI on your mortgage. I would even borrow from family if needed. PMI is a waste of money since it’s an insurance on your home loans.
  7. Lower Cell Phone Bills – Use my methods by joining Sprint to get the cheapest phone plan. We regular pay around $50 a month for 5 phones with over 2000 minutes, free 6pm and weekends, free text, free internet, etc.
  8. Lower Utilities – start replacing the old light bulbs with CFL light bulbs, wash your air filters from your heater, Install a thermostat that adjusts automatically at night, seal your windows, etc.
  9. Home and Auto Insurance – Ask your friends and family what they are paying for their home and auto insurance. If yours is more, then you need to do some homework and call around to find a lower rate. Don’t worry if you are still in the middle of the year. You are not under any contract and can opt out anytime. They will reimburse for whatever months that is left. Amica seems to be the best deal with car insurance. Home insurance depends on where you live.
  10. Use Coupons – times are tough, so swallow your pride by starting using coupons where ever you shop, eat, etc. You can find many coupons here.

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Hot Printable Coupons

April 26, 2008 · Filed Under Coupons · Comment 

Hopefully, you will find these coupons useful:

  1. 25% off Aeropostale until 4/27
  2. $10 off $50 Carter until 4/30
  3. BB&W Free signature collection until 5/12
  4. 30% off Ann Taylor until 4/27
  5. $10 off Dick’s Sporting Goods until 4/30
  6. 10% off Petco until 5/3
  7. 10% off Home Depot
  8. $75 off Lane Bryant until 12/31
  9. 15% off Banana Republic until 5/4
  10. Chuck E Cheese coupons until 5/2
  11. $10 off Yankee Candle until 5/10
  12. 15% off Express until 4/29
  13. 40% off Reebok until 5/4
  14. $50 off $500 Staples until 5/11
  15. $40 Rite Aid Rx Coupon until 4/30

American Express® Preferred Rewards Gold Card gives you 10000 bonus points = $100 gift card after first purchase.

  • No annual fee for the first year – $125 Thereafter
  • Earn 10,000 Membership Rewards® bonus points after your first purchase with the card – redeemable for a $100 gift card!
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$75/$150 Sovereign Bank Checking Bonus

April 24, 2008 · Filed Under Bank deals & offers · 1 Comment 

Check out Sovereign Bank $150 bonus for its Premier Checking account. In order to get $150 bonus, you must have a combined balances of $15000. You might want to open the Premier Money Market Savings since it has a higher yield of 2.75% APY. You can transfer the balances to the Premier savings help the loss of interest.

If $15K is too much for you, then open this $75 promotion Free Interest Checking Account. You must set up direct deposit within 60 days of account opening. There is no minimum balance requirements or monthly fees. Also, make sure to deposit $100 when opening this account before May 30th. No hard credit inquiry is done, but they use a Chexsystem for applying a checking account.

Both of the promotions require a $100 minimum deposit, and the accounts must be opened by May 30, 2008. I was told that there’s no account closure fee if an account is closed after 90 days. Otherwise, it’s $25. The CSR also said they don’t perform a hard credit inquiry. They just use ChexSystem in the application. You must visit their local branch to open the account. They are located in the Northeast in the states of Connecticut, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania and Rhode Island.

Business Gold Rewards Card from OPENSM the small business team gives you 5000 bonus points = $50 gift card for signing up.

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  • No annual fee for the first year – a savings of $125
  • No pre-set spending limit* and no finance charges
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Apply for Food Stamps

April 23, 2008 · Filed Under Street Smarts · 5 Comments 

Y’all ready for the next hustle? My plan is to apply for food stamps. True dat! What’s better than free food? I kid I kid. But seriously, with over 28 million Americans getting food stamps, you know some of those people don’t need them. I’m pissed off whenever I think they could be working and supporting themselves. I can understand for people who do qualify for getting food stamps. E.G. Single mothers trying to raise a couple of kids and making ends meet. Here’s how you can apply for food stamps.

Food Stamp Program

  1. Check to see if you qualify.
  2. If you qualify, find your local food stamp office to apply.
  3. You can also apply online or pick up an application at your local office.
  4. You could be getting $150 per person in your household.
  5. Set up an appointment for an interview. Bring driver license, pay stubs, utility bills, etc.
  6. more FAQ

Once you are approved for food stamp benefits, they will send you a Electronic Benefits Transfer card along with a PIN and instructions for buying food. You can buy pretty much everything except for non-food items, alcohol, tobacco, etc. If you think you qualify, don’t hesitate to apply.

Check out these two awesome cards for free points and hotel nights:

Starwood Preferred Guest® Credit Card from American Express and Starwood Preferred Guest® Business Credit Card from American Express

Starwood Preferred Guest® Credit CardStarwood Preferred Guest® Business Credit Card from American Express

2.50% APY Amboy Direct Premium Savings and $25 bonus

April 21, 2008 · Filed Under Bank deals & offers · 3 Comments 

Amboy Direct Premium Savings is currently available at 2.50% APY for all balances over $1. This is one of the best rates for a no fees- no minimum Savings account anywhere.

However, they have a refer-a-friend program whereas I send you a referral link, you make $25 and I’ll get $10. If you are interested, shoot me an email hustlermoneyblog@gmail.com with your first and last name.

In order to get the $25 bonus, you must:

  1. Open with at least 3 thousand dollars.
  2. Maintain the balance over 90 days.

Since the rate is really high, I don’t seem to mind with the bonus requirements. It is FDIC insured and no hard credit inquiry is done with this bank.

