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Keybank Free Garmin nuvi 205W GPS
Open a KeyBank’s Express Free Checking account to get this Free Garmin nuvi 205W GPS by 4/24/09. In order to get the free Garmin, you must make one debit card transaction and make two direct deposits or automated payments each of $100 or more by 6/26/09. The Garmin nuvi 205W GPS goes for around $120 brand new. If you prefer the 265WT GPS, you must open the Key Privilege, Key Privilege Select, or other business checking accounts. However, higher minimum balance to avoid fees with those accounts.
You must use real Direct Deposit and not Paypal or ACH push from another bank. Account must be opened for at least 6 months. There is no hard pull on your credit for opening this account. Branches are located in Alaska, Colorado, Connecticut, Florida, Idaho, Indiana, Kentucky, Maine, Michigan, New York, Ohio, Oregon, Utah, Vermont, and Washington.
Hustler’s Saving Money Tip of the Day:
One of the things I learn with car insurance is that you can always cancel your policy at any time. There is no early termination fee and you get your money back pro-rated if you pay it full in advance. Since rates are always changing, you can be sure to find a lower price from all the competitors.
It took me less than 5 minutes to find a lower rate by going through online with Netquote. After filling out online, the offers begin to pour in from at least 10 insurance companies. The major companies include Farmers, Allstate, Progressive, Nationwide, and many more. I put in the year and model of my car, along with the type of coverage I would like, and they will email you the best rates. I didn’t put my real phone number because I didn’t want to be bothered with them calling.
Ultimate Top Ten Credit Cards
I believe these are the best available credit cards for signing up. The Chase freedom is no longer the same rewards for new cardholders.
- Citi Platinum AmEx 3% back – 15k bonus Thank You Points signing up. Get 5% back for supermarkets, drug stores, gas, and 3% for Everything else for two years only. $125 fee waived first year. Great for people using TYP to pay student loans.
- Charles Schwab 2% Cash back on all purchases – unlimited 2% cash back with no annual fee. However, you must also open a brokerage account with Charles Schwab since the cash back automatically deposited into a Schwab One brokerage account each month.
- HSBC Orchard Bank 2% cash backfor all purchases – also get 3% back for gas. This is a hit or miss since the only one you want is the no annual fee card. If they offer the annual fee card, call them on the phone to cancel and maybe they switch to the no fee one.
- Fidelity 2% cash back on all purchases – you must also open a Fidelity MySmartCash account to have your cash back deposit into your account.
- Citi Forward 5% back for restaurants – 11K bonus points bonus. Also get 5% back for movies, books, Amazon.com, and bars too. Great to use the TYP for paying student loans.
- PenFed 5% cash back for gas – no tier and unlimited 5% cash back for gas. Also 2% for groceries and 1.25% for everything else.
- American Express SimplyCash 5% back on wireless service and office supplies – even though it’s a business card, you could still apply by sole proprietorship. Also, 3% cash back on Gas.
- Discover More 5% cash back on various categories – $50 bonus after $500 in purchases. The 5% cash back categories change every few months. For examples from April to June is 5% back on department stores, home improvement stores, and clothing stores.
- Blue Cash From American Express -5% cash back for everyday purchases(gas, groceries, and drugstores) and 1.5% cash back for everything else after spending $6,500 in purchases. To get to the $6500, order coins from U.S mint Dept.
- Costco Business AmEx card – those with a Costco membership, this is a must have card to get 5% back on gas, 3% for restaurants, 2% for travel, and 1% for everything else. Great to combine with Costco executive membership to maximize your cash back for shopping at Costco since they will only take American Express.
Quick Free FICO Score and Report
MyFico is giving your credit Score Watch and report Free Trial for thirty days. They will remind you when your free trial is up. The best part is they are making the cancellation extremely easy. Simply visit this MyFico cancellation page so you won’t ever have to pay anything! Once you login, the cancellation is quick with an easy cancellation button. No need to call customer services or dealing with them selling other financial products.
Checking your credit score and report are vital to your financial health. Visit MyFico today to get your free credit score and report.
Get to 5% Cashback Level Quickly with AmEx Blue Cash
I’m told that the Blue Cash From American Express will no longer be available after March 31st. You might consider and sign up the Blue Cash to get 5% cash back for everyday purchases and 1.5% cash back for everything else after spending $6,500 in purchases. For some people who has no trouble of getting to the $6500 in spending, this card gives a higher return that the Chase freedom.
You can however get to the $6500 Tier much quicker with a few methods. You could be ordering coins from the U.S Mint Department for a total of $3000. It’s treated as a purchase and you get cash back from your credit card. Shipping is free so you got nothing to lose. Simply deposit the coins to bank account. I believe they let you order twenty more boxes of coins.
