
Find the most up-to-date First Heritage Federal Credit Union promotions, bonuses, and offers here.
Update 11/14/25: There’s currently a $100 checking bonus valid as a limited time offer.
About First Heritage Federal Credit Union Promotions
| Eligibility: First Heritage serves the following community field of membership: Persons who live, work, worship or attend school in the eleven county community, comprised of the Allegany, Chemung, Livingston, Schuyler, Steuben, Tioga, and Yates counties of New York, and the Bradford, Lycoming, Potter, and Tioga counties of Pennsylvania, as well as their immediate family members. See current membership details. |
First Heritage Federal Credit Union $100 Checking Bonus

- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: PA, NY (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 12/31/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
- Receive a $100 reward bonus when you register, open a new First Heritage APEX Rewards Checking Account and complete the following within 60 days of account opening:
- Complete at least (1) direct deposit, AND
- Complete at least (12) debit card transactions (excluding ATM transactions) AND
- Enroll in eStatements
- Terms and conditions apply.
- Membership eligibility required.
- Federally insured by NCUA.
- Offer may be change or withdrawn at any time.
- Please allow 30 days for the direct deposit of your reward bonus after completing all offer requirements.
- Receive a $100 reward bonus when you register, open a new First Heritage APEX Rewards Checking Account and complete the following within 60 days of account opening:
- Complete at least (1) direct deposit, AND
- Complete at least (12) debit card transactions (excluding ATM transactions) AND
- Enroll in eStatements
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Bottom Line
*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated First Heritage Federal Credit Union promotions, bonuses, and offers.




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