From the website:

  • NO FEES or MINIMUMS.
  • EVERYDAY ACCESS without changing your current bank account.
  • CONFIDENCE in one of the country’s oldest and most established banks (1888)
  • EASY to get started! Apply online in 5 minutes or use our convenient mail-in application.

You can’t beat Free!

April 20, 2008 · Filed Under Freebies · 2 Comments 

What do you do online? You can be productive and sign up for freebies that might save you money. I’ve done quite a few offers just for the hell of it. Some best ones I gotten include a free coffee machine, golf balls, gift cards, etc. Make sure you get a junk email from gmail.com to do all the offers. DO NOT USE YOUR EVERYDAY EMAIL. Also, don’t ever give out your real phone number or a credit card number. You real address is fine for sending you free stuffs.

If you plan on doing this every week, then get roboform free trial version. The program is simple and save you time when filling out form online.

  1. Sample of Goodnites Boxers
  2. Free Tea Sample from Yogitea.com
  3. Move Free–Free 7-Day Supply of Move Free Advanced
  4. Playtex Drop-Ins
  5. Free Kyrlon 4-in-1 screwdriver flashlight and tape measure
  6. Free Nature TripleFlex Sample from Costco
  7. Free reusable shopping bags
  8. Biospot For Dogs For Fleas And Ticks
  9. Free Pinhole Camera (Need to Supply Your Own Film)
  10. Free Blue Ridge Mountains DVD
  11. Free Lead Testing Kit
  12. Free SunSilk Sample
  13. Free Samples from Naturally Savvy
  14. Free Starbucks Sample
  15. Free Bottle of Genesis Juice
  16. Free bottle of Amelior
  17. 1 Free pound of Land O Lakes Butter
  18. Free Senseo Coffee Maker is BACK!
  19. Free Ice Cream Cone Ben & Jerrys!
  20. Free Sample of Tetley British Blend Tea
  21. Free Sample of Yogi Tea
  22. Free Child Safe ID Kit
  23. Free Safe Boating Posters, Stickers, and More
  24. Free Sample of Neru Patch
  25. Aveeno Positively Ageless Lifting & Firming Nigh Cream Free Sample & $1.50 coupon
  26. Free 7 day supply of Move Free Advanced
  27. Free Buell Hydration Pack (In-Store)
  28. Free Stuff from Macy’s on Earth Day
  29. Free Address Labels – New Free mailing Address Labels From The United
  30. More freebies here

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New Ebates $10 Bonus

April 20, 2008 · Filed Under Free Random Money · Comment 

Here’s the new Ebates $10 bonus. From now until May 31st, you can get $30 in total bonuses for referring two friends. Ebates saves you tons of money by shopping through their network. You can get as much as 20% cash back from many regular stores such as Eastbay, Target, etc. In order to get $30, you must have two friends to sign up for their account and make a purchase. In order to get the bonus, make sure to make a qualifying purchase before May 31st for new members.

From the website:

All your friends have to do is sign up and make their first qualifying purchase and we’ll credit your Ebates account!

It’s fast, it’s easy and there’s no limit to how much you can earn! But hurry, this offer ends May 31, 2008

To get the $10 bonus, simply send this Double Bonus Offer URL to your friends or enter your friends’ names and email addresses below. Then sit back, relax and watch your Ebates account grow!

Thank you for going through my Ebates Referral link

ebates bonus

SimplyCash® Business Card from American Express

  • Earn 5% cash back on automobile gas, office supplies, and wireless services
  • Earn 1% cash back on virtually all other purchases
  • No limits to the cash back you can earn
  • Cash back is automatically credited to the statement each month
  • 0% introductory APR for the first 12 months
  • No annual fee with the flexibility to pay in full or carry a balance
  • Fee-free Additional Cards
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
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Chase $275 Total Bonuses

April 18, 2008 · Filed Under Bank deals & offers · 1 Comment 

For people living in Arizona, Colorado, Connecticut, Florida , Illinois, Indiana, Kentucky, Louisiana, Michigan, New Jersey, New York, Ohio, Oklahoma, Texas, Utah, West Virginia and Wisconsin, then this $125 Chase bonus is available to you until April 30th.

You will want to get a $25 refer-a-friend coupon along with the $125 coupon because they are stackable. Ask your friends with a Chase account or comment below for $25 refer a friend coupon. I’m sure someone reading this can help you out.

If you are from a State with no Chase branch, then apply this $125 bonus online. It’s available until April 30th.

Here’s the fine print from the promo:

  • $100 minimum opening deposit of new money
  • Chase Free Checking has no monthly service fee when you have a monthly direct deposit.
  • Limit one personal checking account-related reward/premium per customer, per calendar year.
  • The first direct deposit must be completed within 60 calendar days of account opening
  • The cash bonus will be deposited into your new account within 4-8 weeks after the initial direct deposit and is not considered part of the minimum opening balance.
  • Checking account must remain open for a minimum of six months or the reward will be debited from the account at closing.
  • Cash bonus is considered interest and will be reported on IRS Form 1099-INT.

**If you do apply online, make sure you check the part “no thanks, I don’t want to order checks” since it will cost you $23 to do so.

Once you set up your checking account, enroll your debit card in this $75 Chase promotion. You will get $75 cash back for using your debit card when you charge $750 for everyday purchases.

Math: $125 bank bonus + $25 referral bonus + $75 debit card bonus + $50 Chase freedom bonus = $275

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