BMO Harris Bank has 600 branches in the Midwest. They offer a large range of personal financial services to help consumers take control of their finances. Choose from checking account with no fee and no minimum, savings, and special rate CDs.
Whereas, Wells Fargo is another well known bank with more than 5,400 locations offering 13,000 ATMs nationwide. They offer a variety of checking account like Teen Checking or Opportunity Checking for those who have financial troubles.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
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| BMO Harris Bank | Wells Fargo | |
| Locations | 600 branches in the Midwest | 5,400 retail banking branches coast to coast. |
| ATMs | 43,000 fee-free ATMs | More than 13,000 ATMs across the country. |
| Savings | 2/5 | 2.5/5 |
| CD | 4/5 | 2/5 |
| Checking | 3/5 | 4/5 |
| Money Market | 3/5 | |
| Customer Service | 3.5/5 | 4/5 |
| Mobile App | 3/5 | 4.5/5 |
| Pros | -Free checking with eStatements -High APY for CDs -Good financial tools |
-Nationwide availability – Large ATM network – Mobile app features – 24/7 account monitoring |
| Cons | -Limited branches -Low savings APY |
– Make minimal interest – Pay a fee for overdraft protection |
| Bottom Line | BMO Harris Bank offers products like checking, savings, CDs, and IRAs. | Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide. |
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Bottom Line
Which Bank is Better: BMO Harris Bank or Wells Fargo?
In summary:
- If you prefer in-person banking and like access to all of your accounts in one place, BMO Harris may offer just what you need
- Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.
For other banking options, see our list of the best bank account bonuses & savings account offers.
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