Find an updated list of California Bank & Trust promotions, bonuses and offers here.
Update 12/8/25: There’s currently an up to $1200 bonus when opening a checking, money market, & brokerage account valid for a limited time!
About California Bank & Trust Promotions
For more than 60 years, California Bank & Trust has been helping generations of Californians —and California businesses — grow and prosper. There are nearly 100 branches through out the state. If you are not a resident in California, check out this list of nationwide bank bonuses for more fitting offers.
I’ll review the current offers below.
California Bank & Trust $1200 Checking, Money Market, Brokerage Bonus
- What you’ll get: $1200 bonus
- Account Type: Checking, Money Market, Brokerage
- Availability: CA (Bank Locator)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes (see what works)
- Monthly Fee: $18; no monthly service fee when you keep a daily account balance of $2,500 OR a combined deposit balance of $25,000.
- Household Limit: Not listed
- Closing Account Fee: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a premium Gold Checking Account and complete one or more of the following to earn up to $1,200:
- $350 Bonus: With direct deposits totaling $7,500 or more within the first 90 days.
- $350 Bonus: When you maintain a 90-day average balance of $25,000 in a new linked Money Market account.
- Up to $500 Bonus: When you extend your relationship to a new Zions Wealth investment account
- Where the Average Balance during the Lookback Period is at least $50,000, the Investment Account qualifies for a Cash Reward of $125; $150,000 qualifies for a Cash Reward of $250; and $250,000 qualifies for a Cash Reward of $500.
- Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees, or speak with a banker for more details. See important information below to learn more about bonus details.
- Limited time offer and is subject to change at any time without notice. Offer available to new Gold Account holders only. To receive the cash bonus offer, the Gold Account must be a new Gold Account open for a minimum of 90 days, and open at time of bonus payment. Bonus payment will be deposited into the Gold Account within 60 days of meeting the qualifications. Eligible only for individuals who haven’t owned a California Bank & Trust deposit account in the past 12 months. Cannot be combined with other checking offers. Limited to one bonus per account and customer. This online-only offer may not be available if you leave this page, visit calbanktrust.com, a California Bank & Trust branch, or call the bank. All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the recipient may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the prize may be forfeited. Minimum opening deposit of $50 required for new Gold Account. Please refer to the Deposit Account Agreement, Gold Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees, or speak with a banker for more details. For your records, please click here to save or print the Gold Bonus disclosure details.
- $350 Direct Deposit Bonus: The Gold Account must receive qualifying direct deposits within the first 90 days totaling $7,500 or more. Qualifying direct deposits include regular, periodic Automated Clearing House (ACH) credits, such as payroll, salary, pension, or government benefits (e.g., Social Security). Deposits that do not qualify are those made through Real-Time Payments (RTP) or peer-to-peer services such as PayPal, Zelle, and Venmo. Transfers from another CB&T account do not count as direct deposits.
- $350 New Money Market Bonus: A new CB&T Money Market account linked to the Gold Account must be opened with new money within the first 90 days of opening the Gold Account. Must maintain a 90-day average balance of $25,000. Minimum opening deposit of $50 required for new Money Market account. Please refer to the Deposit Account Agreement, Gold Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees, or speak with a banker for more details.
- Trust and fiduciary investment services are provided through Zions Wealth, a division of Zions Bancorporation, N.A. Amegy Bank, California Bank & Trust, The Commerce Bank of Oregon, The Commerce Bank of Washington, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and Zions Bank are divisions of Zions Bancorporation, N.A.
- Investment products are not insured by the FDIC or any federal or state governmental agency, are not deposits or other obligations of, or guaranteed by, Zions Bancorporation, N.A. or its divisions, and are subject to investment risks, including possible loss of the principal amount invested.
- Zions Wealth Investment Account Cash Reward (“Cash Reward”): You may be eligible for a one-time Cash Reward when your relationship includes a qualifying Gold Account and you fund a new Zions Wealth Investment Account (“Investment Account”). The Cash Reward amount will be based on the Average Balance in your Investment Account — after your Investment Account has been opened for 120 calendar days, we will look back to determine the average balance of your Investment Account over the 90-day period immediately preceding the date of our review (“Lookback Period”). Where the Average Balance during the Lookback Period is at least $50,000, the Investment Account qualifies for a Cash Reward of $125; $150,000 qualifies for a Cash Reward of $250; and $250,000 qualifies for a Cash Reward of $500. Qualifying new assets must consist of net-new cash and securities deposited into the new Investment Account, excluding any existing brokerage accounts or other assets held by (or transferred from) Zions Wealth — assets transferred from other Zions Wealth investment accounts do not qualify as new assets and will not be aggregated for purposes of determining your Average Balance. Further, To be eligible for the Cash Reward, the primary owner of the Investment Account must be a sole or joint owner of an open Gold Account on the day the Average Balance and amount of the Cash Award is determined and such Gold Account must have maintained a positive available balance (daily) for the duration of the Lookback Period. Once eligibility for the Cash Reward is confirmed, it will be paid to the Gold Account owned by the Investment Account primary owner/holder within 30 calendar days of the date we determined the Average Balance and Cash Reward amount. Ownership is determined based on tax identification number on the date we review to determine Average Balance. There is a limit of one Cash Reward per person and only one Cash Reward will be paid per Investment Account opened under any single tax identification number. Zions Bancorporation reserves the right to change or cancel this offer at any time, without notice.
