Are you trying to transfer money in or out of your CIT Bank checking or savings account?
Well continue reading our post below to find out how to find your CIT Bank routing number and learn more about money transfers.
Basically, routing numbers are 9-digit numbers that banks use to identify themselves. Simply, it is like an address that banks and other financial institutions use to locate your money.
You will need your routing number for many tasks such as:
- ACH payments
- Setting up direct deposit
- Receiving benefits from the government, including tax refunds
- Transferring money between accounts at different banks or investment firms
- Automatic bill payment
- Domestic wire transfers
CIT Bank has branches all throughout the United States and has different routing numbers or “addresses” for different regions. To find out the right CIT Bank routing number for you, check out the list below.
Table of Contents
CIT Bank Routing Number
|CIT Bank Routing Number|
What is a Routing Number?
A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.
Can banks have multiple routing numbers?
Yes, certain banks can have multiple routing numbers for geographic reasons. For example, banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality. So if your bank operates in several different states, it will probably have routing numbers that correspond to each state. Since CIT Bank is an entirely online bank, all customers have the same routing number.
How to Find Your CIT Bank Routing Number
Use a Check: For checking accounts, you can find your routing number in the lower left hand corner of the check. It will be the first 9 digits located at the bottom of your check.
Call Customer Service: Call CIT Bank at 855-462-2652. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.
Routing Numbers For Wire Transfers
Wire transfers are a quicker way to send money than an ACH transfer. Anyone can wire funds to your CIT Bank account for a small fee.
You can even set up a domestic or international wire from you CIT Bank account online.
If the wire transfer is within the US
You can use the routing number listed above to wire money to other bank accounts in the U.S. To receive a domestic wire transfer, use the routing number 124084834.
Additionally, you will need to have the following information:
- Recipient’s name as it appears on the account
- Location of the recipient’s bank (including city and state)
- Account number
- Bank routing number
CIT bank doesn’t charge for incoming wire transfers. Outgoing wire transfers are free for customers with an average daily balance greater than $25,000. Otherwise, you will pay $10 per wire.
For international transfers, you will simply use the routing number 124084834. CIT Bank does not have a SWIFT code, used for international transfers.
Once you send your domestic wire transfer, you will need to fill out the CIT wire transfer paperwork and:
- Upload it to the Document Center in your online account OR
- Fax it to a CIT Bank representative using the fax number (866) 914-1578.
CIT Bank Promotions
With the CIT Bank Money Market Account, you can earn a competitive interest rate and access your money easily.
• Earn 0.45% APY on your funds
• One of the nation's top rates — several times the national average.
• Get up to 6 digital transfers/withdrawals per statement cycle
• Save smart and get more for your money
• Higher rates than traditional banks
• Get 24/7 Account Access
• Secure banking features
• Open with as little as $100
• FDIC insured
With the CIT Bank Savings Builders account:
• Earn a top tier, competitive APY on your money—one of the top savings rates in the nation. Earn 0.40% APY on your funds - grow your savings faster.
• Build a habit of savings. Pay yourself first. Start with $100 per month and build your habit of savings-—all while getting a top rate.
• FDIC Insured
• Available online nationwide
• Earn 0.30% APY on a 12-Month CD Term
• Earn up to 0.50% APY
• $1,000 minimum to open
• Selection of terms to meet your needs
• A range of choices. Low minimum deposits.
• No fees to open or maintain the account
• Available as Custodial
• Open a CIT Bank Certificate of Deposit Account today!
With the CIT Bank No-Penalty 11-Month CD:
• Earn 0.30% APY on your funds with just a $1,000 minimum deposit.
• The perfect balance between a great fixed rate and flexible money access.
• Access funds, if needed. No penalty.
• No opening or maintenance fees
• Shorter 11-month timeframe and a great APY
• If you need your funds prior to the maturity date, you can withdraw your money — including any interest earned — beginning seven days after the funds have been received. No penalty. No problem. It's the security of a CD with the flexibility to access your funds early if you need them.
If you bank with CIT Bank, then knowing or keeping your PNC routing number on you is important when it comes to managing your finance.
Having this on hand will help you set up direct deposit, automatic payment, or wire transfer.