Find the latest First Federal Bank of Kansas City promotions, bonuses, and offers here.
Update 9/9/25: There’s currently a $300 checking bonus available for a limited time.
About First Federal Bank of Kansas City Promotions
First Federal Bank of Kansas City’s mission is to help people build a better financial future. Along with great bank bonuses, CD rates and bank rates, their specialty is helping people buy, build, improve, and refinance homes. You’ll find they have affordable rates and a wide range of home loan options – more than virtually any other lender.
However, although First Federal Bank of Kansas City doesn’t offer great rates, definitely take a look at the bonus! We will review the current First Federal Bank of Kansas City promotions below.
First Federal Bank of Kansas City $300 Checking Bonus
First Federal Bank of Kansas City is currently offering a $300 bonus when you open a new checking account and meet the requirements.
- What you’ll get: $300 bonus
- Account Type: First Free Checking
- Availability: MO (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Up to $1,000 via VISA/MC/Discover
- Monthly Fee: None
- Early account termination fee: None listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
| Bank of America ($500 bonus offer) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Earn $300 when you open a First Free Checking Account
- Enroll in online banking
- Receive at least one direct deposit
- Use your debit card at least 10 times within 60 days
- After you have successfully completed all of the qualifying requirements, between 61- and 80-days following account opening, the $300.00 bonus will be credited to your checking account.
- You will receive a bonus of $300.00 if the following conditions are met within 60 calendar days of account opening. (limited to one $300.00 bonus per individual receiving the offer)
- A new First Free Promo checking account must be opened during the promotional period. The minimum opening deposit is $25.00. (For other important terms of our Deposit Accounts, please refer to the Terms & Conditions of Your Account and
- Limits and Fees disclosures provided at account opening.) • This offer is for new consumer checking account customers only. Existing consumer customers with loans, savings or business accounts are eligible. You are not eligible for this offer if you are a current First Federal Bank consumer checking account primary or joint owner, or if you closed a First Federal Bank consumer checking account after January 1, 2025, or had accounts closed with a negative balance within the last three years.
- You must enroll in online banking.
- You must receive at least one single direct deposit in the new account of $500.00 or more or multiple deposits totaling $500.00 or more. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Deposits processed as a debit card credit or via Account to Account or Peer to Peer (e.g., Zelle ®, Venmo) transfers do not qualify. Micro-deposits (small deposits, typically less than $1, that are sent to your account to verify it is the correct account) do not qualify as a direct deposit for the bonus. • You must have at least ten (10) Debit Card transactions at point-of-sale terminals that post and settle.
- The new account must remain active for at least 60 days and remain in good standing.
- After you have successfully completed all of the qualifying requirements, between 61- and 80-days following account opening, the $300.00 bonus will be credited to your checking account. The bonus amount will be reported as interest on an IRS Form 1099-INT or Form 1042-S if applicable.
First Federal Bank of Kansas City $250 Checking Bonus (Expired)
Earn a $250 bonus when you open a checking account and complete the qualifying activities.
When you open a new checking account and meet the requirements, you can receive a $250 bonus.
- Account Type: Kasasa Free Checking, Kasasa Saver
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- ChexSystems: Unknown, Let us know
- Opening Deposit: $25
- Credit Card Funding: Up to $1,000 via VISA/MC/Discover
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Closing Account Fee: None listed
(No expiration date)
| BMO Smart Money Checking ($400 cash bonus*) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
How To Earn $250 Checking Bonus
- Open a Kasasa® Cash or Kasasa® CashBack Checking account online or at any of our eleven (11) First Federal Bank of Kansas City Banking Center locations.
- Deposit $25 to open and within 45 days of opening establish a recurring direct deposit of your payroll, pension or government direct deposit.
- Open companion Kasasa® Saver and deposit $25 and within 45 days of opening establish a recurring direct deposit of your payroll, pension or government direct deposit or monthly recurring automatic transfer from another financial institution or First Federal Bank account and receive an additional $50 bonus.
- You must also qualify for Kasasa® rewards four (4) out of the first six (6) qualification cycles to be eligible to receive bonus payment(s).
- Refunds on ATM fees nationwide (up to $25 monthly)*
- No minimum balance
- Link to Kasasa Saver® account to build savings automatically
- Free mobile and online banking, including bill pay
- Transfer money to others with PopMoney
- Free e-Statements
- Free MasterCard® debit card with chip security
- Optional overdraft protection available
- Unlimited check writing
- There are no monthly fees
- You must mention that you are an employee, family member or referral from a Hallmark employee to receive bonus incentive and not have a current account with First Federal Bank of Kansas City and not have had an account with First Federal Bank of Kansas City closed with a negative balance.
- All new accounts are verified through ChexSystems.
- Your account must be open and in good standing at the time you receive the bonus.
- Your bonus dollars will be deposited to your account(s) in the seventh (7th) qualification cycle after account opening and you have met all the qualification requirements for checking and savings.
- Limit one bonus checking and one bonus savings account payment per household.
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Bottom Line
Lastly, be sure to check out First Federal Bank of Kansas City for this rather generous promotion. However, before opening this account, though, make sure to check if this triggers a hard or soft pull.
*Compare First Federal Bank of Kansas City Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
Furthermore, feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated First Federal Bank of Kansas City promotions, bonuses, and offers.
Oops! I guess it expired.