With the Banc of California Smart Business Rewards Card, you have an opportunity to earn 20,000 bonus points after meeting the spend requirement.
In addition from the promotion, the card also offers 2X points per $1 spent in your top two spend categories each month and 1x points monthly per $1 spent on other eligible purchases.
Chase Sapphire Preferred Card 60K Points* | Citi Premier® Card 80K Points* |
The Platinum Card® from American Express 100K Points* | Capital One Venture Rewards Credit Card 75K Points* |
American Express® Gold Card 60K Points* | Citi CustomSM Cash Card $200 Bonus* |
Chase Freedom Flex $200 Bonus* | Chase Freedom Unlimited Card $300 Bonus* |
Blue Cash Preferred® Card from American Express $350 Welcome Offer* | Blue Cash Everyday® Card from American Express $200 Welcome Offer* |
Chase Ink Business PreferredSM Card 100K Points* | Chase Ink Business UnlimitedSM Credit Card $750 Bonus* |
U.S. Bank Altitude® Go Visa Signature® Card $200 Bonus* | Capital One Quicksilver Cash Rewards Card $200 Bonus* |
Aspiration Zero credit card $300 Bonus* | *Must make minimum spending requirement to earn bonus |
Table of Contents
Banc of California Smart Business Rewards Card Summary
Bonus Available | Earn 20,000 bonus rewards points when you spend just $500 in the first 90 days of account opening |
Bonus Value | $200 |
Ongoing Rewards/Benefits | Earn 2X points per $1 spent in your top two spend categories each month – automatically
Earn 1x points monthly per $1 spent on other eligible purchases |
Foreign Transaction Fees | None |
Annual Fee | $0 intro annual fee the first year. After that, $95 Annual Fee. |
(Visit Banc of California to learn more)
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
Banc of California Smart Business Rewards Card Bonus
With this card, you can earn 20,000 bonus rewards points when you spend just $500 in the first 90 days of account opening with no cap or limit!
Banc of California Benefits
- Zero Fraud Liability: Protects you from fraudulent use of your card or account information in the event it’s lost or stolen. You’ll not be responsible for unauthorized purchases.
- Mastercard SecureCode: A private code means added protection against unauthorized use of your card when you shop online at participating merchants.
- Fraud Protection: Detects and notifies you of any unusual card activity to help prevent fraud.
- Account Truncation: Ensures your privacy by displaying only the last four digits of your account number and omitting the expiration date from your receipts.
- A convenient online expense management tool to help you organize and track your overall spending.
- Free employee cards with individual credit limits.
- Ability to have earned rewards points from employee card purchases added to the business owner’s Points total.
Bottom Line
For business purchases, the Smart Business Rewards Card from Banc of California is the one to get. There are a lot of perks and benefits that you do not want to miss out on.
Make sure to also visit HMB to explore more credit card bonuses. If you’re indecisive of which card best suits you, see our post on the Best Rewards Cards!

Leave a Reply