Take a look at the latest Education First Federal Credit Union CD rates, offers, and promotions here.
They are currently offering some of the best CD rates in Texas with terms ranging from 1-Year all the way up to 5-Years.
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About Education First Federal Credit Union
Education First Federal Credit Union began humbly by a group of like-minded teachers in Beaumont, Texas. As a not-for-profit credit union, they’re able to reward their members in Texas and beyond with competitive rates on deposit accounts that are often higher than other institutions.
| Eligibility: You are able to join if you live, work, worship, volunteer, or attend school in the following counties: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler. See more ways to be eligible here. |
The rates are worth a look, but be sure to compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Education First Federal Credit Union does have competitive rates, be sure to check out Discover Bank Promotions here to find other great offers.
| CIT BANK CD TERM | RATE | LINK |
| 12-Month Term | 0.30% APY | Apply Now |
| 13-Month Term | 0.35% APY | Apply Now |
| 18-Month Term | 0.30% APY | Apply Now |
| 4-Year Term | 0.50% APY | Apply Now |
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 0.60% APY | Apply Now |
| 24-Month Term | 0.60% APY | Apply Now |
| 36-Month Term | 0.65% APY | Apply Now |
| 48-Month Term | 0.65% APY | Apply Now |
| 84-Month Term | 0.70% APY | Apply Now |
Education First Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a Education First Federal Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $500
- Maximum deposit: —
- Early withdrawal penalty: CD accounts with a term of 1 year or more are charged 180 days worth of dividends.
(FDIC Insured)
| Term | APY Rate | Minimum Deposit |
| 3 Month | 0.25% | $1,000 |
| 6 Month | 0.76% | $1,000 |
| 1 Year | 0.90% | $1,000 |
| 2 Year | 1.21% | $1,000 |
| 3 Year | 1.41% | $1,000 |
| 5 Year | 1.76% | $1,000 |
Education First Federal Credit Union CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the FDIC up to the maximum allowed by law
Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. No matter what CD length you choose, Education First FCU offers competitive rates on all terms.
This is a great opportunity to invest in a high-interest CD from Education First FCU. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Education First Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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