Starwood Preferred Guest Business 10000 Bonus Points

August 31, 2008 · Filed Under Credit Card bonuses · 5 Comments 

Sponsored Links

Looking for free hotel nights, gift cards, or airline ticket? How about 10000 bonus Starpoints after first purchase with the Starwood Preferred Guest Business Credit Card from American Express. The 10000 bonus points can be converted to $100 Amazon.com, Gap, or Banana Republic gift card. If you don’t like gift cards, then 10K points can be worth up to 3 hotel nights stay. You need 20000 points for a round-trip ticket, so you are half way there. Apply the Regular Starwood too for a free airline ticket.

Anybody can apply for a business credit card. Here’s a quick recap:

Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. You can put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

However, some people save the points to earn a free flight ticket once you reach the 20K points mark. Here is a quick summary with their rewards program:

  1. Convert a few miles so they won’t expire and top off to get to the reward ticket level
  2. Get 1.25 miles per dollar spent which is 25% more than most other airlines cards.
  3. Points can be converted to gift cards, hotel nights, and airline tickets.

Top Reasons Why Starwood Preferred Guest Business Credit Card from American Express is the best Airline Travel Card:

1) Starwood points can be easily converted to frequent flier miles

  • The Starwood points convert on a 1:1 (1 Starwood point = 1 frequent flier mile) basis on major domestic airlines include Alaska, American, Delta, Hawaiian, Northwest and US Airways/America West.

2) Get that free flight ticket by topping it off or keep your miles from expiring

  • Say you want to fly free and you have only 23K delta flier miles, and you need to 2K more to make a free flight. With Starwood points, you can transfer your already earned points to Delta frequent flier program and get your free ticket. Hence, you don’t need to earn the points by doing other spending methods.
  • In order to keep your miles from expiring, simply convert a few hundred miles every now and then so your account would be active with other airlines. If not, you could lose your miles for being inactive.

3) Great hotel card reward card

Don’t like gift cards or airline ticket? How about hotel stay for as little as 2000 points per night. There is no blackout date and all taxes are covered. Choose from Hotels such as Sheraton, W hotels, Westin, and St. Regis.

4) Get 25% more miles extra

  • Other airline credit cards such Delta and American give out great bonuses but all give you 1 mile per dollar spent. The Starwood Biz does the same with 1 Starwood point for $1 spent. This changes whenever you convert 20000 points, you get an additional 5000 bonus points or 20000 Starwood points = 25000 miles on all airlines flier program. This resulted in an extra 25% more miles per dollar spent.

5) Free 10000 bonus points, another 15000 possible bonus points, and first year membership fee is waived

  • If you sign up now, Starwood Preferred Guest Business Credit Card from American Express is giving away 10000 Starwood bonus points after first purchase. Your membership fee is waived for the 1st year, and $45 annual fee after that.
  • Another current promotion is an additional 15000 bonus points for spending $15K in the first 6 months on top of the 1 dollar per point spent.

Quick Summary:

Starwood Preferred Guest Business Credit Card from American Express

  • Earn 10,000 Starpoints with your first purchase - that’s good for up to 3 free nights!
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at over 825 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
  • Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
  • Save 3-25% on business purchases at companies like FedEx, Delta, Hertz®, and more.
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards

    • Apply Now!

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Saturday Hot Deals

August 30, 2008 · Filed Under Hot Deals · Comment 

Some of the best hot deals for this weekend. If shopping online, make sure to shop through Ebates to get cash back. Don’t forget to use a cash back credit card.

