American Express is known for their prepaid, charge, and credit cards. But they also own American Express National Bank, Member FDIC, their online bank that offers open high-yield savings accounts or certificates of deposits to their consumers.
In order to be able to transfer money from one account to another, a routing number is needed to settle the transaction. If you’re not sure on what your American Express National Bank routing number is or where to find yours, continue reading below to see what it is and where you can find it.
With the American Express® High Yield Savings Account:
• Earn 0.40% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly.
• Links easily with your current bank accounts. No need to switch banks.
• FDIC Insured. Your account is insured to at least $250,000 per depositor.
• No monthly fees, no minimum balance.
• 24/7 Account Access
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American Express National Bank Routing Number
|American Express National Bank Routing Number|
What is a Routing Number?
A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.
Can banks have multiple routing numbers?
Yes, certain banks can have multiple routing numbers for geographic reasons. For example, banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality.
But for American Express National Bank, you’ll only be using one routing number for a wire transfer or setting up online payments, or another activity that requires a routing number.
How to find a Routing Number on a check?
The routing number will be printed along with the account and check numbers. You can find it at the bottom-left corner of the check.
What is the Routing Number for International Transfers?
If you are needing to receive a transfer from overseas, you’ll need to provide the sender with a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. SWIFT codes are routing numbers for international transactions between banks. They have eight to eleven digits with letters and numbers, unlike the routing number.
For example, if you work overseas and want to send money from your international account to a US, you’ll need a SWIFT code. Just call your bank or visit its website to find the SWIFT code for an international wire transfer.
However, if you find yourself banking across the world, this is not the account for you since the American Express Personal Savings account is not fit to do an international transaction.
Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your American Express National Bank routing number is for certain transactions.