Looking to make $1020 in free money? Check out Virtual Bank. Only a few more referral links, email me for one today!
Here is how you make $1020. You guess it, it is a referral program. For example, email me at hustlermoneyblog@gmail.com to ask for a referral to Virtual bank along with your full name. Once you open up the account through my referral link, you must deposit $100 into your account. You will make $20 and I too will make $20. If you have a blog, great…do exactly what I am doing. If not, in your Virtual bank account, you can send out referral links to 50 of your friends and family. I would ask them first if they want to open up an account before sending.
Pentagon Federal Credit Union 4.99% HEL
Those with a home loan greater than 5%, you should seriously consider refinancing your home or get Penfed 4.99% Home Equity Loan for 10 or 20 years. There is no points and no cost for HEL, so you got nothing to lose. People already with a PenFed home loan, call them to see if you can modify your rate. Many people have reported successfully getting their rate down.
Pentagon Federal Credit Union, or Penfed, is the third largest credit union in the country. With over $9 billion in assets and 714000 members, they offer some of the best Home Equity Loan, Home Equity Line of Credit, and Car Loan rate in the country. The best part is anyone can join!
If you are affiliate in any way with the military, then check this application page. However, people who has no affiliation with the military can become eligible by joining the NMFA association. Joining NMFA will cost you a one time fee of $20. There is no need to renew membership.
Start at your online application page, then join the NMFA and Penfed, and fund your account with $5 via credit card. You will select a PIN number, and then receive a membership number. You will receive all your membership info in three days to your address.
What is so special about PenFed? To start, they are offering 3.99% auto loans on all new and used vehicles. The loan terms can be as long as 72 months for new vehicle. If you are paying anything more than 3.99%, you should join Penfed right away and take advantage of the low rate. This can save you hundreds, if not thousands of dollars.
They are also offering 4.99% APR on Home Equity loans and Home Equity Line of Credit. There are no closing costs and the rate is fixed up to 240 months. If you have high credit card debts, then getting a HEL or HELOC might be the best way to go to save you money. This is not an excuse to spend more than you can afford. Go with my philosophy- Offense on making side income, Defense on everyday expenses.
$100 Starwood American Express Bonus
American Express has always been generous with their Starwood American Express card, because you can get 10,000 bonus points after your first purchase. This is good for a $150 ticket or a $100 Amazon gift certificate. Additionally, there is an extra 15,000 bonus points by spending $15,000 on the card within the first 6 months. The 25,000 points is good enough for a free airline ticket. There is an annual fee, but the fee is waived for the first year. Cancel the card within the first year if you don’t like the annual fee. For those in need of more bonus points, apply for the Business Starwood American Express Card for another 10,000 Starpoints after first purchase.
PNC $75 Bonus
Sign up for a PNC Free Checking by April 4th and get $75 bonus with Direct Deposit. Your direct deposit must be at least $500, so ING or Paypal push won’t work here. Once direct deposit has been set up, you should get your $75 bonus within 7 days.
The Free Checking includes free transactions at any PNC Bank ATM, non-PNC ATM fees reimbursed with a $2,000 average monthly balance, no minimum balance requirement and no monthly service charge, earn rewards with your enrolled PNC Bank Visa Check Card when you make a qualifying purchase, free Online Banking3 and Bill Pay.
Citi 10000 Bonus Points = $100 Gift Card
This citi link takes you to a list of credit cards. It’s the first card you see. Once you go through the link, there are two options: 1) The Citi PremierPass Card – Elite Level gives you 20000 bonus points after $600 in purchases made within 3 months of account opening. There is, however, an annual fee of $75. Lets do the math: $200 bonus – $75 fee = $125 profit. 2) The second option is the Regular Citi PremierPass card with 10000 bonus points after $300 in purchases. Here you don’t have to worry about cancelling the card since there is no annual fee.
Nothing but Freebies!
Here are the latest freebies and coupons. As always, use a junk email and never give out your real phone number or credit card number. Use your real address for sending you freebies is okay.
Freebies:
- Free Trade Publication Magazine
- Free Acuvue Contact Lenses
- Free General Mills Spring Recipe
- Free Centrum, Total, and Special K cereal
- Quick survey via Paypal for a dollar
- Free Purell Hand Sanitizer
- Free Nutrigrain Bar
- Free Colgate and More
- Vindale Research Get Paid to Review
- Free Thermacare, Imodium, and much more
- Free Centrum and More
- Free Pampers 1.50 Coupon
- Free online lotto
- Free Pantene
- Free Prilosec
- Free Hunters Magazine
- Free Guide to control diabetes
- Free Sample of All American Stetson Cologne
- Groton City Sewing Machine Free Gift Request
- Free Leviathan Reloaded Sample
- Juicy Juice House Party
- All American Stretson Cologne
- free Attune Probiotic bar.
