If you are a resident of Texas and currently looking for great savings rates, then make sure you keep reading because City Credit Union has a wide array of products to meet your individual needs and are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 6-months to 60-months with 1.50% to 3.25% APY Rates but have a special 48-month CD term with 4.00% APY on $1,000 balances or more. This promotion ends on March 31, 2019 so take advantage of this offer before it expires! By joining City Credit Union, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
Eligibility: City CU membership is open to anyone who lives, works, worships or attends school in the following Texas counties: Dallas, Collin, Denton, Tarrant, Rockwall, Kaufman, Ellis, Grayson and Cooke. For more information, be sure to check out their Membership Requirements.
| Sallie Mae | 5.00% APY 27-Month CD | Review |
| Sallie Mae | 4.85% APY 23-Month CD | Review |
| Blue Federal Credit Union | 4.80% APY 15-Month CD | Review |
| Bellco Credit Union | 4.75% APY 13-Month CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Quontic Bank | 4.45% APY 60-Month CD | Review |
| Ponce Bank | 4.41% APY 4-Month No-Penalty CD | Review |
| Sallie Mae | 4.40% APY 14-Month No-Penalty CD | Review |
| Idabel National Bank | 4.35% APY 24-Month CD | Review |
| Discover Bank | 4.30% APY 60-Month CD | Review |
| Sallie Mae | 4.25% APY 10-Month No-Penalty CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| CIT Bank | 4.15% APY 6-Month CD | Review |
| CIT Bank | 4.10% APY 11-Month No-Penalty CD | Review |
| State Exchange Bank | 3.75% APY 13-Month CD | Review |
City Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! City Credit Union’s Best CD Offer pays the highest APY rate with a 4.00% APY rate on their 48-Month term. City Credit Union wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
CD Special
| Term | APY Rate | Minimum Deposit | Specific Term |
| 48-month CD | 4.00% | $1,000 | Best 48-Month CD Rates |
Standard CD Rates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.50% | $1,000 |
| 12-Month | 2.25% | $1,000 |
| 24-Month | 2.50% | $1,000 |
| 36-Month | 2.75% | $1,000 |
| 48-Month | 3.00% | $1,000 |
| 60-Month | 3.25% | $1,000 |
*The above rates are accurate as of 03/28/2019
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as City Credit Union offers you various CD terms from 6 to 60 months but be sure to take advantage of their current 48-Month CD Special of 4.00% APY.
You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with USF Federal Credit Union and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| Account | Minimum Open | APY | Review |
|---|---|---|---|
| Ponce Bank 4-Month No Penalty CD | $1 | 4.41% | Review |
| Sallie Mae 10-Month No Penalty CD | $1 | 4.25% | Review |
| CIT Bank No Penalty CD | $1,000 | 4.10% | Review |
| America First Credit Union Flexible Certificate Account | $500 | 4.35% | Review |
| Citi No Penalty CD | $500 | 4.05% | Review |
| USALLIANCE Financial No Penalty CD | $500 | 4.00% | Review |
| Ally Bank No Penalty CD | None | 3.85% | Review |
| Marcus by Goldman Sachs No Penalty CD | $500 | 3.85% | Review |
| Marcus by Goldman Sachs No Penalty CD (For AARP Members) | $500 | 3.85% | Review |
| Synchrony Bank No Penalty CD | None | 3.50% | Review |
| Bellco Credit Union Smart Move CD | $2,500 | 3.40% | Review |
| My eBanc Flex Time Deposit CD | $10,000 | Up to 3.20% | Review |
| Workers Credit Union No Penalty CD | $500 | 3.05% | Review |
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