
For those with a Discover It® Credit Card, the new 5% cash back bonus categories have just been announced for the second quarter of 2026.
Update 3/5/26: The 5% cash back categories for quarter 2 2026 are Restaurants and Home Improvement Stores.
Editor’s Note: Now is the best time to apply for a Discover card to earn the extra double cashback your first year! You may want to use my referral link in order to get $100 bonus after first purchase.
If you haven’t done so, you can now activate the second quarter of cashback offer! Simply log into your Discover account to activate your second Quarter 5% Cashback Categories! Don’t forget to see our complete list of Discover Bank Promotions!
Discover It 2nd Quarter 5% Cash Back Sign Link
Discover 5% Cashback 2026 Q2 Categories

Earn 5% Cash Back on the following categories: Restaurants and Home Improvement Stores, April 1 to June 30, 2026, on up to $1,500 in purchases when you activate.
(Learn more at Discover)
| Ink Business Preferred® Card 100K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
| Chase Marriott Bonvoy Boundless® Card 5 Free Nights + $100 airline credit after $3,000 spend within 3 months | Ink Business Cash® Credit Card $750 Bonus after you spend $6,000 on purchases in the first 3 months |
| Chase Sapphire Preferred® Card 75K Points after $5,000 spend within 3 months. | Chase Sapphire Reserve® Card 125K Pointsafter $6,000 spend within 3 months. |
| Chase Sapphire Reserve for BusinessSM 200K Points after $30,000 spend within 6 months. | IHG One Rewards Premier Credit Card 140K Points after $3,000 spend within 3 months. |
| Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
| Capital One Venture X Credit Card 75K Points after $4,000 spend within 3 months. | Hyatt Business Card 60,000 bonus points after $5,000 spend within 3 months |
Discover It % Cashback Categories
Below are the cash back categories for 2026:
- January-March 2026: Grocery Stores, Wholesale Clubs, and Select Streaming Services
- April-June 2026: Restaurants and Home Improvement Stores
- July-September 2026: TBA
- October-December 2026: TBA
Below are the cash back categories for 2025:
- January-March 2025: Restaurants, Home Improvement Stores, and Select Streaming Services
- April-June 2025: Grocery Stores and Wholesale Clubs
- July-September 2025: Gas Stations & EV Charging, Public Transit, and Utilities
- October-December 2025: Amazon & Drugstores
Below are the cash back categories for 2024:
- January-March 2024: Restaurants and Drugstores (Ends 3/31/2024)
- April-June 2024: Gas Stations, EV, Home Improvement Stores, and Public Transit (Activation begins 2/1/2024)
- July-September 2024: Walmart and Grocery Stores (Activation begins 5/1/2024)
- October-December 2024: Amazon.com and Target.com (Activation begins 8/1/2024)
Below are the cash back categories for 2023:
- January-March 2023: Grocery Stores, Drug Stores and Select Streaming Services
- April-June 2023: Restaurants and Wholesale Clubs
- July-September 2023: Gas Stations and Digital Wallets
- October-December 2023: Amazon.com and Target
Below are the cash back categories for 2022:
- January-March 2022: Grocery Stores & Fitness Clubs & Gym Memberships (Ends 3/31/2022)
- April-June 2022: Gas Stations and Target (Activation begins 2/1/2022)
- July-September 2022: Restaurants and PayPal (Activation begins 5/1/2022)
- October-December 2022: Amazon.com & Digital Wallets (Activation begins 8/1/2022)
Below are the cash back categories for 2021:
- January-March 2021: Grocery Stores, Walgreens and CVS (Ends 3/31/2021)
- April-June 2021: Gas Stations, Wholesale Clubs and Select Streaming Services (Activation begins 2/1/2021)
- July-September 2021: Restaurants and PayPal (Activation begins 5/1/2021)
- October-December 2021: Amazon.com, Walmart.com and Target.com (Activation begins 8/1/2021)
Below are 2020’s cash back categories:
- January-March 2020: Grocery Stores, Walgreens and CVS (Ends 3/31/2020)
- April-June 2020: Gas Stations, Uber, Lyft and Wholesale Clubs (Activation begins 2/1/2020)
- July-September 2020: Restaurants and Paypal (Activation begins 5/1/2020)
- October-December 2020: Amazon.com, Walmart.com and Target.com AND Best Buy (11/25/2020 through 12/31/2020)(Activation begins 8/1/2020)
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Bottom Line
If you don’t have the Discover It®, you might be excited to hear that it has 0% APR for 14 months on purchases, no annual fee, no fee for your first late payment, no over limit fee, no fee for payments by phone, and no foreign transaction fees.
In addition to these already great features, all eligible purchases made with your Discover card are protected for up to $500 during the first 90 days if they’re stolen or accidentally damaged. Learn more about this magnificent card in our Discover It review.
To learn more about the remaining quarters, view the:
- Discover It First Quarter 5% Cash Back Categories
- Discover It Third Quarter 5% Cash Back Categories
- Discover It Fourth Quarter 5% Cash Back Categories





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