Here you will always find an updated list of First Horizon Bank promotions, bonuses, and offers.
Update 9/9/26:
- There’s now a $3000 Private Client bonus valid through 10/30/26. We recommend the Chase Private Client account as a great alternative.
- There’s currently a $700 checking and savings bonus available through 9/25/26.
About First Horizon Bank Promotions
First Horizon Bank, formerly known as First Tennessee Bank, first opened its doors in Memphis, Tennessee in the year 1864 and has since expanded its services in Tennessee and into other states such as Alabama, Arkansas, Georgia, Kentucky, Mississippi, North Carolina, Texas, and Virginia.
Please continue reading to find all First Horizon Bank promotions.
First Horizon Bank $3000 Private Client Checking Bonus
- What you’ll get: $3000 bonus
- Account Type: Private Client Checking
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, and parts of VA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: Not listed
- Early Account Termination Fee: None
- Household limit: None
(Expires 10/30/2026)
Editor’s Note: We recommend the Chase Private Client account as a great alternative.
| Bank of America (Up to $500 bonus offer) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $3,000 Cash Bonus), | Chase Private Client ($3,000 Bonus) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Private Client Reserve Checking with a Private Client Relationship Manager (online account opening not available).
- Within 45 days, deposit $100,000+ in new money into Private Client Reserve Checking and/or Private Client Money Market Savings. Cash bonus tier is set by total qualifying new money on day 45.
- Receive $1,000 when you deposit $100k – $249,999k or more in new money deposits or
- $2,000 when you deposit $250k – $499,999k or more in new money deposits or
- $3,000 when you deposit $500k or more in new money deposits
- Maintain a combined end-of-day ledger balance at or above your tier for 90 consecutive days, starting the day after the funding window ends. If balances drop below $100,000 on any day, no cash bonus; if you maintain a lower tier, you receive the lower-tier cash bonus.
- Enroll in direct deposit within 90 days and receive at least two qualifying ACH direct deposits to the checking account during the 90-day maintenance period. Qualifying direct deposits are ACH credits from your employer, payroll provider, or government/benefit provider.
- Cash bonus will be paid to your Private Client Reserve Checking within 10 business days after the maintenance period; account must be open and in good standing.
- Private Clients must have a combination of $1,000,000 in income and investable assets and either $100,000 in consumer deposit balances with First Horizon or $500,000 with First Horizon Advisors^. Offer ends October 30, 2026.
- Receive $1,000 when you deposit $100k – $249,999k or more in new money deposits or
- $2,000 when you deposit $250k – $499,999k or more in new money deposits or
- $3,000 when you deposit $500k or more in new money deposits
- How to earn:
- Open a new Private Client Reserve Checking with a Private Client Relationship Manager (online account opening not available).
- Within 45 days, deposit $100,000+ in new money into Private Client Reserve Checking and/or Private Client Money Market Savings. Cash bonus tier is set by total qualifying new money on day 45.
- Maintain a combined end-of-day ledger balance at or above your tier for 90 consecutive days, starting the day after the funding window ends. If balances drop below $100,000 on any day, no cash bonus; if you maintain a lower tier, you receive the lower-tier cash bonus.
- Enroll in direct deposit within 90 days and receive at least two qualifying ACH direct deposits to the checking account during the 90-day maintenance period. Qualifying direct deposits are ACH credits from your employer, payroll provider, or government/benefit provider.
- Cash bonus will be paid to your Private Client Reserve Checking within 10 business days after the maintenance period; account must be open and in good standing.
- Promotional Jumbo CD:
- Promotional Jumbo CD: Clients may open a Promotional Jumbo CD before or during this offer without affecting eligibility. Opening any other personal consumer deposit account before qualifying checking will make you ineligible.
- Balances in any CD, including the Promotional Jumbo CD, do not count toward qualifying new money or the 90-day balance requirement.