  1. This Compaq - Presario Laptop with AMD Athlon™ X2 Dual-Core Mobile Processor QL-60 is on sale at Best Buy for $399.99. Also, YMMV with this $100 off internet sign-up coupon.  Doesn’t apply to this laptop, but if you are buying anything else, be sure to use this 12% off coupon.
  2. Frys has the 4GB (2×2GB) Crucial DDR2-800 PC2-6400 Desktop Memory for $70 - $30 Rebate = $40 with free shipping.
  3. Staples.com has the Western Digital 500GB SATA Internal Hard Drive for $106 - $26 instant coupon - $25 off $75 coupon + $3 coupon cost = $58 + Free Shipping.
  4. Canon S5 IS for $249.99 at OfficeMax 8/30 - 9/6/08 in-store only.
  5. Sears Extreme Home Arcade NOW $399.99 -10% coupon working until Midnight CST.
  6. Microcenter has the Philips 47″ 1080p television for $1,399 - $200 instant savings - $200 mail in rebate bringing the total to $999.
  7. Westinghouse 42″ 1080p with 4 HDMI for $699 in store at Costco B&M only.
  8. Samsung LN52A550 52″ 1080P LCD HDTV $1599 at Fry’s. Labor Day Sale Ad.
  9. VANNS has the Pioneer VSX-90TXV Elite Receiver for $299.88 with FREE Shipping
  10. Samsung 67" LED 7-series DLP (HL67A750) for $1950 shipped from Amazon

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New Freebies and Coupons

August 29, 2008 · Filed Under Coupons, Freebies · 1 Comment 

Here’s more freebies and coupons. As always, use a junk email and never give out your real phone number or credit card number. Get Roboform to fill out freebies quickly. Use your real address for sending you freebies is okay.

Freebies:

  1. 2 Free Cascade samples
  2. Boars Head–Free Samanthas Silly-icious Sandwiches
  3. Free Samples from the Huni Club- Day & Night Mois
  4. Small Breakfast at IKEA
  5. Free Full-size sample of Secret Clinical Strengh Sport
  6. $5 Chevron Gas Card *age 18+ only, first 40,000 certain states
  7. Free sample of COTTONELLE Moist Wipes (Walmart.com)
  8. Free Bridal Guide Issue
  9. Free Cottonelle Moist Wipes and Toilet Paper
  10. Free 5.3oz Cup of Oikos Organic Greek Yogurt
  11. Free Admission to Museum day on 9/27
  12. Advertiser’s Clearinghouse $5000 sweepstakes
  13. COTTONELLE FRESH Flushable Moist Wipes
  14. Free 14-day 24 Hr Fitness Guest Pass
  15. 5 Gift Card–Free 5 Chevron Gift Card ( answers: B, B, A )
  16. Free Obama button
  17. Free One Year Subscription To O, The Oprah Magazine
  18. Remedy Life Free Samples
  19. Free Dream Journal
  20. Free Samples of Welch, Tylenol, Bounce, Acuvue, etc
  21. Pill Box–Free Pill Box from My Partners in Care
  22. Free Neutrogena Cleaning Cloth
  23. Free Dog ID-Tag
  24. Free 2009 Easter Seals Calendar
  25. Free Windows Home Server Trial DVD
  26. Free IWentthisfar.com T-Shirt
  27. Free Talk Sport Stickers
  28. Free Home Brewing Cleaning Samples
  29. Free USB Memory Stick (Business name required)
  30. Free Who’s Your Data Bumper Sticker
  31. Free Pledge Mult-Surface Wipes
  32. Free Trade Pub Magazines
  33. Sample Of Degree Mens Absolute Protection Deodorant
  34. Horizon Milk–Free sample of Horizon Organic Milk for Survey
  35. Quaker Moms Care Panel Freebies
  36. Free Guide to Sleep Disorders
  37. Stamp Catalog–Free Stamp Collectors Catalog and 5 Coupon
  38. Vindale Research - Get Paid to Review
  39. Prilosec OTC Winners Circle Sweepstakes
  40. Free Pops Beef Jerky Samples
  41. Free Bag of Purina Yesterday’s News Cat Litter
  42. Movie ticket from Blue Bunny Ice Cream
  43. Sample- neutrogena Pink Grapefruit Foaming Scrub
  44. Free College Scholarships
  45. Free GoChi Juice
  46. Synovate - Get email invitations to do survey. You will also get products to test it out. Get payment by check. 25000 points redeem for $25 check.
  47. Ipsos Panel - Get freebies by doing test product and get paid for doing it.
  48. Free sample of Gain with baking sode (walmart freebie)
  49. Free Lingerie set from stock23
  50. Free Aveeno Tote Bag
  51. Free Tea Light Candle - Nohm
  52. Free $10.00 Amazon Gift Card from the The Geek Center
  53. Free Breakfast at Ikea (August 30 to Sep. 1)
  54. Free 3-Piece Chicken Strips Chick-Fil-A on Labor Day
  55. Free Eraser Set

