America’s Credit Union is now offering a $100 checking account promotion available nationwide for those joining the AUSA for $34. Technically, this will make this a $64 bonus unless you are a member of the armed forces. In order to get the $100 bonus, you must set up direct deposit of at least $500 per month for 12 months.
There are three checking accounts that qualify for the bonus are Choice Checking, Perk Checking and Checking Direct. Some features that you can enjoy once you open the checking account include, free ACU ATM withdrawals, free withdrawals from other credit union ATMs, phone teller service, free online banking and Online Bill Pay, free mobile banking, free eStatements, free debit card, free check images, unlimited check writing privileges, and all checks printed in duplicate style.
If you are interested and qualify, make sure to take advantage of this offer and sign up today! Additionally, be sure to check out this promotion as well as other banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA Compass Bank or CIT Bank.
Editor’s Note: Membership is open to all members of the United States Armed Forces. You can also join Association of the United States Army which costs $34. Of course, you can always join if you are located in Washington State cities of Fort Lewis, DuPont, Olympia, Lakewood, Tacoma, Spanaway and University Place.
Find a new bank promotion? If so, check out our Rewards Program to earn up to $15 bonus reward.
 | HSBC Premier checking account: Get up to $600 when you open a Premier checking account. You'll enjoy 3% Cash Bonus, up to $600, on Qualifying Direct Deposits up to $100 per month, during the first 6 calendar months after account opening. Member FDIC Terms |
| HSBC Premier checking account: Earn $450 bonus for eligible new customers who open a new HSBC Premier checking account and complete the following qualifying activities. Make recurring monthly Direct Deposits totaling at least $5,000. Member FDIC Terms |
 | Huntington 25 Checking: Earn $500 bonus when you open a Huntington 25 Checking account and make cumulative new money deposits of at least $15,000 within 60 days of account opening. The $500 bonus will be deposited into your Huntington 25 Checking account after all requirements are met. Apply Now---Huntington 25 Checking Review |
Table of Contents
America Credit Union $100 Bonus Info:
- Sign up Offer
- America Credit Union PDF Printout
- Account Type: Choice Checking, Perk Checking or Checking Direct Account
- Availability: You can join ACU for being a member of the armed forces (active, retired & reservists), civilian personnel, and relatives of these members. However, the deal is nationwide by joining AUSA for $34.
- Expiration Date: None
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: No
- Direct Deposit Requirement: Yes, direct deposit of at least $500 must be initiated within 30 days of opening.
- Monthly Fee: The checking direct and perk checking have no monthly fee. There is a $4 monthly fee for Choice checking which can be waived with a $500 or more balance.
- Additional Requirements: No
- Household Limit: None listed.
- Closing Account Fee: Yes, the account must be opened for at least 12 months or the $100 bonus will be debited from the account balance at closing.
What Triggers Direct Deposit? Alternative Methods
Many bank bonuses require you to make real direct deposit from your job to receive the sign up bonus. However, switching to your real paycheck can be frustrating and time consuming. You can find alternative methods below which many readers have reported to trigger direct deposit to receive the sign up bonus. Simply set up ACH transfers from these institutions to trigger direct deposit. Again, Your Mileage May Vary(YMMV). Please help us with your experience if you find a different method or to confirm a current method for direct deposit in the comments section below.
How To Earn America’s C.U $100 Bonus:
- Open a Choice Checking, Perk Checking or Checking Direct Account checking account from Americas Credit Union with a $500 minimum deposit.
- Set up direct deposit of $500 or more within the first 30 days of opening the account.
- Make sure to keep your account open for at least 12 months or the $100 bonus will be debited from the account balance at closing.
- The $100 Bonus will be deposited within 60 business days of completing requirements.
How to Avoid Monthly Fees:
- Checking Direct: No Monthly Fee.
- Choice Checking: $4 Monthly Fee if your balance is below $500.
- Perk Checking: No Monthly Fee.
Bottom Line:
Check out America’s Credit Union to learn more about the $100 bonus. The direct Deposit must be initiated within 30 days of opening a Choice Checking, Perk Checking or Checking Direct Account to receive the $100 bonus. The minimum direct deposit allotment to receive this offer is $500 and the member will receive a coupon that they may redeem for $100 within 60 days after the initial direct deposit has been received by ACU. The bonus shall not be considered part of the opening deposit amount and this offer is available on individual accounts only. Also, members that already have a checking account at ACU, are not eligible for this offer. Personally, I recommend opening the Perk Checking because it offers great features with no monthly fees and offers 5% APY on the first $1,000 deposited. Find more bank promotions from our exclusive list!
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 The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • 5% on travel purchased through Chase, • 3% on dining at restaurants and drugstores, and • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
Seems like a lot of time and work for a net bonus of under $100.
Not showing a box to check to pay $34 to join.
Had a friend opened an account with them and the account was a hard pull inquiry.
I would not recommend mainly because the cs rep seemed very knowledgeable about basic requirements. 1. Phone number droppd me in Indirect Banking. 2. I am step daughter of retired career army, however, i do not qualify because he is deceased. But website does not indicate restrictions. 3. Then was told they only allow residents of certain locations, one of which was Northern California. However, she didn’t consider San Francisco as northern California.
So glad I called before signing up with ausa. If this bank can’t even publish correct requirements, and stumbled over providing them on phone, i certainly don’t want to put any money with them. BTW the rep was at a loss for words when I mentioned the inaccuracies, including why they advertise they are so accessible via Coop banks, when they are address restrictive. I suspect she doesn’t know her facts, but huge red flag either way.
I am a reward checking and sign-up bonus junkie. Take it from me they are not worth it. I hope I can leave before the 1 year period. Beware:
New accounts subject to 30 calendar day hold with no forewarning. Then the hold is not released until withdrawals are processed. Then fees are charged for NSF. NSF was reversed, but big inconvenience. Interest on funds is not avg daily balance as I was told, it is daily balance. Checking account requires 15 debits per month. However, my card was blocked with money in account because of sequential small purchases. Had to speed through requirements after card reissued in March because account not only blocked but cancelled.
ATM card blocked, not account.
Not possible to fund with credit card. Please update this, I just wasted $34 on this stupid AUSA membership.
credit card funding not possible