
Take advantage of Exchange Bank promotions, bonuses, and offers here!
Update 5/27/26: There’s currently a $150 checking bonus valid through 6/1/26.
Exchange Bank $150 Checking Bonus

Earn a $150 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $150 bonus
- Account Type: Checking
- Availability: CA (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 06/01/2026)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($500 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How To Earn Bonus
- Open a new Everyday Checking Account with a minimum opening deposit of $100
- Have at least one monthly direct deposit or ACH transfer credit totaling $500 or more deposited into the account for 3 consecutive months
- Enroll in and select to receive eStatements
- Cash bonus will be paid to the open, eligible account within 150 days after account opening and after all promotional requirements have been met.
- To receive $150 cash bonus: Open a new Everyday Checking account (subject to approval) by 06/01/2026.
- Fulfill the following three (3) requirements, beginning either in the month of account opening or the immediately following month: 1.) Open a new Everyday Checking account with a minimum opening deposit of $100.
- Current or former Everyday Checking account owners (including joint owners) within the last 60 days are not eligible. 2.) Have at least one (1) qualifying ACH credit totaling $500 or more per month, in aggregate, deposited into your Everyday Checking account for three consecutive months. Qualifying ACH credits include direct deposits or government benefit payments; and 3.) Enroll and receive electronic statements for your Everyday Checking account.
- Cash bonus will be paid to the open, eligible account within 150 days after account opening and after all promotional requirements have been met.
- The account must have an available balance greater than zero at the time of payout to receive the bonus.
- The bonus will be credited to the qualifying account and reported as interest for tax purposes.
- Any applicable taxes associated with the bonus are the responsibility of the account owner.
- To the extent required by law, Exchange Bank will report the total value of this bonus to the IRS on Form 1099-INT (or Form 1042-S, if applicable) for the tax year in which the bonus was paid.
- This is not an interest-bearing account.
- Exchange Bank employees and board members are ineligible.
- One bonus per account.
- Offer may change or be discontinued at any time without prior notice.
- Terms, conditions, restrictions, and fees may apply.
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Bottom Line
Although you can earn a generous bonus from Exchange Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Exchange Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!





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