- Free Stuff each month at American eagle AERIE stores
- Free Subscription to Conde Nast Traveller
- Free Dometag Custom Label Sample Kit
- Pretzelmaker Combo Nation Instant Win Game and Sweepstakes
- FREE Sample Snore M.D.
- FREE Dove Hair Care Samples
- Free Attune Probiotic Bar
- Free Sample Pet ‘n Shape
- Free Sample Arm & Hammer Baking Soda Toothpaste
- Free Sewing Machine Needles
- A Free Cigar From the Black Band Project
- Free Cottonelle Sample
- Free PerpSter.com T-shirt
- Free Pet Treats
- Free DVD and 3-pack of Lindt Chocolates
- FREE 3 Bracelets
- FREE Sample Pack of Ty-Rap Cable Ties
- Sample of Rachel Ray Dog Food or coupon
- Dogs and Cats Bookmark
- FREE Book from the American Bible Society
- FREE Sample of Muscle Builder
- FREE MovieCube Rental
- FREE Sample Calming Creme
- Cottonelle–Free sample of Cottonelle from Walmart
- Diamond Herpanacine–Free Nutritional Product samples
- Free Pack of 3 Bracelets from 1 in 3 Dating Abuse
- Guide–Free Internet Safety Guide from NC Dept of Justice
- Free Photo Prints from Canon
- Free Home and Garden publications from the University of Maryland
- Free Keepin It Rural Bumper Sticker
- 2 GB Free Picture Storage from Nikon
- Free Tube Of Nikwax Waterproofing Wax for Leather
- FREE Thomas the Tank Engine Wooden Train
- FREE Olympia Sports Corp. Tee-shirt
- Free U2 7″ Collectors Set
- Free Do Something 1 in 3 Dating Abuse Bracelets
- Free Keepin’ It Rural bumper sticker
- Free 8 x 10 Photo from Canon
- Three free song downloads from Grand Theft Auto
- Free Hot Mom Driving Car magnet
- Free All-Bran Drink Mix Sample
- Free Pet Safety Pack From ASPCA
- Free Bookmark from the New Yorker
- Free Parents Choice Infant Formula
- Free Fun Stuff from Noisy Planet
- Free Pegeables Pet Treats
- Free “Parent Survival” Kit
- To get the Free U2 7 single collectors edition box set click on
- Free Diabetes Monitor
- Free AntiVirus Software – Avira AntiVir 9
- Free Sample of Dove Hair Therapy
- Free One Year Subscription To American Photo Magazine
- Spring Beauty Package from TeenFreeway
- Free Magic: The Gathering Deck Of Cards
- Free sample of Roots of Nature
- Free Surprise from Victoria’s Secret
- Free Toby the Train colorbook
- Free Embroidery Mentor Kit
- Free Mountain Top Scrub
- FREE Caress Evenly Gorgeous
- FREE Sample of Crypton Care Funiture Care
- FREE “The High Rise Diaries” Song Downloads
- FREE Dian Jane Organic Soap & Shea Souffle Sample
- FREE Glass Etching Kit
- FREE Paper/Canvas Sample Kit
- Free Cream of Wheat Sample
- “Mine” Magazine, Made-to-order magazine experiment (5 issues free)
- Free Gain from Sam’s Club
- Free Stress Ball
- Get your free sample of CosaminMSM
- Free Dunkin Donuts Coffee delivered to your door
- FREE Travel-Size Sample of Glytone
- Free GPX Marker
- Roots of Nature–Free sample Roots of Nature from Walmart
- Free waterproof container
- Free Book : Hope Medicine Healing
- Gain–Free Gain Laundry Detergent sample from Sams Club
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Capital One Direct Banking $50 Bonus
For those looking for a Brick & Mortar bank with a high interest savings account, check out Capital One 2.01% savings account along with a $50 bonus. In order to get the $50 bonus, you must open the account by 4/15/2009 with at least $10,000 deposit. Use offer code OFFER50 and this must be your first Capital One account. With a 2.01% APY interest rate for balances of at least $10K, Captial One Online Savings Account is very convenient bank with no fees whatsoever.
Hot American Express Card
Blue Cash From American Express – Get 5% cash back for everyday purchases and 1.5% cash back for everything else after spending $6,500 in purchases. For some people who has no trouble of getting to the $6500 in spending, this card gives a higher return that the Chase freedom.
Want to get to the $6500 limit quicker? Read about the U.S mint department.
