Find an updated list of Consolidated Community Credit Union promotions, bonuses and offers here.
Update 3/16/26: There’s currently a $400 checking bonus and a $100 referral bonus available as a limited time offer.
About Consolidated Community Credit Union Promotions
Consolidated Community Credit Union is headquartered in Portland, Oregon. Even though there is only 3 branch locations, the credit union has more than 15,000 members. Additionally they have an A+ health rating. If you are not a resident of Portland, Oregon, take a look at our nationwide list of bank bonuses for more suitable offers.
| Eligibility: Membership is open to those who live, work, own a business, attend school, or worship in Multnomah, Washington or Clackamas counties in Oregon. See current membership details |
Consolidated Community Credit Union $400 Checking Bonus
- What you’ll get:
- $100 bonus for referrer
- $400 bonus for person referred
- Account Type: Checking Account
- Availability: OR (Bank Locator)
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Opening Deposit: $5
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes (see what works)
- Monthly Fee: None
- Household Limit: Unknown
- Closing Account Fee: Unknown
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
- Once you submit your friend’s information, they will receive an email to sign-up for their new Apex Checking account.
- For new account to be considered active, the account must:
- Be enrolled in eStatements,
- Must have a payroll, social security, or pension direct deposit each month,
- At least one log-in to the CCCU online banking system each month,
- A minimum of 10 debit transactions each month (ATM transactions do not count toward the debit card requirements), and account cannot be overdrawn at any time.
- The 10 debit transactions must be posted to the account prior to the last business day of each month regardless of when the transaction was conducted. Must set up direct deposit and enroll in eStatements and Online Banking within 30 days of account opening.
- After initial 30 days, all active checking requirements must be met for six (6) consecutive months prior to CCCU paying any incentives.
- Member Referral Promotion Eligibility. For new account to be considered active, the account must be enrolled in eStatements, must have a payroll, social security, or pension direct deposit each month, at least one log-in to the CCCU online banking system each month, a minimum of 10 debit transactions each month (ATM transactions do not count toward the debit card requirements), and account cannot be overdrawn at any time. The 10 debit transactions must be posted to the account prior to the last business day of each month regardless of when the transaction was conducted. Must set up direct deposit and enroll in eStatements and Online Banking within 30 days of account opening. After initial 30 days, all active checking requirements must be met for six (6) consecutive months prior to CCCU paying any incentives.
- The “referrer” (Existing Member) incentive is only available to existing Members of CCCU who have accounts in good standing. The “referee” (New Member) incentive is available to new Members only. A “New Member” is defined as a person who has never been an owner or signer of a checking or savings account or loan with CCCU. “Referee” cannot be a member of the same household as the “referrer”. CCCU employees, their friends and family members are not eligible. Must be 18 years or older to participate.
- Incentive Payout. The incentive amount of $100 for the “referrer” (Existing Member) and $400 for the “referee” (New Member) is subject to change. Referring members can earn up to a maximum of $500 in referral bonuses per calendar year. Incentives will be paid within 14 business days of meeting active checking requirements for six (6) consecutive months. Six months start 30 days after account creation date.
- Terms. CCCU reserves the right to modify or cancel this program without notice. Any cancellation or modification will not affect incentives for accounts already opened that have not yet met the requirements. Member referral promotion cannot be combined with any other offer. Promotion available to Providence Federal Credit Union Members effective 06/01/2025. Incentives received by the member exceeding $10 are subject to IRS 1099-INT reporting.
Consolidated Community Credit Union $50 Youth Savings Bonus
Consolidated Community Credit Union is offering a $50 bonus when you open a youth savings account and meet requirements.
- What you’ll get: $50 bonus
- Account Type: Youth Savings Account
- Availability: OR
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Opening Deposit: $5
- Credit Card Funding: Unknown
- Direct Deposit Requirement: No
- Monthly Fee: None
- Household Limit: Unknown
- Closing Account Fee: Unknown
(Limited time offer)
| FVCbank Advantage Direct Savings (4.00% APY) | SoFi Checking & Savings ($425 Bonus + 3.30% APY) |
| CIT Bank Platinum Savings (3.75% APY) | Live Oak Bank Savings (3.80% APY) |
| Harborstone Credit Union Money Market (3.85% APY) | |
How To Earn Bonus
- STEP 1: Call or email us to open the Youth Savings account. You’ll need the child’s personal information including their Social Security Number.
- STEP 2: As a joint owner on the account, you have the option to set up recurring deposits – and help them save. You could also visit the credit union each month to make a deposit together!
- STEP 3: Talk with them about money, using real-life examples from your own life. Once they turn 18, their account will convert into a Primary Savings Account.
- Consolidated Community Credit Union will deposit the first $50 so they can start saving.
- Account must be opened for a new member age 17 and under.
- $50.00 savings incentive will be deposited into account within fourteen business days of account opening.
- Incentives received are subject to IRS 1099-INT reporting.
- Membership eligibility required.
- All new accounts are subject to CCCU standard account membership terms and disclosures.
- We reserve the right to change or end this promotion at any time
Consolidated Community Credit Union $25 Referral Bonus
Consolidated Community Credit Union is offering a $25 bonus when you refer friends and family to open a new checking account and meet requirements.
- What you’ll get: $25 bonus
- Account Type: Checking
- Availability: OR
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Opening Deposit: $5
- Credit Card Funding: Unknown
- Direct Deposit Requirement: No
- Monthly Fee: None
- Household Limit: Unknown
- Closing Account Fee: Unknown
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| HSBC Premier Checking (Up to $7,000 Cash Bonus), | |
How To Earn Bonus
- Earn $25 just for sharing the CCCU love!
- Refer a friend, family member, or coworker to us, and you’ll both get $25 when they open their account and mention your name.
- Incentives will be deposited into account within fourteen business days of account opening.
- Incentives received are subject to IRS 1099-INT reporting.
- Membership eligibility required.
- All new accounts are subject to CCCU standard account membership terms and disclosures.
- We reserve the right to change or end this promotion at any time.
How To Avoid Monthly Fees
- Peak Checking: No monthly fees
- Simple Checking: No monthly fees
- Business Checking: No monthly fees
- Premium Business Checking: $10 monthly fee waived with $5,000 monthly average balance
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Bottom Line
If you are looking to switch to this Credit Union this could be an offer for you. I would check with CSR to find out if this offer triggers a hard or soft pull before signing up. In my opinion, there are definitely better offers out there that are more worth pursuing. However, if you live close to the credit union or have heard great things about them visit a branch and get started today!
CDs and Savings Accounts are another great way to earn and save money. However, this credit union doesn’t offer the best rates. Click the links to see the full list of the best Bank Rates and CD Rates to get the best deal for you!
Feel free to comment below if you have experience with this credit union! We value your feedback and we will continue to keep you guys updated on all the deals nationwide.
*Check back at this page for updated Consolidated Community Credit Union promotions, bonuses and offers.
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