- Holding or opening a Promotional Jumbo CD will not, by itself, make you ineligible under the “no personal deposit account in the last 18 months” rule and will not be treated as combining offers.
- Eligibility and other terms:
- New clients only: no personal deposit account at First Horizon in the last 18 months (see Jumbo CD exception above).
- New money must come from a financial institution other than First Horizon Bank or any affiliate; transfers from existing First Horizon accounts do not qualify.
- Only Private Client Reserve Checking and Private Client Money Market Savings count toward this cash bonus. Business, fiduciary, CD (including Promotional Jumbo CD), IRA, and brokerage accounts are excluded from cash bonus offer.
- The primary owner on checking and savings must be the same person; only the primary owner is eligible. Limit one cash bonus per client and per household.
- Cash bonus reported as interest on IRS Form 1099 INT. Offer is non-transferable, subject to bank approval, and may be modified or ended at any time. Other terms are in the Bank Depositor Agreement.
First Horizon Bank $700 Checking & Savings Bonus
- What you’ll get: $700 bonus
- Account Type: Checking & Savings account
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, and parts of VA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: None
- Early Account Termination Fee: None
- Household limit: None
(Expires 09/25/2026)
| Chase Total Checking® ($400 bonus), | Chase Secure BankingSM ($175 bonus), |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($400 bonus) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the $450 cash bonus:
- Open a new FirstView Checking account between 08/03/2026 and 9PM EST 09/25/2026.
- Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening.
- The checking account must be open for a minimum of 90 days.
- Bonus will only be paid to open and active accounts with a positive balance. The cash bonus will be deposited into your account within 15 business days after qualifying activities are met.
- All FirstView Checking accounts require a $50 minimum opening deposit.
- To receive the extra $250 bonus (total amount of bonus equal to $700):
- Client needs to complete all the above requirements for the FirstView checking account and client must:
- 1) Open a new Traditional Savings account within the same business day as the checking account above which is subject to approval.
- 2) Deposit a total of $3,000 or more in new funds into the new savings account within 30 days of the savings account opening;
- Funds need to be deposited directly into the savings account. Funds cannot be deposited into a First Horizon checking account and then transferred into the savings account; AND
- 3) Maintain a daily collected balance of $3,000 or more for 90 days from the day of the deposit.
- After you have completed all the above savings account requirements, we’ll deposit the extra $250 bonus into your new checking account within 15 business days.
- Bonus will be paid to open and active FirstView checking account with a positive balance only.
- Traditional savings accounts require a $50 minimum opening deposit.
- $450 Cash Bonus Offer Eligibility Requirements: To qualify for the $450 cash bonus, open a new FirstView Checking account between 08/03/2026 and 9PM EST 09/25/2026. Applicant must be a new First Horizon Bank checking client that has not had a consumer checking account with First Horizon Bank in the last twenty-four (24) months. Applicant must reside within a state where a First Horizon banking center is present. Opening deposit must be new funds from a financial institution other than First Horizon Bank or its affiliates. Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening. Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security. Non-qualifying deposits include person-to-person, bank, or other electronic money transfers (such as Zelle®), or those made through internet payment services. The checking account must be open for a minimum of 90 days. Bonus will only be paid to open and active accounts with a positive balance. The cash bonus will be deposited into your account within 15 business days after qualifying activities are met. All FirstView Checking accounts require a $50 minimum opening deposit.
- *$250 Cash Bonus Offer Eligibility Requirements: To receive the extra $250 bonus (total amount of bonus equal to $700): Client needs to complete all the above requirements for the FirstView checking account and client must: 1) Open a new Traditional Savings account within the same business day as the checking account above which is subject to approval. 2) Deposit a total of $3,000 or more in new funds into the new savings account within 30 days of the savings account opening; Funds need to be deposited directly into the savings account. Funds cannot be deposited into a First Horizon checking account and then transferred into the savings account; AND 3) Maintain a daily collected balance of $3,000 or more for 90 days from the day of the deposit. The new funds cannot be money held by you at First Horizon or its affiliates. After you have completed all the above savings account requirements, we’ll deposit the extra $250 bonus into your new checking account within 15 business days. Bonus will be paid to open and active FirstView checking account with a positive balance only. Traditional savings accounts require a $50 minimum opening deposit.