Print Unlimited Coupons from Entertainment Booklet
The 2009 Entertainment book can cost up to $20 even with 50% off. The book caters to your local area with hundreds and hundreds of 50% off coupons. It doesn’t end with restaurant coupons. You can get discount to your groceries, dry cleaning, movies, car wash, and many more. The entertainment book is well worth it for as low as $10.
However, I just found a trick to print it free online. Follow these steps:
- Copy and paste:eol.entertainment.com/?locKey=0&zipCode=XXXXX
- Replace XXXXX with your preferred zip code
- This will take you to a site to print a coupon that is no longer available. Do not hit print yet. Make sure to enter your email in the white box in the bottom.
- Once your email in enter, hit print, and it will give you a password for 14 days to print as many coupons as you want. Rinse and repeat as many time as you like.
$25 Bonus Ohio 529 Advantage Plan:
There is no fees and the process takes less than 5 minutes. Anyone can join from any State. You can refer up to 20 people for a total of $500 in free money. You will get $25 bonus when you deposit $25, and I’ll get $25 for referring you.
Here’s what to do:
- Sign up online here. No need to mail in anything, just give your information such as Name, Address, DOB, etc.
- Choose a login/password and you will verify your email to continue your application.
- Choose your funding option and along with $25 deposit. Enter your routing and checking account number.
- Now make sure to enter the referral code in order to get your $25 bonus: 2440330
- They will withdraw your initial deposit in less than 3 days, and your referral bonus will come in 7 days.
- After you get your bonus, you can cash out by using this withdrawal form.
New Bank of America $50 Bonus
Here’s the newest Bank of America $50 bonus good until 12/31/09. With Bank of America, you can deposit up to $1K using a credit card. Again, this will count as a purchase and you will get an extra cash back using a AmEx Blue Cash credit card to fund your account. No direct deposit requirement with this promo using offer code GROUP50
$50 bonus – Bank of America : MyAccess Checking; Exp. – 12/31/09
Terms:
You will receive your $50 credit to your new account within 90 days of opening your new personal checking account online. Limit one $50 incentive per household every 6 months. Offer valid only for new MyAccess Checking® accounts. You must use the Offer Code GROUP and fund your account with the $25 minimum opening deposit requirement within 30 days in order to qualify for this offer. We may report the value of any premium to the IRS. Offer expires on 12/31/2009. Offer may be withdrawn or modified at any time without notice. The $50.00 credit can only be made to your new account. This new account must be still open at this time to receive your $50.00 credit. We may report to the IRS the value of any premium. Any applicable taxes are the responsibility of the recipient. Please consult a banking center associate, visit www.bankofamerica.com or see our Personal Schedule of Fees for more information.”
There is also a second $50 Bank of America bonus using code XDUGASINT. It may be worth to open this one too and fund it with a cash back credit card.
$100 AmEx Preferred Rewards Gold Card
American Express Preferred Rewards Gold Card gives you 10,000 bonus points when you spend $500 within the first three months. The 10,000 points can be exchanged for $100 in gift card to stores such as Gap, Home Depot, Barnes & Noble, etc.
This is a good card for frequent travelers since the membership rewards program allows you to earn unlimited points that do not expire.
There is no fee for the first year. If you do not find the card worth keeping, make sure to cancel the card before the first year anniversary.
Here are some more details about the card:
- First year fee-free – $125 Thereafter
- Get 10,000 Membership Rewards® points redeemable for Rewards right away
- No Pre-Set Spending Limit
- The Membership Rewards® program – a fast, flexible rewards program that lets you
redeem travel rewards on over 21 airlines. - Gold Card Events—exclusive access to tickets for select concerts, shows,
major sporting events, and more in cities nationwide - Global Assist® Plus Hotline and many more benefits included.
Quick Free Fico Score and Report
MyFico is giving your credit Score Watch and report Free Trial for thirty days. They will remind you when your free trial is up. The best part is they are making the cancellation extremely easy. Simply visit this MyFico cancellation page so you won’t ever have to pay anything! Once you login, the cancellation is quick with an easy cancellation button. No need to call customer services or dealing with them selling other financial products.
Checking your credit score and report are vital to your financial health. Visit MyFico today to get your free credit score and report.
Hustler’s Saving Money Tip of the Day:
One of the things I learn with car insurance is that you can always cancel your policy at any time. There is no early termination fee and you get your money back pro-rated if you pay it full in advance. Since rates are always changing, you can be sure to find a lower price from all the competitors.
It took me less than 5 minutes to find a lower rate by going through online with Netquote. After filling out online, the offers begin to pour in from at least 10 insurance companies. The major companies include Farmers, Allstate, Progressive, Nationwide, and many more. I put in the year and model of my car, along with the type of coverage I would like, and they will email you the best rates. I didn’t put my real phone number because I didn’t want to be bothered with them calling.
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