Find the most up-to-date GECU promotions, bonuses, and offers here.

Update 3/20/26: There’s currently a $300 checking bonus valid through 7/31/26.

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About GECU Promotions

Eligibility: Membership in GECU is open to anyone through the American Consumer Council. GECU will enroll you at no additional cost. See current membership details.

GECU $300 Checking Bonus

What you’ll get: $300 bonus
Account Type: Checking
Availability: Branches in NM, TX – Nationwide through ACC (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Soft Pull
ChexSystems: Unknown
Credit Card Funding: Up to $250
Monthly Fees: None
Early Account Termination fee: Not listed
Household Limit: Not listed

$300 Offer at GECU

(Expires 07/31/2026)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
Bank of America ($500 bonus offer)	U.S. Bank Smartly^® Checking ($450 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Here’s how to receive your $300 bonus!
New account: Open a new GECU personal, youth or senior checking account.
Direct deposit: Receive one or more qualifying direct deposits totaling at least $2,000 within 90 days of account opening.
Average daily balance: Maintain a $500 average daily balance for 90 days after account opening.
This offer is available to new and existing members until July 31.

Offer available on new checking accounts opened during the promotional period only.
Limit one bonus per member per checking account.
Not available for second chance checking or business checking accounts.
Account must be opened by July 31, 2026, and remain open until the bonus is paid.
Direct deposit includes an electronic deposit of paycheck, pension or government benefits (such as Social Security) from an employer or the government.
Transfers between GECU accounts, transfers from external financial institutions, mobile deposits, person-to-person transfers (such as Zelle®), and branch or ATM deposits do not qualify as direct deposits.
After the 90-day qualification period, if all requirements are met, the $300 bonus will be deposited into your new checking account within one business day.
The Annual Percentage Yield (APY) of 0.10% is accurate as of March 17, 2026, and may change after the account is opened.
Bonus will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).