Find an updated list of C&N Bank promotions, bonuses, and offers here.
Update 4/24/24: The $400 bonus set to expire 5/31/24 has ended early. However, if you have an account (or not), you can currently earn a $50 bonus when referring family and friends to open a new account. Both parties will earn the $50 bonus.
About C&N Bank Promotions
C&N Bank offers a variety of banking solutions, including checking accounts, savings accounts, mortgages, business loans and more.
I’ll review the C&N Bank Promotions below.
C&N Bank $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking account
- Availability: NY, & PA (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystem: Yes, sensitive
- Credit Card Funding: No
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if account is closed within 6 months
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Register. Sign in to your C&N Digital Banking and choose the “Refer-A-Friend” option in the Services menu.
- Refer. Share your unique link.
- Qualify. In order to get the $50.00 reward, the referred friend must open a new C&N checking account and:
- Make one direct deposit of $500.00 or more into the new account in the first 60 days, AND
- Make 15 debit card transactions in the first 60 days (excluding ATM transactions)
- Reward. Once the qualifications are complete, both you and your friend will receive a $50 direct deposit within 30 days.
- Receive a $50 bonus when you refer a friend online, and the referred friend opens a checking account online, makes a direct deposit of $500 or more and makes 15 or more debit transactions within the first 60 days.
- If these two conditions are met, both you and your referral will receive a deposit of $50 in your checking account within 30 days.
- You may refer as many friends as you like, and earn up to 10 awards in each calendar year. Counters will reset every year.
- Account opening is subject to approval. Offer valid for account owners 18 years of age and older.
- Consumer checking accounts include C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking.
- Accounts must remain open for six months from opening date.
- Offer may be withdrawn at any time.
C&N Bank $10 Checking Bonus
- What you’ll get: $10 bonus
- Account Type: Checking account
- Availability: NY, & PA. (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes, sensitive
- Credit Card Funding: No
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if account is closed within 6 months
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a C&N Everyday Checking Account.
- Create your Banzai Teen account. Visit https://cnbankpa.learnbanzai.com to sign up.
- Complete the Banzai Teen game.
- Swipe access to Visa Debit Card (may take 5-7 business days), meaning you can use your card at checkouts in addition to ATMs
- Win Banzai Teen Game
- Upon completing Step 3, you’ll receive a certificate. Take a photo or print a copy and bring it in to your nearest branch to have $10 deposited into your account
- Don’t forget what you’ve learned – you can go back once a year and win the game again to earn another $10!
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
C&N Bank $400 Checking Bonus (Expired)
- What you’ll get: $400 bonus
- Account Type: Checking account
- Availability: NY, & PA. (Bank Locator)
- Direct Deposit Requirement: Yes, $5K+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes, sensitive
- Credit Card Funding: No
- Monthly Fees: None
- Early Account Termination Fee: Bonus forfeit if account is closed within 6 months
- Household Limit: None
(Expires 05/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a New Checking Account with promo code 4FRANKS. You can earn a $400 bonus when you open a checking account online or at your nearest C&N location.
- Make an Initial Deposit of $1,000. Start your account with deposits totaling $1,000 within the first 7 business days from the open date.
- Sign Up for Direct Deposit. Have your paycheck or other deposits made directly into your new account, totaling at least $5,000 within the first three months. Using ClickSwitch makes it easy for you to move those payments from your old bank to C&N with just a click.
- Receive $400 Bonus when you open your checking account, online or in a C&N branch, with deposits totaling $1,000 within the first 7 business days from account opening date.
- Account must be opened with promo code 4FRANKS. Offer valid through September 30, 2023, for consumer checking account products only and only valid once per primary account owner.
- Must be age 18 or older.
- Offer valid for applicable counties in PA, NY and NJ located at https://www.cnbankpa.com/market-area.
- Consumer checking products include C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking.
- Three months of consecutive direct deposit totaling a minimum of $5,000 over the three months required to receive Bonus payout.
- Account must remain open for six months from opening date.
- Payout will occur within 45 days of six-month anniversary of account opening.
- Payout valid through May 31, 2024.
C&N Bank $400 Checking Bonus (Expired)
- What you’ll get: $400 bonus
- Account Type: Checking account
- Availability: NY, & PA.
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes, sensitive
- Credit Card Funding: No
- Monthly Fees: Varies; see below for more details
- Early Account Termination Fee: Bonus forfeit if account is closed within 6 months
- Household Limit: None
(Offer expires 12/31/2023)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new C&N Checking account using promo code SWITCH, we’ll put $100 into that account.
- Start your account with deposits totaling $1,000 within the first 7 business days from the open date.
- Have your paycheck or other deposits made directly into your new account, totaling at least $5,000 within the first three months.
- Receive $400 Bonus when you open your checking account with deposits totaling $1,000 within the first 7 business days from account opening date.
- Offer valid through December 31, 2023, for consumer checking account products only and only valid once per primary account owner.
- C&N employees are not eligible to participate.
- Must be age 18 or older.
- Consumer checking products include C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking.
- Three months of consecutive direct deposit totaling a minimum of $5,000 over the three months required to receive Bonus payout.
- Payout will occur within 45 days of six-month direct deposit.
- Payout valid through June 30, 2024.
- Promo code for the Friends and Family Bonus must be used to receive bonus.
- Only one promo-code may be used at account opening.
- Offer valid for applicable counties in our C&N Market Area located at https://www.cnbankpa.com/About/Investor-Relations/C-N-Corporate-Profile.
How to Waive Monthly Fees
- C&N Merit Checking: Avoid the monthly fee with:
- $500 Minimum Balance -OR-
- $0 if combined consumer checking and savings balances of $5,000 or greater -OR-
- $20,000 in average monthly active consumer and mortgage loan balances
- C&N Relationship Checking: Avoid the monthly fee with:
- $500 Minimum Balance -OR-
- $0 if combined consumer checking and savings balances of $5,000 or greater -OR-
- $20,000 in average monthly active consumer and mortgage loan balances
- C&N Everyday Checking: No monthly fees
- Business Analysis Checking: An earnings credit calculated daily offsets/reduces any service charges
- Super B Checking: Maintain a low minimum balance to offset a monthly maintenance fee
- Business Interest Checking: Maintain a low minimum balance to offset a monthly maintenance fee
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Bottom Line
These are all the current C&N promotions and offers. This might be nationwide since anyone can open an account online. However, all branches are in NY & PA. Let us know if you have experience with this bank.
Additionally, check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare C&N Bank Promotions with other bank bonuses from Huntington, Chase, TD, HSBC, Citi, Bank of America, Wells Fargo, and more.
Lastly, check back for updated C&N Bank promotions, bonuses, and offers.
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