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Top Coupons:

  1. 20% Printable Linens N Things Coupon good until Dec-31-08
  2. $15 Dicks Sporting Goods Coupon good until January-31-09
  3. 40+ Printable Walgreens Coupons til August-30
  4. 6 x $1 Cheerios Cereal Coupons til March-31-09
  5. 40% Printable Joann Coupon til August-31
  6. 4 Sears Coupons til January-31-09
  7. $5 Kmart Coupon - Footwear til August-31
  8. Printable Target Grocery Coupons til Aug-30
  9. 4 Chuck E Cheese Coupons til August-31
  10. 20% Printable Gymboree Coupon til September-30
  11. Victorias Secret Garden Body Scrub Coupon til August-31
  12. Target Grocery Coupons til Sept-13
  13. $20 Printable Office Depot Coupon til August-30
  14. 2 Luvs Coupons til September-19
  15. 40% Michaels Coupon til August-30
  16. $25 Ann Taylor Loft Coupon Card W/purchase til September-07
  17. 20% Childrens Place Coupon til September-02
  18. 3 Home Depot Garden Club Coupons til September-03
  19. $25 Printable Sports Authority Coupon til September-01
  20. 20% Gordmans Coupon til September-01
  21. $10 Printable Dots Coupon til September-06
  22. $25/ $50/ $75 Lane Bryant Coupon til December-31-08
  23. $10 Kirklands Home Coupon til September-03
  24. $30 Printable Banana Republic Coupon til September-07
  25. Coupons For Chuck e Cheese’s til September-12
  26. $4 Back To School Kmart Coupon til September-13
  27. 20% Printable Ann Taylor Coupon til September-01
  28. 20% Childrens Place Coupon til September-02
  29. 11 Babies R Us In Store Coupons til September-01
  30. 10% or 12% Best Buy Coupon til September-01
  31. $25 New York and Company In Store Coupon til September-01
  32. $30 Office Depot Coupon til September-06
  33. 3 Honey Baked Ham Coupons til September-27
  34. 20% Printable Carters Coupons til September-03
  35. Firestone Oil Change Coupon til September-30
  36. 5 Johnson & Johnson Coupons For Baby Products til December-31-08
  37. 3 Printable Lord And Taylor Coupons til September-02
  38. $15 Printable Coupon For The Limited til September-21
  39. $10 Printable Coupon For The Body Shop til September-15
  40. $5 Purina Pro Plan Cat Food Coupon

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Make Money with Elmo Live via Ebay

August 28, 2008 · Filed Under Street Smarts · 2 Comments 

I know the holidays season is still far away, but now is a good time to make a list of hot items to ebay. For those looking for extra money this holiday season, ebaying hot items is a good way to make decent cash. I mean, would you stand in line for an hour to make $200 Cash? Unless you’re making a Doctor’s salary, I would say this is a pretty good deal.

There is no definite 1 hot item for sure, but the Elmo Live is on top of the list. This item will be released on November 1, 2008 for $59.99. With my past experience, this $hit will go crazy with expected price to be $150 - $200 on ebay in the first few weeks.

