Find an updated list of Altra Federal Credit Union promotions, bonuses, and offers here.
Update 4/7/24: Some great bonuses without direct deposit requirement.
About Altra Federal Credit Union Promotions
Altra Federal Credit Union is found in Colorado, Minnesota, New Jersey, Tennessee, Texas, and Wisconsin. It is the 191st largest credit union in the nation. This credit union was established in 1934 and has over 105,000 members at 17 locations.
Eligibility: Altra Federal Credit Union offers its services if you work, live, worship, or attend school in certain counties. Be sure to visit their membership page for additional information to see if you are eligible to join their credit union. |
I’ll review the Altra Federal Credit Union Promotions below.
Altra Federal Credit Union $150 Checking Bonus *RPSD*
Altra Federal Credit Union is offering a $150 bonus when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI (Bank Locator)
- Rochester Public School District (MN)
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None Listed
- Household Limit: None
(Expires 05/31/2024)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($700 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($200 bonus) |
How to Earn Bonus
- Simply open one of the checking accounts using promo code: RPSD_A+150
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening. ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- $150 cash bonus available for new Altra members who open a new Altra membership and an A+ Platinum or A+ Checking account in person or online; Must be a Rochester Public School District Employee w/employee badge.
- Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
- Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening. ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts.
- Offer valid for members age 16 and older.
- A parent must co-sign if under age 18.For tax purposes, cash bonus may be reported as dividends.
- Promo code must be entered at time of account opening.
- Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $150 Checking Bonus (Saint Mary’s University)
Altra Federal Credit Union is offering a $150 bonus when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Offer Expires 5/31/2024)
U.S. Bank Smartly® Checking ($700 bonus) | Truist Checking ($400 bonus) |
BMO Smart Money Checking ($250 bonus) | BMO Smart Advantage Checking ($250 bonus) |
Bank of America ($200 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($200 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Select Checking ($200 bonus + $100 Bonus) | KeyBank Key Smart Checking ($200 bonus) |
How to Earn Bonus
- Open a FREE A+ account. Use promo code SMU_A+150
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- $150 cash bonus available for new Altra members who open a new Altra membership and an A+ Platinum or A+ Checking account in person or online; Must be a Saint Mary’s University of Minnesota Employee w/employee ?badge.
- Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. Offer valid for members age 16 and older.
- A parent must co-sign if under age 18.For tax purposes, cash bonus may be reported as dividends.
- Promo code must be entered at time of account opening. Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $100 Checking Bonus
Altra Federal Credit Union is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Limited time offer)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($700 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($200 bonus) |
How to Earn Bonus
- Open a new A+ checking or A+ Platinum account using promo code A+100 and meet the following requirements:
- 1) Receive your monthly eStatement at a valid email address;
- 2) Log in required through Altra.org or the Altra mobile app at least once per cycle.
- 3) Have one direct deposit of at least $50 into your A + Checking account per cycle; and
- 4) Have ten (10) purchases with your Altra Visa Debit card each cycle.receive a direct deposit.
- To receive offer, initial minimum direct deposit is required within 30 days of account opening:
- A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
- $100 will be deposited into new checking account within 30 business days of initial direct deposit.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only.
- Offer void if Altra member has an existing Altra Checking account or an Altra Checking that was closed within the last 30 days.
- For tax purposes, cash bonus may be reported as dividends. Membership eligibility required.
- Limited time offer.
- To qualify you must 1) Receive your monthly eStatement at a valid email address; 2) Log in required through Altra.org or the Altra mobile app at least once per cycle. Aggregation services such as Quicken or Mint will not count as a valid login. Must be using Altra mobile app version 1.2018 or greater. For security purposes, they recommend using the most recent version of the mobile app available; 3) Have one direct deposit of at least $50 into your A + Checking account per cycle; and 4) Have ten (10) purchases with your Altra Visa Debit card each cycle.
Altra Federal Credit Union $50 Checking Bonus
Altra Federal Credit Union is offering a $50 bonus when you open a new qualifying checking account with Direct Deposit.
- What you’ll get: $100 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Limited time offer)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($700 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($200 bonus) |
How to Earn Bonus
- Open a new A+ checking or A+ Platinum account using promo code GA$50CHECKING
- To receive offer, initial minimum direct deposit is required within sixty (60) days of account opening:
- A+ Checking $50 minimum required
- A+ Platinum $250 minimum required.
- $50 Checking Bonus: $50 cash bonus valid for Altra members only who open a new A+ Checking or A+ Platinum with direct deposit, in person or online; Offer void if Altra membership has been closed within the last 30 days.
- To receive offer, initial minimum direct deposit is required within sixty (60) days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
- $100 will be deposited into new checking account within 30 business days of initial direct deposit.
- One A+ Checking or A+ Platinum account per member; one offer per member.
- Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts.
- For tax purposes, cash bonus may be reported as dividends.
- Membership eligibility required. Limited time offer. Cannot be combined with any other checking bonus. Please contact Altra for complete details.
Altra Federal Credit Union $150 Checking Bonus *Expired*
Altra Federal Credit Union is offering a $150 bonus when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: In-Branch Only, CO, MN, NJ, TN, TX, WI. (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None Listed
- Household Limit: None
(Limited time offer)
BMO Relationship Checking ($400 Bonus) | U.S. Bank Smartly® Checking ($700 bonus) |
Chase Private Client ($3,000 Bonus) | KeyBank Checking ($200 bonus) |
TD Bank Beyond Checking ($300 Bonus) | Fifth Third Bank Preferred Checking ($200 bonus) |
How to Earn Bonus
- Open an A+ Checking or A+ Platinum Account using promo code: CHK_NEW_A+150
- To receive offer, initial minimum direct deposit is required within thirty (30) days of account opening.
- $150 will be deposited into new A+ account within 30 business days of initial minimum direct deposit.
- $150 cash bonus available for new and existing Altra members without a checking account at Altra who open a new A+ Platinum or A+ Checking in person or online.
- Offer void if A+ account has been closed within the last 6 months.
- To receive offer, initial minimum direct deposit is required within thirty (30) days of account opening.
- The direct deposit requirements stated for each account will apply per monthly cycle: A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
- $150 will be deposited into new A+ account within 30 business days of initial minimum direct deposit.
- One A+ account per member: one offer per member.
- Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts.
- For tax purposes, cash bonus may be reported as dividends.
- Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Please contact Altra for complete details.
- Promo Code: CHK_NEW_A+150
How to Waive Monthly Fees
- Free Checking: No monthly fees
- A+ Platinum: No monthly fees
- A+ Checking: No monthly fees
- Live Your Life Spend Account: No monthly fees
Bottom Line
These are all the current Altra Federal Credit Union promotions. Therefore be sure to mention the unique promo codes for each account and meet all the requirements. However, if you are just looking for nice signup bonuses, there are better promotions out there.
Please comment below if you have experience banking with Altra Federal Credit Union.
Altra Federal Credit Union has decent rates for CDs and Savings. However, you may want to compare them to our full list of Bank Rates and CD Rates.
*Compare Altra Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
*Check back at this page for updated Altra Federal Credit Union promotions, bonuses and offers.
Jeff says
What counts as direct deposit ? Is this legit ?