- The value of the Cash Reward you receive may constitute taxable income. All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the recipient may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the Cash Reward may be forfeited. Information provided is not intended to be and should not be construed to be tax advice. Zions Bancorporation and its affiliates and associates do not provide tax advice. Clients should consult their tax advisor regarding their individual tax situations, including the tax effects of any investment recommendations.
California Bank & Trust $2500 Business Checking Bonus (Expired)
California Bank & Trust is offering a $2500 bonus when business owners open a new checking account and meet all the requirements.
- What you’ll get: $2500 bonus
- Account Type: Business Connect Checking, Business Growth Checking
- Availability: CA (Bank Locator)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: $50
- Credit Card Funding: Unknown
- Direct Deposit Requirement: None
- Monthly Fee: $10-$25; waivable
- Household Limit: Not listed
- Closing Account Fee: None listed
(Expires 08/31/2024)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | U.S. Bank Basic Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($600 Bonus) | Axos Bank Basic Business Checking ($200 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Bank of America Business Checking ($200 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- For a limited time, open a new Business Checking Account, maintain a minimum balance and complete 10 qualifying transactions, and you’ll receive a cash bonus of up to $2,500. Plus save up to $200 on your first order of DeluxeChecks.
- To receive the cash bonus, the account must have at least an average ledger/current balance in the third full calendar month after account opening of $10,000 and perform ten (10) of any of the following transaction types by completion of the third full calendar month after the account opening: ACH Credit, Bill Pay, Checks Paid, Debit Card, Remote/Mobile Deposit, and Wires (Incoming/Outgoing).
- Bonus of $250 – $2,500 will be deposited into open checking account within 60 days of completion of qualifications and is limited to one (1) bonus payment per customer tax-ID number.
- Offer available to new Business Inspire, Business Growth, Business Connect, Community Checking, Business Interest, and Commercial Analyzed checking accounts opened with new money between January 1, 2024 – August 31, 2024.
- Minimum opening deposit of $50 required for all accounts except Commercial Analyzed Checking.
- To receive the cash bonus, the account must have at least an average ledger/current balance in the third full calendar month after account opening of $10,000 and perform ten (10) of any of the following transaction types by completion of the third full calendar month after the account opening: ACH Credit, Bill Pay, Checks Paid, Debit Card, Remote/Mobile Deposit, and Wires (Incoming/Outgoing). There may be a fee associated with these transactions.
- Bonus of $250 – $2,500 will be deposited into open checking account within 60 days of completion of qualifications and is limited to one (1) bonus payment per customer tax-ID number.
- All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the recipient may receive an IRS tax reporting statement that includes the approximate retail value of the benefits.
- If tax documentation including a valid W-9 or W-8 is not completed, the prize may be forfeited.
- Offer is not available to existing CB&T business checking customers, public agencies, Political Action Committees, fiduciary accounts, or campaign accounts.
- Existing/Returning customers must have a period of 12 months without an open CB&T business checking account.
- Offer subject to change at any time.
- Please refer to the Deposit Account Agreement, Account Disclosure, and the Business Accounts Schedule of Fees or speak with a banker for more details.
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Bottom Line
These are all the current California Bank & Trust promotions and offers. If you are a business looking for an account this may be an offer for you. This offer is nice considering it is soft pull, however there are other pesky requirements such as the monthly fee that make this account unattractive. Nevertheless, it’s still worth a look if you can meet the account requirements.
CDs and Savings accounts are a great way to save money. Check out our full list of some of the best Bank Rates and CD Rates nationwide.
Feel free to leave a comment below informing us about your experience with California Bank & Trust. Your feedback is highly appreciated and makes our site even better!
*Check back for updated California Bank & Trust promotions, bonuses and offers.
This offer for personal checking account was expired on May 31,2020.Please remove to cut the confusion. Thank you.
If I don’t have a business, then I am not eligible to open a business account. Right?