Few ways to pre-order right now:

  1. Order through Amazon for $65.99  Elmo Live. Limit two with free shipping.
  2. Order through Walmart for $59.88  Elmo Live. Limit two per order with $8.97 shipping.
  3. Order through Fisher Price for $60 Elmo Live. Limit six per order with $9.99 shipping.
  4. Order through E-Toys for $69.99 Elmo Live. Limit two per order.
  5. Order through KB-toys for $69.99 Elmo Live. Limit two per order.
  6. Be on the lookout for Toy r Us, Target, and allboardtoys.com.

The first few weeks after release date is when it’s crazy. People are scrambling to find their kids this toy and they will outbid each other on Ebay. I will try to update whenever it’s available. Also, don’t forget get it at opening date at your local brick and mortar’s stores such as Target, K-mart, Toy R Us, Wal-mart, etc. Expect to get their early, and bring your whole family to buy because there is usually two per customer policy.

I know some people reading gonna be like…”damn man..that’s making money on some poor family trying get their kids a Christmas present.” You are on the wrong site my friend. But seriously, this is capitalism at its simplest form. Too expensive, then don’t buy it. This ain’t bread! This is a luxury item. Anyways…you do what you gotta to do.

Tips if you never ebay before:

  1. Get your Ebay account by Signing up for eBay.
  2. There are fees such as listing fees etc.
  3. Do auction style at starting price at $.99 for lower list fees with three day bidding. Shipping should be around $15.
  4. I suggest you stick with Paypal. Make sure, make damn sure, that the buyer has confirmed address. You only ship when the payment address is confirmed. It will show on the payment. You do not want a chargeback on your account.
  5. Since the Elmo Live is so hot, I would just list them asap.

Sponsored Links

Business Gold Rewards Card from OPENSM the small business team gives you 5000 bonus points = $50 gift card for signing up. Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. You can put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

  • Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in one year - enough for one domestic round-trip airline ticket plus other business supplies.
  • Points have no expiration date
  • No limit to the number of Membership Rewards® points you can earn
  • No annual fee for the first year - a savings of $125
  • No pre-set spending limit* and no finance charges
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Automatic Complimentary enrollment in the Membership Rewards® program
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

    • Apply Now!

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Up to 62.5% Cash Back at Live.com

August 27, 2008 · Filed Under Coupons · Comment 

Microsoft recently added cash back using their Live Search Engine when shopping online. They are currently running a promotion whereas you can get 62.5 % cash back.

Here’s what to do:

  1. First you need to get a MSN Live account.
  2. Sign into your account.
  3. Now, go through their cash back store links.

Some of the top stores include:

BizChair.com  50.0%
ShoeMall  47.5%
Foot Locker  45.0%
Eastbay  45.0%
WirelessEmporium.com  42.5%
VistaPrint  40.0%
CosmeticMall.com  37.5%
Flowerstore.com  37.5%
Backcountry.com  30.0%
PetSmart  30.0%
eBags.com  27.5%
Shoebuy.com  27.5%
Omaha Steaks  25.0%
FAO Schwarz  25.0%
FTD.com  25.0%
Vitamin World  25.0 - 30.0%
Perfume Emporium  25.0%
Drugstore.com  25.0%
Zappos  22.5%
Barnes & Noble.com  15.01%
Shop4tech.com  15.0%
EforCity.com  13.75%
Brookstone.com  12.5%

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Local Bank Bonuses

August 27, 2008 · Filed Under Bank deals & offers · 1 Comment 

Here’s a new list of local bank bonuses. As always, check with the website to see all the T & Cs for getting the bonuses. Make sure you know all about the fees of opening, closing, minimum balance, etc.