- Offer is available to individuals only. It is non-transferable. Cash bonus offer is limited to one per customer. The primary owner of the checking and corresponding savings account must be the same person and only this person is eligible for the offer. Offer and account opening subject to bank approval.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Other terms and conditions of your account are disclosed in your Bank Depositor Agreement. Offer and account opening subject to bank approval.
First Horizon Bank $800 Business Bonus (Expired)
- What you’ll get: $800 bonus
- Account Type: BizEssentials Checking
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $50
- Monthly Fee: $0 – $25, see below
- Closing Account Fee: The account must be in good standing for 6 months
- Business Entity Limit: 1
(Expires 11/29/2025)
Editor’s Note: The terms state that “Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had an account at First Horizon within the last 12 months.” You should still be able to get the bonus by filling your information to request a code, but YMMV.
| U.S. Bank Business Checking ($400 or $1200 Bonus) | Chase Business Checking ($500 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Bank of America Business Checking ($400 or $750 bonus offer) | |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a BizEssentials Checking account
- Deposit at least $25,000 within 15 days of account opening
- Maintain an average daily collected balance of $25,000 for the first three full statement cycles
- Complete 20 qualifying transactions (such as deposits, withdrawals or payments) within the first three full statement cycles
- Offer is only available to the addressee of the offer, is non-transferable, may not be combined with other offers, and is only available for new clients that have not had an account at First Horizon within the last 12 months. Opening deposit must be funds from a financial institution other than First Horizon Bank or its affiliates. Limit one bonus per company.
- To qualify for the $800 bonus:
- Open a new BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking account by 11/29/2025,
- Deposit at least $25,000 within fifteen (15) days of account opening and maintain an average daily collected balance of $25,000 for the first three (3) full statement cycles
- Conduct a minimum of twenty (20) qualifying client-initiated transactions within the first three full statement cycles in the eligible First Horizon Bank checking account. Full statement cycles are from the first day of the month to the last day of the month. Your first statement is normally a partial cycle and will be excluded from campaign calculations.
- BizEssentials Checking, BizEssentials Plus Checking, or BizEssentials Interest Checking accounts require a $100 minimum opening deposit. A qualifying client-initiated transaction may include deposits, checks paid, ACH items, and signature and PIN-based purchases made with a First Horizon Debit Card. The cash bonus will be deposited into your account within 10 business days after qualifying activities are met. Bonus will only be paid to open accounts with a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer and account opening subject to bank approval.
First Horizon Bank $450 Checking Bonus (Expired)
- What you’ll get: $450 bonus
- Account Type: Checking account
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA (Bank Locator)
- Direct Deposit Requirement: Yes, $2000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $50
- Monthly Fee: None
- Early Account Termination Fee: None
- Household limit: None
(Expires 07/15/2025)
| Chase Total Checking® ($400 bonus), | Chase Secure BankingSM ($175 bonus), |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($400 bonus) |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- To qualify for the bonus, open a new FirstView or SmartView Checking account
- Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening.
- The cash bonus will be deposited into your account within fifteen (15) business days after qualifying activities are met.
- To qualify for the $450 cash bonus, open a new FirstView or SmartView Checking account between 04/15/2025 and 07/15/2025.
- Client must be a new or existing First Horizon Bank client that has not had a consumer checking account with First Horizon Bank in the last twelve (12) months.
- Opening deposit must be new funds from a financial institution other than First Horizon Bank or its affiliates.
- Make qualifying direct deposits totaling at least $2,000 within ninety (90) days of account opening.
- Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
- Non-qualifying deposits include person-to-person, bank, or other electronic money transfers, such as those made through internet payment services.
- Account must be open a minimum of ninety (90) days.
- Offer may not be combined with other offers.
- The cash bonus will be deposited into your account within fifteen (15) business days after qualifying activities are met.
- Bonus will only be paid to open accounts with a positive balance.
- Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes.
- All FirstView and SmartView Checking accounts require a $50 minimum opening deposit.
- Other terms and conditions of your account are disclosed in your Bank Depositor Agreement.
- Offer and account opening subject to bank approval.
First Horizon Bank $400 Merchant Services Bonus *Expired*
Earn a $400 bonus at First Horizon Bank!
When you open a Merchant Services Account and meet all the requirements, you can earn up to a $400 bonus at First Horizon Bank. Use promo code MSJRNY.
- Account Type: Merchant Services Account
- Availability: AL, AR, FL, GA, KY, LA, MS, NC, NY, SC, TX, TN, VA
- Direct Deposit Requirement:
- Hard/Soft Pull: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Up to $300
- Monthly Fee: None
- Early account termination fee: Bonus forfeit if closed within six months from account opening
- Household limit: 1
(Offer expires September 30, 2021)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | Chase Business Checking ($500 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Bank of America Business Checking ($400 or $750 bonus offer) | |
How to Earn $400 Merchant Services Bonus
HOW TO EARN BONUSFINE PRINT
- A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
- Use promo code MSJRNY.
- $100 bonus:
- <$55,000 in estimated gross credit card sales processing, a $100 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- $250 bonus:
- For those between $55,001 and $300,000 in estimated gross credit card sales processing, a $250 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- $400 bonus:
- Those between $300,0001 and $2,500,000 in estimated gross credit card sales processing, a $400 credit will be issued to your First Horizon Bank business checking account within 6 weeks of qualifying
- Offer only applies to recipients who do not have a Merchant Services account with First Horizon Bank.
- Client must open a First Horizon Bank Merchant Services account by 9/30/21 and activate by 10/31/21.
- A new or existing First Horizon Bank business checking account is also required to take advantage of this offer.
- Restrictions and qualification requirements may apply.
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Bottom Line
First Horizon Bank offers both business and personal accounts that can meet your needs. Additionally, by opening them you can earn bonuses when you meet the requirements. While these accounts aren’t exactly spectacular if you qualify you should definitely apply for First Horizon Bank promotions.
Furthermore, First Horizon Bank promotions are temporary, but you can always earn money using interest-earning accounts such as CDs and Savings Accounts. Also, we recommend you compare First Horizon Bank rates with our full list of Bank Rates and CD Rates.
Compare First Horizon Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
Additionally, if you have experience banking with First Horizon Bank please let us know about your experience by commenting below. By commenting, you help make the site better for all readers!
*Finally, check back at this page for updated First Horizon Bank promotions, bonuses and offers.
still going strong: get a $50 visa rewards card by opening account through this link
https://www.referlive.com/firsttennessee/newcustform/A0E355CF7E7C/4/08800613WM23Q83
Seems To work fine. Make sure you submit the referral form first, THEN sign up for the $200 bonus and make sure the code QCH200 appears in the link.
DIDN’T WORK. THE LINK/SIGN-UP ONLY GAVE ME A $5 CREDIT. THE PROMO CODE DIDN’T WORK AFTER I SIGNED UP…..
It’s been proven that you can easily get an extra $50 for yourself by going through someone’s referral link first then sign up for the $200 bonus. To get the extra $50 (visa gift card) however, you must complete two direct deposits of at least $100 each within 60 days of account opening and then
both you and the referrer person will get a $50 Visa Gift Card (within about 6 weeks).
good deal if you ask me
Here is my link. https://www.referlive.com/firsttennessee/newcustform/A0E355CF7E7C/4/08800613WM23Q83
Feel free to use for the extra $50