The BMO Platinum Mastercard® is a great way to make real financial progress. If you need extra time on your current balance or looking for a great 0% introductory APR offer, you can take advantage of a competitive rate with this card.
Editor’s Notes:
- Interested in banking with BMO? They currently offer a generous bonus when opening a qualifying checking account with direct deposit.
- A great alternative to this card could be the Chase Freedom Unlimited card for the 0% introductory offer + the sign up bonus.
BMO Platinum Mastercard® Summary
| Offer Available | 0% introductory APR on purchases for 15 months from account opening date. After that, a variable APR applies based on your creditworthiness.
0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies based on your creditworthiness. |
| Ongoing Rewards/Benefits | N/A |
| Foreign Transaction Fees | 3% of each transaction in U.S. dollars |
| Annual Fee | $0. Terms apply. |
(at BMO)
The information for the BMO Platinum Mastercard® has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $900 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
| Chase Sapphire Preferred® Card 60K Points after $4,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24. Terms Apply. | Chase Freedom Unlimited® Card earn an additional 1.5% cash back on everything you buy --- on up to $20,000 in the first year! |
| Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
| Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
BMO Platinum Mastercard® Perks
Added benefits
- Enjoy access to unique experiences across the globe with Priceless® Cities, exclusive for Mastercard cardholders.
- Pay with your smartphone using Apple Pay®, Google PayTM and Samsung PayTM.
- Stay on top of your credit card account with BMO Card Monitor.
Security features
- Mastercard ID Theft ProtectionTM Identity Monitoring
- Mastercard ID Theft ProtectionTM Resolution Services
- Mastercard Zero Liability
- Mastercard Identity CheckTM
Insurance and Warranties
- Cellular Wireless Telephone Protection means that you’re automatically eligible for coverage up to $400 at no additional cost.
- Enjoy the ride worry-free with Master RoadAssist® Roadside Service and get help with jump-starts, tire changes, towing and gas delivery if you get stuck on the road.
- Extended Warranty will double the original manufacturer’s (or U.S. store brand) warranty for up to 24 months on most new items.
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Bottom Line
If you need extra time on your existing balance or are looking for a great 0% intro APR offer to save on interest payments, here’s a great candidate. A major perk of a 0% intro APR2 balance transfer/purchase credit card is the ability to help manage and tackle debt.
If this wasn’t the card for you, feel free to check out the Best BMO Promotions or our full list of the best credit card bonuses to find out which one suits your needs.
BMO Bank N.A. Member FDIC.
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