  1. Metropolitan National Bank $200 Bonus - no expiration date and good in New York.
  2. PNC $75 Bonus - good until August 31st in Delaware, the District of Columbia, Florida, Virginia, Kentucky, New Jersey, Ohio, Maryland, and Pennsylvania.
  3. WesBanco $150 Bonus -  good only for student checking account in Ohio, West Virginia and Pennsylvania.
  4. Wells Fargo $50 Bonus - no link, but it has been confirmed in all their branches in Illinois, Texas, Colorado, Arizona and California.
  5. HSBC $75 Bonus - good until 9/12/08 and available nationwide.
  6. Compass Bank $150 Bonus - good until 8/31/08 in Alabama, Arizona, Colorado, Florida, New Mexico or Texas.
  7. Federal Bank $75 Bonus - good until 9/30/08 in Florida, Georgia, North Carolina and South Carolina.
  8. US Bank $100 Bonus - good until 9/10/08 in Milwaukee, St. Louis and Cincinnati.
  9. Flagstar $100 Bonus - no expiration date and good in Michigan, Indiana and Georgia.
  10. NuVision Federal Credit Union $150 Bonus - good until 12/31/08 in California and Arizona.

Top Cash Back Gas Credit Cards:

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5000 Bonus Points with American Express Business Green

August 26, 2008 · Filed Under Credit Card bonuses · Comment 

Sponsored Links

The American Express Business Green Rewards Card is perfect card for those who pay off their balance in full each month. You want to avoid accumulating credit card debt and learn to use credit cards to your advantage.

One of the best advantages is getting free money for sign up bonuses. The American Express Business Green Card gives out 5000 bonus points after your first purchase. The 5000 bonus points can be converted to a $50 gift card from stores such as Home Depot, Gap, Blockbuster, Barnes & Noble, Banana Republic, and so on. Even though it’s a business card, you do qualify to apply as sole proprietorship.

Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. You can put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

In addition, you can access to the Membership Rewards program for no additional fee. Cardholders earn one point per dollar spent on all purchases. The annual fee is waived for the first year. Make sure you cancel the card before the 1 year anniversary if you feel the card is not worthy of the fee. Other benefits include up to $100,000 in travel accident insurance, auto rental insurance, purchase protection services, various merchant discounts, and more.

American Express Business Rewards Green Card

  • Receive 5,000 bonus points on your first purchase
  • No pre-set spending limit* or finance charges
  • Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • No annual fee for the first year - a savings of $95

    • Apply Now!

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WaMu 5% APY 12-Month CD

August 25, 2008 · Filed Under Bank deals & offers · 2 Comments 

What’s the best rate for 12-month CD? WaMu 5% APY rate is the highest in the country. This is a great rate especially with the convenience of its 3.75% APY savings account. If you are doing credit card arbitrage using these 0% APR cards, then stick it into the 5% CD rate is a good idea.

Steps to take:

  1. Open its Free Checking and 3.75% APY Savings account
  2. You can now fund your online 5% APY 12 or 13-month CD instantly via ACH transfer.
  3. Minimum funding for CD must be $1000.
  4. Offer will end on 8/29/08

You might be hearing that WaMu is one of the troubled banks. No worry! As always, keep it under $100K FDIC insured coverage. You are safe my friend! The rate is great and you can’t lose the money.

Top 0% APR 12-Month Balance Transfer Cards:

The following cards have no annual fee, balance transfer fee is capped, and balance transfer period is at least 12 months.

  1. Advanta BusinessCard with Rewards - 15 months BT period (3% fee, $90 max)
  2. Advanta Customized Business Rewards - 15 months BT period (3% fee, $90 max)
  3. Chase Business Rebate - 12 months BT period (3% fee, $99 max)
  4. Discover More - 12 months BT period (3% fee, $75 max)
  5. Discover Miles - 12 months BT period (3% fee, $75 max)
  6. Discover Open Road - 12 months BT period (3% fee, $75 max)
  7. Chase Flexible Rewards - 12 months BT period (3% fee, $75 max)
  8. Chase Free Cash Rewards - 12 months BT period (3% fee, $75 max)
  9. Chase Platinum Mastercard - 12 months BT period (3% fee, $75 max)
  10. Chase Platinum Visa - 12 months BT period (3% fee, $75 max)

The first three cards are business cards. Whether you have a home-based business or that you have sold something on Ebay, you can apply for a business credit card. Just put your name as the business name and your social security number as the tax id. Your business is called sole proprietorship and it’s perfectly legal with the IRS.

