Learn all about the Best Credit Cards For Everyday Spending For Points & Miles!
There are a lot of rewards credit cards on the market that are best suited for certain bonus categories, with plenty offering more than double points on the things you tend to spend the most money on such as travel, dining, supermarkets, gas stations and more. What you don’t know about are the cards that don’t fall into those bonus categories like boutique clothing stores, the doctor’s, tax payments, the car mechanic and more.
Summary
If you want more information on each card that we’ve listed then make sure to check out our reviews and posts about them.
Credit Card | EVERYDAY SPEND RATE | ANNUAL FEE |
Chase Freedom Unlimited® | 1.5% | $0 |
The Blue Business® Plus Credit Card from American Express | 1x – 2x points | $0 |
Capital One® Venture® Rewards Credit Card | 2x miles | $95, $0 1st year |
Citi® Double Cash Card | 2% | $0 |
Best Credit Cards For Everyday Spending
![]() The Chase Freedom Unlimited® Card offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%. Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). In addition, you can earn (after your first year or $20,000 spent): • 5% cash back on Chase travel purchased through Ultimate Rewards • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, • Unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
![]() With the Blue Business® Plus Credit Card from American Express, you'll get rewarded for business as usual. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.24% - 26.24%, based on your creditworthiness and other factors at account opening. Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. You'll earn 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power allows for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors. There card comes with no annual fee (See Rates & Fees). Terms Apply. |
![]() The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening. You're able to earn: • 2 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®. |
![]() With the Citi® Double Cash Card - 18 month BT offer: Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.99% - 28.99%, based on your creditworthiness. This card comes with no annual fee. |
Additional Guide
Bottom Line
Be sure to learn all about the perks and fees when choosing which credit card to open. Making an educated decision could help you maximize your spendings and get great rewards.
We included all of our favorite cards that offer good perks and bonuses, with no annual fee. For more credit cards, see our latest list of the best credit card bonuses!
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