Find the latest ConnectOne Bank CD Rates, promotions, and offers here.
Best CD Rates: Time Deposits (CDs) – 10-Month (4.90% APY), 13-month (4.50% APY), $500 minimum deposit
Availability: Nationwide through online application
Credit Inquiry: Soft Pull
About ConnectOne Bank
ConnectOne Bank only opened their doors in 2005 but has since expanded into new markets and continues to offer cutting-edge financial solutions.
| Term | APY Rate | Minimum Deposit |
| 90-Day | 0.25% | $500 |
| 6-Month | 0.25% | $500 |
| 7-Month | 3.80% | $500 |
| 10-Month | 4.90% | $500 |
| 12-Month | 0.25% | $500 |
| 13-Month | 4.50% | $500 |
| 18-Month | 3.60% | $500 |
| 23-Month | 3.60% | $500 |
| 24-Month | 0.50% | $500 |
| 34-Month | 2.25% | $500 |
| 36-Month | 0.50% | $500 |
| 46-Month | 2.35% | $500 |
| 48-Month | 0.50% | $500 |
| 58-Month | 2.45% | $500 |
| 60-Month | 0.50% | $500 |
*The above rates are accurate as of 12/22/2022*
Editor’s Note: You can see the 10-Month CD Special at this page.
ConnectOne Bank CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.
ConnectOne Bank’s Best CD Offer pays the highest APY rate with a 4.90% APY rate for their 10-month CD term. They currently offer standard CD rates from 3-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out ConnectOne Bank’s CDs and their rates listed below.
- Minimum deposit:$500
- Maximum deposit: $1M
- Early withdrawal penalty: The penalty imposed will equal 180 days of interest on your account.
(FDIC Insured)
| Compare to the best CDs such as Bellco Credit Union 17-Month CD (5.00% APY), Sallie Mae Bank 27-Month CD (5.15% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.80% APY), Quontic Bank 12-Month CD (4.75% APY), Sallie Mae 14-Month No-Penalty CD (4.75% APY), and Western Alliance Bank 12-Month CD (5.01% APY). |
ConnectOne Bank CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
If you are interested in a short or long term CD then, ConnectOne Bank is currently offering great CD rates! Opening a CD with ConnectOne Bank means greater savings and maximizing your earning potential.
ConnectOne Bank Certificate of Deposits are available online nationwide. The rates are worth a look at but see how they stack up to our list of Nationwide CD Rates and Savings Rates.
*While ConnectOne Bank has these rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
| Sallie Mae | 5.15% APY 27-Month CD | Review |
| Western Alliance Bank | 5.01% APY 12-Month CD | Review |
| Sallie Mae | 5.00% APY 23-Month CD | Review |
| Idabel National Bank | 4.90% APY 24-Month CD | Review |
| Blue Federal Credit Union | 4.80% APY 15-Month CD | Review |
| FVCbank | 4.80% APY 12-Month No Penalty CD | Review |
| Nationwide | 4.75% APY 12-Month CD | Review |
| Discover Bank | 4.75% APY 18-Month CD | Review |
| Bellco Credit Union | 4.75% APY 13-Month CD | Review |
| Sallie Mae | 4.75% APY 14-Month No-Penalty CD | Review |
| Quontic Bank | 4.75% APY 12-Month CD | Review |
| Sallie Mae | 4.70% APY 10-Month No-Penalty CD | Review |
| CIT Bank | 4.65% APY 13-Month CD | Review |
| CIT Bank | 4.60% APY 18-Month CD | Review |
| Great Lakes Credit Union | 4.60% APY 12-Month CD | Review |
| Western Alliance Bank | 4.60% APY 6-Month CD | Review |
| SkyOne Federal Credit Union | 4.50% APY 15-Month CD | Review |
| Blue Federal Credit Union | 4.45% APY 9-Month No Penalty CD | Review |
| Western Alliance Bank | 4.45% APY 3-Month CD | Review |
| Ponce Bank | 4.41% APY 4-Month No-Penalty CD | Review |
| SkyOne Federal Credit Union | 4.20% APY 12-Month CD | Review |
| CIT Bank | 4.15% APY 6-Month CD | Review |
| CIT Bank | 4.15% APY 11-Month No-Penalty CD | Review |
That being said, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. If you are interested, be sure to apply as soon as you can to start your new account experience. Check back often for the latest ConnectOne Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Please note that ConnectOne Bank is headquartered in Englewood Cliffs NEW JERSEY.
Thank you
Thank you for catching that mishap- we’ve updated it to correctly state New Jersey!