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WTDirect $250 Bonus

August 24, 2008 · Filed Under Bank deals & offers · 1 Comment 

If you got $25K in your bank account, this is a great way to make good money. WT Direct is giving away $250 bonus for opening a new savings account. The offer is good through 9/5/08.

Check out the details:

Open an account by September 5th and receive:
* $100 if your balance is between $10,000-$14,999
* $150 if your balance is between $15,000-$19,999
* $200 if your balance is between $20,000-$24,999
* $250 if your balance is $25,000+

here’s more of the fine print:

Open a WTDirect account using promotion code WTF3SOB to be eligible to receive new client bonus. Bonus is determined by client’s WTDirect account balance at the time of initial account funding. Account must remain open and in good standing and balance level cannot decrease from initial funding balance for 60 days to receive bonus. Bonus will be credited to client’s WTDirect account during the first week of November, subject to the conditions noted above. WTDirect reserves the right to extend or cancel the bonus offer at any time.

Do the following:

  1. Open a 3.31% APY WT Direct Savings Account
  2. Click on Start Now. Then on the next page in the promotion box, make sure to enter code WTF3SOB
  3. Have $25000 ready to be deposited and transfer into your new savings account.
  4. You must keep the $25K for at least 60 days to earn the $250 bonus.
  5. The $250 bonus is on top of the 3.31% APY interest earning which amount to around 9.63% APY for 60 days.

Again, you must leave the $25K untouched for 60 days to get the bonus. Consider this to be a 9.63% APY CD for sixty days! This is hot if you want guaranteed money. After the sixty days, you can withdraw your money to a higher savings account.

Sponsored Links

American Express® Preferred Rewards Gold Card gives you 10000 bonus points = $100 gift card after first purchase.

  • No annual fee for the first year - $125 Thereafter
  • Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
  • No Pre-Set Spending Limit
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend. You can redeem points for your choice of truly exceptional travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Global Assist® Plus Hotline and many more benefits included.
  • Express Approval. Get a decision in less than 60 seconds.

    • Apply Now!

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$30 Rite Aid Gift Card for Rx Transfer Prescription

August 24, 2008 · Filed Under Free Random Money · 1 Comment 

Do you have a monthly prescription from your doctor? Here is a way to make $30 in gift card every week/month. Follow these steps:

First month:

  1. Download this Rite Aid $30 Rx transfer gift card
  2. Take your prescription note to your local Rite Aid, and tell them you want to change prescription here for $30 gift card.

Next month,

  1. Take a copy above or find one in your local Sunday paper, and go to CVS.
  2. Tell them to price-match competitor’s coupon and ask for a gift card.

After next month,

  1. Take a copy or find another one online since the above will be expired, then take it to Target.
  2. Tell the to price-match competitor’s coupon and ask for your Target gift card.

Gift card is good until 9/30, so download now asap before it’s taken down. Repeat the process with Tomb Thumb, Krogers, Walmart, Walgreens, etc…

Hint: If you have two prescriptions, tell them to rang it up separately or use one at one Rite Aid and then go to another Rite Aid to get two gift cards.

Sponsored Links

SimplyCash® Business Card from American Express

  • Earn 5% cash back on automobile gas, office supplies, and wireless services
  • Earn 1% cash back on virtually all other purchases
  • No limits to the cash back you can earn
  • Cash back is automatically credited to the statement each month
  • 0% introductory APR for the first 12 months
  • No annual fee with the flexibility to pay in full or carry a balance
  • Fee-free Additional Cards
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.

    • Apply Now!

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