Find an updated list of Educational Systems Federal Credit Union promotions, bonuses, and offers here.
Currently, they have a $300 bonus when you open a checking account and meet all the requirements.
Table of Contents
About Educational Systems FCU Promotions
Educational Systems Federal Credit Union was formed in 1955 by a small group of educators who wanted to make a difference by helping the members of the education community achieve their financial goals and dreams.
However, if you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
| Eligibility: Individuals eligible to join the Credit Union include employees, students, as well as their parents and immediate family members of school systems and community colleges of Maryland. Furthermore, you can visit their membership page for additional ways to join. |
- Availability: MD (Bank Locator)
- Routing Number: 255077008
- Customer Service: 301-779-8500 or 800-356-6660
However, while they have a generous $300 bonus, Educational Systems Federal Credit Union doesn’t have great rates for CDs and Savings. Comparatively, you can check out our full list of Bank Rates and CD Rates to find other great rates.
I’ll review the $300 offer below.
Educational Systems FCU $200 Checking Bonus
FCU $200 Checking Bonus
You can receive a $200 bonus from Educational Systems Federal Credit Union when you open a new checking account with certain requirements.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull or Hard Pull
- ChexSystems: Unknown
- Opening Deposit: None listed
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: Varies by account
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires September 30, 2021)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), and Aspiration Spend & Save Account ($150 bonus). |
Earn The $300 Checking Bonus
- Open a Checking account with Direct Deposit and eStatements and receive $200
- The $200 Bonus Dividend will be posted to the member’s savings account within 10 business days after the qualifying Direct Deposit posts and validation of eStatement enrollment
- Mobile Deposit
- Direct Deposit
- Overdraft Coverage
- Reorder Checks
- Switch Kit
- Checking Account Management Podcast
- Premium Checking: There are no monthly service fees.
- Dividend Checking: $10, can be waived with a minimum balance of $500.
- Standard Checking: $8.95, can be waived with $1,500 minimum balance.
- To be eligible for this New Educator Package promotion, you must be a new employee of a school system or community college we serve with a signed contract and establish Credit Union membership between June 1 and September 30, 2021.
- All offers subject to change without notice.
- To qualify, a new checking account must be opened by September 30, 2021 with eStatements and a minimum Direct Deposit of $700 per pay period from Anne Arundel County Public Schools, that posts to the account by October 31, 2021.
- The $200 Bonus Dividend will be posted to the member’s savings account within 10 business days after the qualifying Direct Deposit posts and validation of eStatement enrollment.
- May be reported as taxable income.
- This promotion cannot be combined with other offers.
- Applicants must meet membership eligibility.
- 2 Withdrawals are free from all Educational Systems FCU ATMs when using an Educational Systems FCU debit card.
- Surcharge-free transactions are also available at CULIANCE ‘CU Here’ Network ATMs across the country.
Educational Systems FCU $300 Checking Bonus *Expired*
Earn a $300 bonus when you open a checking account.
You can receive a $300 bonus from Educational Systems Federal Credit Union when you open a new checking account with certain requirements.
- Account Type: Checking Account
- Credit Inquiry: Soft Pull or Hard Pull
- ChexSystems: Unknown
- Opening Deposit: None listed
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: Varies by account
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires October 15, 2020)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), U.S. Bank Platinum Checking ($300 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($500 Bonus). |
How To Earn $300 Checking Bonus
- To qualify, a new checking account must be opened with:
- eStatements
- minimum Direct Deposit of $700 per pay period from Prince George’s County Public Schools, that posts to the checking account by October 15, 2020.
- Mobile Deposit
- Direct Deposit
- Overdraft Coverage
- Reorder Checks
- Switch Kit
- Checking Account Management Podcast
- Premium Checking: There are no monthly service fees.
- Dividend Checking: $10, can be waived with a minimum balance of $500.
- Standard Checking: $8.95, can be waived with $1,500 minimum balance.
- The Cash Bonus will be posted to the member’s savings account within 10 business days after the qualifying Direct Deposit posts and validation of eStatement enrollment.
- May be reported as taxable income.
- This promotion cannot be combined with other offers.
 |
Bottom Line
Lastly, Educational Systems Federal Credit Union is very generous and I recommend you take advantage of it while it lasts! Additionally, they offer online and digital banking, so you’ll be able to access your money anywhere at any time. However, be sure to check with a CSR to find out if it triggers a hard or soft pull before opening the account.
Furthermore, your feedback is highly appreciated and makes our site even better!
*Check back at this page for updated Educational Systems Federal Credit Union promotions, bonuses, and offers.
It looks like they are going to enforce that the DD has to come from an educational institution or SS.
“To qualify, a new checking account must be opened now through November 30, 2019 with eStatements and a minimum Direct Deposit of $700 per pay period from a public school system, private school, college, university or an education retirement income source or social security that posts to the account by December 31, 2019. “